Why newcomers love CIBC

Bank anywhere with our award-winning mobile app or access our 1,100 branches and over 3,000 ATMs across Canada.

Earn cash back with credit card purchases. You don't need to provide an income or credit history, or a security deposit.

Send money back home with no fees1, get account updates in real time and tap to pay for purchases, all from your mobile device.


Your financial journey in Canada starts here

Banking designed for your new life

Start saving and managing your money today with a CIBC Smart™ Account for Newcomers

Special offer

Get $300 after you open a CIBC Smart Account for Newcomers as your first CIBC chequing account. Plus, pay no monthly fee for one year.††

Learn more about the CIBC Smart Account for Newcomers.

Send money back home with $0 transfer fees1

With CIBC Global Money Transfer™, it's safe and fast to send money to loved ones around the globe. You can pay using your eligible CIBC credit card or CIBC bank account.

Learn more about CIBC Global Money Transfer.

Bank anywhere with CIBC Mobile Banking®

Get more from our award-winning app

CIBC ranked #1 in customer satisfaction Opens in a new window. for mobile banking apps in Canada by J.D. Power.

Manage your money from your mobile device

Pay bills, deposit cheques with your phone's camera and instantly get your credit score for free2.

Tap your phone to make a purchase

Pay for everyday items up to $250 with Interac Debit® or use your CIBC debit or credit card with Apple Pay® or Google Pay™.

Track your spending to grow your savings faster

There's a lot to keep track of now that you're in Canada. With CIBC Insights, we help you see where your money is going and how to save more.

Learn more about CIBC Insights.


Ready to start banking in Canada?

Discover more resources for newcomers

What to do after you arrive in Canada

Send money quickly, easily and securely

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