A customized plan for your future

Dedicated advisors

Connect directly with an advisor who will work with you and your family to create a tailored plan by using market leading tools like CIBC GoalPlanner™.

Advice and investment solutions

Get support to help you achieve your ambitions with personalized investment solutions and advice every step of the way.

Exclusive perks, just for you

Enjoy banking that rewards you with a CIBC Smart™Plus chequing account1. Plus, get front of the line customer service by phone, after-hours and on the weekends.

Premier access to modern tools

Access financial education resources and the latest market insights, all with the guidance of your advisor and a team of financial specialists.

Premium benefits you'll love

All-in-one banking for $01

Get unlimited transactionsand Interac e-Transfers®3 with a CIBC SmartPlus chequing account, free ATM withdrawals worldwide4, and pay no fees for CIBC Overdraft Protection Service5.

Exclusive investment opportunities

Enjoy access to CIBC Personal Portfolio Services, preferred rates on GICs, and never pay fees when you transfer in an investment with another financial institution.

Premium credit cards

Get an eligible CIBC credit card with an annual fee rebate for the primary cardholder and up to 3 authorized users6, including eligible USD credit cards7

Priority servicing and digital tools

Access your finances, financial planning tools, market information and more with Imperial Service Online Banking.

The CIBC Imperial Service experience

Step 1: Meet

The first step is getting to know you. What are your ambitions for the future? What challenges are you facing? What's important to you and your loved ones?

Step 2: Review

By taking a closer look at your finances, and getting to know your full financial picture, your advisor can help identify opportunities to achieve your financial goals.

Step 3: Recommend

With a clear understanding of your situation, your advisor will recommend strategies for everyday banking, investing, borrowing, wealth protection, and discuss tax considerations.

Step 4: Plan

Your advisor will work with you to create and manage a plan that puts your needs and priorities first.

Step 5: Ongoing help

Your advisor will help you stay on track and work with you through changes in your life, no matter how big or small.

Your future, your way

Your dedicated Imperial Service Advisor is here for you, and will personalize your plan to support your ambitions, including managing your finance and borrowing needs, education planning, retirement, and building your wealth.  They can meet you where you're at, either in person at a CIBC Banking Centre, or remotely by phone and email.

Discover financial wellbeing for young professionals

Frequently asked questions