Apply for a CIBC Smart™ Account and credit card together — it's easy. Learn more

CIBC’s newcomer banking bundle

CIBC SMART™ ACCOUNT FOR NEWCOMERS

Pay no monthly fee for up to 24 months

Plus, get $500 cash! Open a CIBC Smart™ Account for Newcomers as your first chequing account and complete the qualifying actions.†, ‡

Learn more about the smart account for newcomers offer.

Enjoy a credit card with up to $198 in value — plus, 3% cash back on eligible gas and groceries.1

Learn more about the 2-year annual fee rebate.

For a limited time, when you refer newcomers to bank with CIBC, you both can earn $75, up to 50 referrals per year.††

Learn more about referring a friend.

Plus, get up to $700 cash back after your first CIBC Global Money Transfer™ with promo code REWARD.

Learn more about global money transfer.

Learn more about investing in Canada. CIBC Smart for Newcomer‡ clients also get 100 free online equity trades for 2 years, when they open a CIBC Investor’s Edge account using promo code EDGENC25◊◊.

Learn more about investing basics.

CIBC Smart™ Arrival

Your newcomer journey at a glance

STEP 1

Accounts and credit cards

Learn more about the smart account for newcomers.

STEP 2

Savings

Learn more about the smart account for newcomers.

STEP 3

Financial advice

Find an advisor Opens a new window.

STEP 4

Mortgage

Find a CIBC Mortgage Advisor Opens a new window.

Banking designed for your new life

NEWCOMER HUB

CIBC Smart™ Guide to Canada

CREDIT CARDS

Limited time offer

Credit cards for newcomers

MORTGAGES

Buying a home in Canada

Bank anywhere with CIBC Mobile Banking®

CIBC ranked #1 in customer satisfaction for mobile banking apps in Canada by J.D. Power.

Pay bills, deposit cheques with your phone's camera and instantly get your credit score for free3.

There's a lot to keep track of now that you're in Canada. With CIBC Insights, we help you see where your money is going and how to save more.

Learn more about CIBC insights.

Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip account

Koodo phone plan

CIBC Newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan.

Pre-paid Koodo SIMs

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB + unlimited Canada-wide call and text.

Learn more

 

Canoo

CIBC is proud to partner with Canoo to help Newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.

Learn more about Canoo. Opens in a new window.

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