CIBC Costco Business Mastercard

Welcome offer

Join and earn a $100 Welcome Bonus


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Fees and interest rates

Annual fee



Purchase interest rate 


Cash interest rate 

non-Quebec residents

Quebec residents

Earn cash back on all your business purchases 


Costco Gas


2% and


Insurance Services

Other Gas


Other Purchases


Get special rates with CIBC Pace It™, Installment Plans on Costco purchases



for 6 months


for 12 months


for 24 months

Get more Costco savings with your cash back gift certificate

More to love about this card

Carry fewer cards

Your CIBC Costco Business Mastercard also serves as your Costco membership card with all of your membership details on the back of your credit card.

Access personalized support

Meet with a business banking expert who can assess your needs and provide guidance to help you achieve your financial goals. Get access to a full suite of deposit accounts, financing options with credit lines and loans, payment processing services and more.

Set user spending limits

Create unique spending limits for purchases and cash advances for any Authorized Users. As the Primary Cardholder, you can set limits for each user and monitor their usage to manage your business expenses. Contact us any time to change their spending limits. 

Calculate your cash back potential

Use the sliders to estimate your monthly credit card spending. 

This tool is currently unavailable. Please see Overview and Advice.

Protecting your card

Mastercard’s Zero Liability Protection Policy

If your card, card number or other card details are stolen, you will not be held responsible for fraudulent purchases processed through the Mastercard network as long as you meet your obligations and use reasonable care to safeguard your card and PIN.

CIBC is committed to upholding the Mastercard Zero Liability Protection policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Mastercard: Zero Liability Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your CIBC Mobile Banking App or CIBC Online Banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Want to earn cash back on personal expenses?

Your CIBC Costco Business Mastercard questions answered

Membership and documentation

Cash back and cash back gift certificates

Card transfers