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Mortgage Resource Centre
Wherever you are in your home buying journey, we’ve got the information that can help. Browse through our topics and find out how to make the most of your new or existing mortgage.
Learn about mortgages
Advice for first time home buyers
- Should I rent or buy?
- How much do you need for a downpayment?
- How much mortgage can I afford?
- When is the best time to buy a home?
- Are you ready to buy a home?
- New home checklist: What should I look for?
- Lower your income taxes with the First-Time Home Buyers’ Tax Credit
- Use the Home Buyers' Plan to buy your home sooner
- Learn more about the First Home Savings Account
- Things to consider when buying a house
- Tips for first time home buyers
Buying a home and getting your mortgage
- Get a mortgage pre-approval certificate
- How to check your credit report
- What to expect from a home inspection
- What closing and other costs do you pay when buying a home?
- Making an offer on a home
- Finalizing your mortgage: Documents to provide
- Required Mortgage Documents Checklist (PDF, 70 KB) Opens a new window in your browser.
- Mortgage default insurance: Buy a home with just 5% down
- How to avoid closing day problems
- Home moving checklist
- Protection for your mortgage
- Fixed Rate vs. Variable Rate Mortgages
- Mortgage rates in Ontario
Paying and managing your mortgage
- How to port and replace your mortgage
- How to best prepare for interest-rate changes
- It’s time to renew your mortgage
- The benefits of flexible mortgage payments
- How to pay off your mortgage faster
- Types of registered mortgage charges
- Reduce your mortgage payment
- Information on mortgage prepayment
- Mortgage payment relief options
- When to switch mortgage lenders
Home improvement and renovations
For more information about mortgages and prepaying your mortgage, visit the Government of Canada’s page about mortgagesOpens a new window in your browser. It can help you better understand what to consider when you enter into a new mortgage or when you renegotiate/renew an existing mortgage.
Related links
- Required Mortgage Documents Checklist (PDF, 70 KB) Opens a new window in your browser.
- New Home Buying Checklist (PDF, 75 KB) Opens a new window in your browser.
- Home Renovation Checklist (PDF, 70 KB) Opens a new window in your browser.
- Home Moving Checklist (PDF, 1.4 MB) Opens a new window in your browser.
Mortgages
- US Cross-Border Mortgage
- Manage My Mortgage
- Fixed Rate Mortgages
- Variable Rate Mortgages
- CIBC Home Power Plan Mortgages
- Mortgage Offers
- First-Time Home Buyer
- Buy Your Next Property
- Renew Your Mortgage
- Use Your Home Equity
- How to Switch Your Mortgage Provider
- Compare Mortgages
- Mortgage Tools and Calculators
- Resource Centre
- Contact Us
- Mortgage Rates
- Apply for a Mortgage
- Request a Call from a CIBC Mortgage Advisor
- Mortgage Relief
- Mortgage Comparison Results
- Find the Right Mortgage Rates for You