Our borrowing options differ based on when and how often you want funds, plus their repayment terms. Choose an option that suits your needs:
Choose this if you want to borrow a lump sum of money for large or one-time purchases, up to an approved credit limit. You’ll make regular payments over a specific period of time, and interest is calculated on the full loan amount. After you pay off the loan, you’re done. You can’t borrow any of the funds back unless you apply for a new loan.
Business line of credit
Choose this if you want on-going access to funds, up to an approved credit limit. Access funds whenever you need them and pay interest only on the amount you borrow. Any amount you repay is available to you again without reapplying.
Choose this if you want to cover unexpected expenses or transactions, up to an approved credit limit, when you don't have enough money in your bank account. Overdraft protection kicks in whenever your account is overdrawn. Pay interest only on the amount you borrow, and deposits are automatically applied towards your overdraft balance.