Credit Cards Tips and Advice

Each of our credit cards has a minimum credit limit. When you're approved for a CIBC credit card, the minimum credit limit you receive will depend on the card.
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How is my credit limit determined?

Where can I find my credit limit?

Minimum credit limits for CIBC credit cards:

Travel cards — Aventura

Cards Minimum credit limit
CIBC Aventura® Visa Infinite Privilege* Card $10,000
CIBC Aventura® Visa Infinite* Card $5,000
CIBC Aventura® Visa* Card $1,000
CIBC Aventura® Visa* Card for Students $1,000
CIBC Aventura® Gold Visa* Card $1,000
CIBC U.S. Dollar Aventura® Gold Visa* Card $1,000

Travel cards — Aeroplan

Cards Minimum credit limit
CIBC Aeroplan® Visa Infinite Privilege* Card $10,000
CIBC Aeroplan® Visa Infinite* Card $5,000
CIBC Aeroplan® Visa* Card $1,000
CIBC Aeroplan® Visa* Card for Students $1,000

Cash back cards

Cards Minimum credit limit
CIBC Dividend® Visa Infinite* Card $5,000
CIBC Dividend Platinum® Visa* Card $1,000
CIBC Dividend® Visa* Card $1,000
CIBC Dividend® Visa* Card for Students $1,000

Costco cards

Cards Minimum credit limit
CIBC Costco World Mastercard® $1,000
CIBC Costco Mastercard® $1,000

Rewards cards

Cards Minimum credit limit
CIBC Adapta™ Mastercard® $1,000
CIBC Adapta™ Mastercard® for Students $1,000
CIBC Adapta™ World Mastercard® $1,000

Low-interest and no-annual-fee cards

Cards Minimum credit limit
CIBC Classic Visa* Card $1,000
CIBC Select Visa* Card $1,000

Business cards

Cards Minimum credit limit
CIBC Aventura® Visa* Card for Business $5,000
CIBC Aventura® Visa* Card for Business Plus $5,000
CIBC Aeroplan® Visa* Business Card $5,000
CIBC Aeroplan® Visa* Business Plus Card $5,000
CIBC Costco® Business Mastercard® $1,000
CIBC bizline® Visa* Card $1,000
CIBC Corporate Classic Plus Visa* Card $5,000

Credit cards no longer available

Cards Minimum credit limit
CIBC Aventura® World Elite® Mastercard® Card $5,000
CIBC Aventura® World Mastercard® Card $5,000
CIBC Aventura® Mastercard® Card $1,000
CIBC Aerogold® Visa* Card $1,000
CIBC Gold Visa* Card $5,000
CIBC Vacationgold® Visa* Card $5,000
CIBC Dividend® Unlimited World Elite® Mastercard® Card $5,000
CIBC Dividend® Unlimited World Mastercard® Card $5,000