Ways to send and receive money
Send and receive money in Canada using an email or phone number
Key benefits of Interac e-Transfer
- Funds arrive quickly
- Send, receive and request money across Canada
- Works for personal transfers, paying businesses and recurring payments
- No need to share banking details
- Autodeposit available for receiving funds
Receive money using your CIBC Advantage Debit Card™
Key benefits of Visa Direct
- Funds arrive quickly
- Receive funds from individuals and businesses across the globe
- Directly fund your account from participating financial institutions anywhere in the world
Send money to over 130 countries without paying transfer fees
Key benefits of GMT
- Funds arrive in 1 to 2 business days1
- No transfer fees1
- Send to bank accounts, digital wallets, Visa Debit or Credit cards, or cash pick-up locations
- Complete your GMT online or in-branch
Send and receive large amounts within Canada or internationally
Key benefits of Wire Transfer
- Funds arrive in 2 to 5 business days2
- Available in multiple currencies, in Canada or worldwide
- No transfer limits — ideal for large or complex transactions
- In-branch service
Additional ways to fund your account
Direct deposit
Get paid faster — no need to visit a branch or wait for cheques to arrive.
Enjoy the convenience of same-day access to your money with no holds applied
Set up once and receive ongoing payments automatically
Perfect for payroll, government benefits and pensions
CIBC eDeposit®
Deposit cheques anytime using the CIBC Mobile Banking App — just snap a picture with your phone and send.
Deposit cheques quickly and securely with your phone
Deposit up to $250,000 CAD per cheque
Works with CAD cheques, bank drafts, certified cheques and money orders
Transfer funds from external accounts
Connect to an external financial institution and transfer funds into your CIBC account — it’s fast and secure.
Easily move up to $100,000 per transaction from other eligible financial institutions in Canada.
Transfer funds using Flinks3 in a few clicks and have it ready in your CIBC account within 1 to 3 business days — no need to visit a banking centre.
Sign on to CIBC Online Banking or the CIBC Mobile App, go to the “Move Money” section, then select “Transfer from external accounts”.
Discover more payment methods
Ways to pay
Looking for ways to shop and make payments?
Your money transfer questions answered