Get the Full Service Physician Package

Expert advice 

A bank you can trust

Flexible banking services


Need access to cash for everyday expenses? 

CIBC Prime1 - 0.25%

for secured and unsecured loans and lines of credit

Talk to an advisor to find out how you can qualify for this special offer.

CIBC eAdvantage® Savings Account

Earn a bonus interest rate of 1.25% when you open your first CIBC eAdvantage Savings Account.

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$5.00 each


Physicians can maximize short-term savings with a high interest rate on every dollar saved.

CIBC Aventura® Visa Infinite* Card

Earn up to 20,000 Aventura Points. Plus, get a first-year annual fee rebate.††


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The primary cardholder’s fee is rebated for the first year and each additional card is rebated $50 (for up to 3 authorized users).6

Fixed and variable rate mortgages

Limited time offer

Get up to $3,000 cash back when you switch your mortgage to CIBC◊◊ or when you buy a home◊◊.

Access to exclusive rates and expert advice

If you’re a new physician, you can qualify for this offer based on your future earnings.

Have a CIBC mortgage advisor visit you at work or home.

Find a mortgage advisor todayOpens a new window in your browser.

CIBC Home Power Plan®

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.

CIBC Prime1 - 0.25%

for line of credit

Manage your mortgage and line of credit under 1 plan

Use the value of your home to borrow money

Access your line of credit anytime

Only pay interest on the amount you use

Business Operating Account for Physicians

Running or starting a practice can be expensive — your bank fees shouldn’t be.



(with no minimum balance required)


Looking to build or expand your practice?

CIBC Prime1 - 0.25%

for secured and unsecured loans and lines of credit

Up to 24 months interest-only payments

on secured and unsecured borrowing

Up to 100% financing

for practice purchase price, startup or expansion costs

Talk to an advisor to find out how you can qualify for these special offers.

Business Plus Credit Cards

For a limited time, save the annual fee with a continuous rebate.

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Managed Investments

CIBC Personal Portfolio Services®, 8

This portfolio is for investors who want personalized advice and to have their investments managed by a leading group of experts.


CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Leave it to the experts

Investment managers monitor your portfolio and make adjustments to reflect current market conditions.

CIBC Smart Investment Solutions9

This portfolio is for investors who want to mix active and passive investments. Get access to modern investing solutions such as lower cost ETFs.


CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Find the right fit

Whether you're an income-, balance- or growth-oriented investor, we have a portfolio for you.


CIBC Premium Edge10

Transfer funds from outside CIBC to a CIBC Investor’s Edge account and earn up to $2000 cash back to invest your way.


Trading equities, ETFs, options, mutual funds and more with our award-winning online investing platform

A priority service team and customized reporting

Flat-fee pricing

$4.95 per online equity trade

with no minimum trades or account balance

These investment assets can help you get a CIBC Smart™ Plus Account fee rebate5.

If you require financial assistance during these uncertain times, there are relief measures in place to support you:

Business Borrowing

Potential payment deferrals may be applied on business term loans, lines of credit, business credit cards, or authorized overdraft. You may also be able to extend the amortization term of your business loan.


Funds held in non-registered GICs may be eligible for early withdrawal.

Canada Emergency Business Account (CEBA)

Eligible businesses may be eligible for a $40,000 interest-free loan, which also features a $10,000 complete forgiveness benefit if repaid by December 31, 2022. Learn more about CEBA.

Ready to get started?


Additional services

Physicians looking at x-rays

We're here for you

As the COVID-19 situation continues to evolve, we want you to know that we have plans in place to be here for you and your practice.

We’re here to help physicians experiencing financial hardship. Learn more about how we can help.

Physician and patient chatting

CIBC Pace It™

Need to replace old appliances, start home renovations or deal with unexpected costs? Manage your cash flow and get the things you need, now. With CIBC Pace It you can pay off large eligible credit card purchases with Installment Plans at lower interest rates. Convert your eligible purchases online. Learn more about CIBC Pace It.

Two people shaking hands

Get up to $3,000! Switch your mortgage to CIBC and get cash back.◊◊

Moving your mortgage is fast and easy. A CIBC Mortgage Advisor can help you find a mortgage that meets your needs at a competitive rate.

Start by requesting a call with us. We’ll help you get the right mortgage for you, remotely.

And once you’ve chosen your mortgage, we’ll take care of the rest. Learn more about our cash back offer.

Medical students in the classroom

Banking for residents, fellows and pre-practicing physicians

As a new doctor, you’re outgrowing the solutions and advice that supported you in medical school. We’re committed to helping you succeed beyond your residency.
Learn more about our resident offer.