CIBC Business Loans and Lines of Credit

As a business owner, you don't have any time to waste. You want the right borrowing solutions to help run, develop and grow your business. CIBC offers a variety of borrowing solutions to meet your business needs and achieve your goals.

CIBC Business Overdraft
Protect your business against the unexpected. Access the funds you need at a competitive rate with flexible repayment terms. Up to $10,000¹ — it's fast and easy to apply.

Get up to $10,000 cash back on a CIBC Variable Rate Business Loan¹ for a limited time.

Learn moreabout the Business Loan Cash Back Offer

CIBC Business Lines of Credit

Meet your business borrowing needs to cover day-to-day operating expenses and manage seasonal fluctuations in cash flow with a CIBC Business line of credit over $10,000.²

CIBC Business Loans
Purchase equipment or fixed assets, or make improvements to capital assets, using a CIBC Business Loan over $10,000.²

CIBC Business Home Power Credit
If you have borrowing needs of $50,000 or more and are looking for competitive borrowing rates, you could use your residential Canadian property as collateral to get a secured loan and/or line of credit in the name of your business³.

Specialized Borrowing and Financing

CIBC Agriculture Loans
CIBC offers several financing options that help you ensure the long-term health of your farm and give you a choice of flexible borrowing options.

Rapid Financing powered by Thinking Capital
Get fast and simple financing to grow your business. Apply in minutes for loans up to $300,000. Get pre-approved immediately and funded in as little as 24 hours.

Franchise Financing
Our financing solutions are as unique as your business. We offer customized financing packages for all types of owner-operated businesses, including franchising as an alternative source of capital or as a means to lower your leverage.