All-in-one banking that rewards you for your business

Get over $1,000 in value when you open your first chequing account and choose CIBC Smart Plus.

Fees

$0

If you meet the minimum daily balance requirements

or pay

$29.95


$0

If you meet the minimum daily balance requirements

or pay

$23.00


$6,000

in your account

or

$100,000

in combined eligible savings and investments, including GICs

How do I qualify?

Discover how easy it is to bank with us

Create healthier financial habits with CIBC Insights


Get an alert before you're overdrawn

Pay how you like

Save up to 10 cents per litre on gas

Send money abroad

Use direct deposit


Learn more about how to set up direct deposit.

Bank your way

Pre-authorize your payments


Learn more about pre-authorized payments.

Advice

Plan for retirement

How to

Get expert advice

How to

Send money with Interac e-Transfer