Discover our competitive business GIC rates

Easy access

CIBC Flexible GIC®

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Posted rate

Learn more about CIBC Flexible GICs.

Competitive rates

CIBC Variable Rate GIC

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Posted rate

Learn more about CIBC Variable Rate GICs.

Low minimum investment

CIBC Bonus Rate GIC

Up to RDS%rate[4].BBLT.Published(60_null_null_Months_T,5000.0_-_999999.99_CAD_Balance,21,6)(#R#)%2
Posted rate

Learn more about CIBC Bonus Rate GICs.

How a GIC can help your business thrive

Accessible

Have a business banking account and some money you'd like to invest for a specific amount of time? Then you're eligible for a business banking GIC.

Safe

GICs offer great stability and security, making it a great low-risk option for businesses who need to maintain their original investment and get their funds back at a specific time.

Flexible

We have different business GIC types to match your business investment goals, whatever they may be. Need a GIC where you can take your money out anytime? We've got those, too.

Discover which business GIC is right for you

  • All business GICs
  • I want to be able to cash out early without penalty
  • I want to invest money for a set period of time
  • I want predictable returns
  • I want returns linked to market prime rates
  • I want an increasing rate of return year over year

Start saving with a business GIC today

Step 1 of 3.

Check out our GIC options

Use our business GIC finder to figure out which one is best for your business needs.

Step 2 of 3.

Get a business banking account

Make sure you have a business banking account with CIBC. Don't have one yet? No problem. To set one up, visit Business Accounts.

Step 3 of 3.

Meet with a CIBC business advisor

Contact a CIBC business advisor. We can help you find the best business GIC product, rate and terms to set you up for financial success.

Frequently asked questions

Discover more ways to boost your business