Get more for your money

Bank your way

Sign up with ease

Enjoy great service

Find the best bank account for you

Choose our featured chequing account for your day-to-day spending, bill payments and other transactions

CIBC Smart™ Account


Monthly fee

Transactions4, 5

Reach your goals faster with competitive rates or enjoy more convenience with unlimited transactions


Monthly fee

Interest rate



Monthly fee


Save money with rewards and discounts

Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.

Learn more about Journie Rewards

Start getting money back on your everyday purchases at top retailers with CIBC and Paymi.

Learn more about Paymi 

Put away money for tuition and books by saving on everyday purchases. Get a free SPC membership as a CIBC student or youth client.

Learn more about SPC

Enjoy more value from your bank account

Overdraft protection


Simplify your banking

Pre-authorized payments

Recurring fund transfers

Direct deposit

Create healthier financial habits with CIBC Insights

Did you know?

How-to guides

Order foreign cash online

Open a joint account

Send money with Interac e-Transfer®