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Find the best bank account for you

Choose our featured chequing account for your day-to-day spending, bill payments and other transactions

CIBC Smart™ Account


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Reach your goals faster with competitive rates or enjoy more convenience with unlimited transactions



Monthly fee


What is a bank account?

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Why open a bank account with CIBC?

Save money with rewards and discounts

Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.

Learn more about Journie Rewards

Start getting money back on your everyday purchases at top retailers with CIBC and Paymi.

Learn more about Paymi 

Save on everyday purchases and put money away for your school essentials. Get a free SPC+ membership as a CIBC student or youth client.

Learn more about SPC+

Enjoy more value from your bank account

Overdraft protection


Simplify your banking

Pre-authorized payments


Direct deposit

Create healthier financial habits with CIBC Insights

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How-to guides

Order foreign cash online

Open a joint account

Send money with Interac e-Transfer®

Your bank account questions answered