Enjoy Smart for Seniors with any of these accounts:

The perfect account for your everyday banking needs.

CIBC Smart™ Account

$4.95 monthly fee discount

Free bank drafts and money orders

Interest
N/A

Transactions
With the monthly fee discount pay no monthly fee for up to 12 transactions, $1.25 for each additional transaction over 12, to no more than a $10.00 capped monthly fee for unlimited transactions

Sending money through Interac e-Transfer®
Free

Receiving money through Interac e-Transfer
Free

Non-CIBC bank machine withdrawal2
$2.00 each

Account inquiries
Free

Get your savings started with competitive interest.

CIBC Premium Growth Account™

No monthly fee

Two free transactions1 per month

Free bank drafts and money orders

Interest
RDS%rate[3].CBPGA.rate(null,0.0_and over_0.0_CAD_Balance,1,2)(#O2#)%

All rates

Monthly fees
None

Transactions
Two free transactions per month
$1.50 for each additional transaction

Sending money through Interac e-Transfer
$1.50 each plus transaction fee, if applicable

Receiving money through Interac e-Transfer
Free

Non-CIBC bank machine withdrawal2
$2.00 each
plus transaction fee if applicable

Account inquiries
Free

The ideal account for your US dollar transactions.

CIBC US$ Personal Account

No monthly fee

Two free transactions1 per month

Free bank drafts and money orders

Interest
Up to RDS%rate[3].CUPA.rate(null,25000.0_-_59999.99_CAD_Balance,1,2)(#O2#)%
All rates

Monthly fees
None

Transactions
Two free transactions
per month
. $0.75 US for each additional transaction

Sending money through Interac e-Transfer
N/A

Receiving money through Interac e-Transfer
N/A

Non-CIBC bank machine withdrawal2
N/A

Account inquiries
Free


But that's not all. You'll also get:

A discount on a safety deposit box
Enjoy $5 off annual rental charge for a safety deposit box (any size, subject to availability).

Paperless record-keeping3
Less paper, less waste. Easily track your records online, free for each of your accounts.

The CIBC Advantage Debit Card®
Enjoy the convenience of the CIBC Advantage Debit Card. Get 24-hour access to your account through CIBC branches, bank machines, telephone banking, online banking and mobile banking.


Better ways to bank with CIBC

Convenient

Bank when you like - we're open longer at many of our 1,100+ banking centres

Innovative

Bank on the go, with award-winning mobile and online access

Accessible

One of the largest bank machine networks in Canada for quick and easy access to your cash

Total solutions

Reduce your fees and make the most of your accounts with CIBC Banking Bundles4