Discover our competitive business GIC rates

Easy access

CIBC Flexible GIC®

Posted rate

Learn more about CIBC Flexible GICs.

Competitive rates

CIBC Variable Rate GIC

Posted rate

Learn more about CIBC Variable Rate GICs.

Low minimum investment

CIBC Bonus Rate GIC

Up to RDS%rate[4].BBLT.Published(12_null_null_Months_T,5000.0_-_999999.99_CAD_Balance,21,6)(#R#)%3
Posted rate

Learn more about CIBC Bonus Rate GICs.

How a GIC can help your business thrive


Have a business banking account and some money you'd like to invest for a specific amount of time? Then you're eligible for a business banking GIC.


GICs offer great stability and security, making it a great low-risk option for businesses who need to maintain their original investment and get their funds back at a specific time.


We have different business GIC types to match your business investment goals, whatever they may be. Need a GIC where you can take your money out anytime? We've got those, too.

Discover which business GIC is right for you

  • What is your investment goal?
  • All business GICs
  • I want to be able to cash out early without penalty
  • I want to invest money for a set period of time for predictable returns
  • I want returns linked to market prime rates

Interested in other GIC rates?

Review all GIC rates

Start saving with a business GIC today

Step 1 of 3.

Check out our GIC options

Use our business GIC finder to figure out which one is best for your business needs. Need a little more information on GICs first? Check out our GIC glossary.

Step 2 of 3.

Get a business banking account

Make sure you have a business banking account with CIBC. Don't have one yet? No problem. To set one up, visit Business Accounts.

Step 3 of 3.

Meet with a CIBC business advisor

Contact a CIBC business advisor. We can help you find the best business GIC product, rate and terms to set you up for financial success.

Frequently asked questions

Discover more ways to boost your business