Special offer Only CIBC offers employee pricing to physicians on mortgages and investments.

Get the full service physician package

Employee pricing

Specialized financial care

Flexible banking services

Employee pricing on CIBC mortgages

Limited time offer

Physicians get employee pricing and up to $3,000 cash back when they switch their mortgage to CIBC◊◊ or buy their first home◊◊.

Access to employee rates and expert advice

If you’re a new physician, you can qualify for this offer based on your estimated future earnings.

Connect with a CIBC healthcare specialist today Opens in a new window.

CIBC Home Power Plan®

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

CIBC Prime1 - 0.25%

for line of credit

Manage your mortgage and line of credit under 1 plan

Use the value of your home to borrow money

Flexible options to include a co-borrower who doesn’t own the mortgaged property19

Access your line of credit anytime

Only pay interest on the amount you use


Need access to cash for everyday expenses? 

CIBC Prime1 - 0.25%

for secured and unsecured loans and lines of credit

Talk to an advisor to find out how you can qualify for this special offer.

CIBC eAdvantage® Savings Account

Earn a bonus interest rate of 1.25% when you open your first CIBC eAdvantage Savings Account.

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$5.00 each


Physicians can maximize short-term savings with a high interest rate on every dollar saved.

CIBC Aventura® Visa Infinite* Card

Earn up to 20,000 Aventura Points. Plus, get a first-year annual fee rebate.††


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Business Operating Account for Physicians

Running or starting a practice can be expensive — your bank fees shouldn’t be.



(with no minimum balance required)


Looking to build or expand your practice?

CIBC Prime1 - 0.25%

for secured and unsecured loans and lines of credit

Up to 24 months interest-only payments

on secured and unsecured borrowing

Up to 100% financing

for practice purchase price, startup or expansion costs

Talk to an advisor to find out how you can qualify for these special offers.

Business Plus Credit Cards

For a limited time, save the annual fee with a continuous rebate.

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Managed investments

CIBC Personal Portfolio Services®, 8

This portfolio is for investors who want personalized advice and to have their investments managed by a leading group of experts.


CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Leave it to the experts

Investment managers monitor your portfolio and make adjustments to reflect current market conditions.

CIBC Smart Investment Solutions9

This portfolio is for investors who want to mix active and passive investments. Get access to modern investing solutions such as lower cost ETFs.


CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Find the right fit

Whether you're an income-, balance- or growth-oriented investor, we have a portfolio for you.

Do-it-yourself investing

CIBC Premium Edge10

Physicians get the $1 million eligibility threshold lowered to $500,000 in household assets.


Trading equities, ETFs, options, mutual funds and more with our award-winning online investing platform

A priority service team and customized reporting

Flat-fee pricing

$4.95 per online equity trade

with no minimum trades or account balance

These investment assets can help you get a CIBC Smart™ Plus Account fee rebate5.

Experience more of the world knowing we’ve got options that make banking easier regardless of your destination.

Cross-border banking

If you frequently cross the border into the U.S. for business or pleasure, you can conveniently bank with our solutions, just like you do in Canada. Choose from the following options:

Deposit, withdraw and save your U.S. dollars without worrying about currency fluctuations.

CIBC US$ Personal Account

If you live, travel, shop or work in the U.S., now you can transfer cash, pay U.S. bills and spend money with ease.

CIBC Bank USA Smart Account™

Bundle and save

Enjoy an annual fee rebate if you have either a CIBC US$ Personal Account or a CIBC Bank USA Smart Account, and a premium CIBC personal credit card.

Travel rewards card

Take your travel to new heights with exceptional benefits.

CIBC Aventura® Visa Infinite Privilege* Card

Bundle and save

Annual fee rebate of up to $139 if you have a CIBC Smart Plus™ Account.

  • Earn up to 60,000 Aventura points – the equivalent of  $1200 or 3 short-haul flights
  • Enjoy an annual $200 travel credit
  • Access 1,300+ airport lounges with a Priority Pass™ membership and get 6 complimentary lounge visits per year
  • Get 2 NEXUS application fee rebates every 4 years

Foreign Exchange at Preferred Rates

Special offer

Planning a vacation? Make trip planning easy by ordering foreign cash through your advisor. Physicians can order up to 65 currencies at preferred rates.

Ready to get started?


Additional services

CIBC GoalPlanner™

As life changes, so will your financial goals. CIBC GoalPlanner simplifies the planning process and adjusts your plan to meet your evolving needs. 

Learn more about how we can set your ambitions in motion with CIBC GoalPlanner.

Advice and resources

Look no further for tips, guides and expert advice. Read articles from specialists at CIBC and experts in the industry who provide exclusive knowledge and perspectives.

Warning signs you are experiencing physician burn out (PDF, 850 KB) Opens in a new window.

In good company: Earning investment income in your corporation (PDF, 790 KB) Opens in a new window.

Starting a Practice: A guide for new physicians (PDF, 380 KB) Opens in a new window.

Banking for Dentists

Being a dentist is getting more competitive. Practice costs are rising and building a loyal patient base can be difficult. Learn more about the CIBC Dental Professionals Solution and how we’re committed to supporting you.

Medical students in the classroom

Banking for residents, fellows and pre-practicing physicians

As a new doctor, you’re outgrowing the solutions and advice that supported you in medical school. We’re committed to helping you succeed beyond your residency.

Learn more about our resident offer.