International Student GIC
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Read the CIBC ISBO Terms and Conditions , the (PDF, 410 KB) Opens a new window in your browser. CIBC ISBO GIC Terms and Conditions and the (PDF, 270 KB) Opens a new window in your browser. CIBC ISBO Referral Program Terms and Conditions . (PDF, 595 KB) Opens a new window in your browser.
1 Foreign exchange rates apply. If you are transferring funds in your selected currency, once you have entered an amount to be transferred, the Online Platform will display a quote in your selected currency and the proposed foreign exchange rate for the relevant currency pair. The quote will remain valid until the expiry date and time displayed on the Online Platform (the “Quote Period”). During the Quote Period, you will not be able to initiate another transfer or obtain another quote.
The foreign exchange rate is provided by CIBC. CIBC earns income from the difference (the spread) between the prices at which we buy and sell foreign currency. Our spreads may differ from time to time and can change (without prior notice). This spread is reflected in the quote provided to you on the Online Platform and may be considered to be an indirect cost to you.
If you are transferring funds in Canadian currency, you may be charged additional fees. These fees will be clearly displayed to you before you finalize your funds transfer on the Online Platform.