† This offer applies to the following eligible cards: CIBC Aventura® Visa Infinite* and CIBC Aventura® Gold Visa* Card. You must apply and be approved for a new eligible card between November 1, 2019 and March 1, 2020 to qualify for this offer. In order to be eligible for this offer, a client must abide by the terms and conditions set out as provided in footnotes below.
If you apply and are approved for a new eligible card, you can receive:
i. A welcome bonus of 20,000 Aventura Points when you make your first purchase at any time with your card. The 20,000 Aventura Points will appear on your statement as follows:
a) Welcome bonus of 15,000 Aventura Points
b) Additional bonus of 5,000 Aventura Points
ii. An anniversary bonus of 15,000 Aventura Points when you have at least $10,000 in net purchases posted to your account during the first 12 monthly statement periods. The anniversary bonus points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account after the 1 year account open date, provided your credit card account is in good standing. Additional cardholders aren’t eligible for this offer.
Priority Pass benefit is for the primary cardholder only and requires enrolment. For instructions, visit the CIBC Rewards Centre Perks page.Opens a new window in your browser. Collinson is the administrator of the Priority Pass program. Four (4) lounge visits are complimentary per membership year for you to use for yourself or your accompanying guests. Each person entering the lounge will qualify as 1 visit. The Member and any accompanying guest(s) apply against the complimentary visit allowance. Membership includes access to any airport lounge participating in the Priority Pass lounge program. To access a lounge, you must show a valid Priority Pass membership card. All additional visits beyond the complimentary visit allowance are subject to a fee of $32 US per person per visit and all card rates and fees, including foreign exchange rates and fees, apply to this purchase. This price is subject to change. The most recent price, participating airport lounges, facilities, open times, and restrictions can be found at Priority Pass.Opens a new window in your browser. Applicable lounge visit fees will be billed to your related CIBC Aventura card. Unless cancelled, Priority Pass membership automatically renews on its anniversary date. Priority Pass membership will be cancelled if your CIBC Aventura card is cancelled, no longer in good standing or is no longer linked to your Priority Pass membership. All Priority Pass Members must abide by the Priority Pass Conditions of Use.Opens a new window in your browser. The Airport Lounge Access services are provided by Priority Pass, and neither CIBC nor Visa are responsible for any losses, claims or damages arising from use of the services.
A Priority Pass membership is valued at $99 US each year; 4 visits with your Priority Pass membership are valued at $27 US per person per visit.
The $800 value is based on the maximum redemption value for 35,000 Aventura Points on a long-haul airfare purchase, based on the Aventura Airline Rewards Chart at the CIBC Rewards CentreOpens a new window in your browser., before taxes and other charges.
1 Approval is subject to applicants meeting CIBC’s normal lending criteria. Credit limit is determined by CIBC, in its sole discretion. Part-time students are eligible for reduced credit limits determined by CIBC. In cases where an applicant's credit history is limited, a qualified guarantor may be required.
Ongoing access to the Professional Edge® Student Personal Line of Credit and monthly fee rebate on the CIBC Smart™ Plus Account is subject to annual proof of enrolment, among other things as determined by CIBC in its sole discretion.
The $1,800 savings is equivalent to the monthly fee for the CIBC Smart Plus Account and the annual fee for the CIBC Aventura® Gold Visa* Card over 4 years.
The $1,400 savings are equivalent to the monthly fee for the CIBC Smart Plus Account over 4 years.
The $480 savings is equivalent to the annual fee for the CIBC Aventura Gold Visa Card over 4 years.
2 CIBC Prime means the variable interest rate determined by CIBC from time to time to be the CIBC Prime rate for Canadian dollar lending products. CIBC Prime rate may change without notice. Your interest rate will vary whenever CIBC Prime rate varies and/or whenever we change your variable interest rate in our sole discretion. CIBC Prime rate is RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)%] on RDS%SYSTEM_DATE(#M# #d#, #Y#)%. Refer to the current CIBC Prime Rate.
The CIBC Prime minus 0.25% rate is only eligible for Canadian citizens that are studying at an accredited medical, dental or optometry school. Proof of enrolment and citizenship required.
3 Continue to pay interest only on the Professional Edge Student Personal Line of Credit, up to 24 months after graduation from an accredited Canadian medical or dental school, or up to 12 months after graduation, residency or articling from other qualified CIBC Professional Edge studies.
If you leave your program without graduating, your CIBC Professional Edge Student Line of Credit will automatically convert to a CIBC Personal Loan with set principal and interest payments. Additional conditions and restrictions apply. Products and their features may change at any time.
4 Provided you apply and are approved for a Professional Edge Student Line of Credit. Eligible programs include: medical and dental. If you have a Professional Edge Student Line of Credit, the CIBC Overdraft Protection Service (COPS) fee isn’t applicable. However, you’ll pay interest on any overdraft amount on your account and over limit fees if applicable.
5 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC credit cards and CIBC personal lines of credit) and debit purchases. For CIBC eAdvantage® Savings Accounts, a transaction doesn’t include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking®, the CIBC Mobile Banking® App, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. “CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and doesn’t include CIBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (rebated for CIBC Smart™ Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer® transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).
6 The additional $1.50 service fee is waived for sending Interac e-Transfer transactions. Maximum dollar amount applies for Interac e-Transfer transactions. For details, review the CIBC Interac e-Transfer Terms and Conditions (PDF, 285 KB) .Opens a new window in your browser.
7 Fees charged by other financial institutions or third parties for using their ATMs, and the 2.5% administration fee on the converted amount for foreign currency ATM withdrawals aren’t included in this feature and will be charged to your account. ATM withdrawal amounts may be limited to a maximum dollar withdrawal amount.
8 Bundle with a CIBC Professional Edge Student Line of Credit to get this offer. Eligibility is limited to students in the following programs: medical, dental, law, optometry, pharmacy and veterinary studies. For more information about eligible cards, visit CIBC.comOpens a new window in your browser..
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