Accessibility Quick Links
CIBC current prime rate RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%
Mortgage rates1
Limited time offer
Fixed rate mortgages
CIBC Fixed Rate Closed Mortgages
The security of a fixed interest rate, so you always know exactly what your payments will be.
| Term | Posted Rate | Special Offers2 |
|---|---|---|
1 year |
RDS%rate[5].FRCM.Published(1_null_null_Year_T,null,1,null)(#O2#)% |
|
2 years |
RDS%rate[5].FRCM.Published(2_null_null_Years_T,null,1,null)(#O2#)% |
|
3 years |
RDS%rate[5].FRCM.Published(3_null_null_Years_T,null,1,null)(#O2#)% |
|
4 years |
RDS%rate[5].FRCM.Published(4_null_null_Years_T,null,1,null)(#R#)% |
Ask for detailsAsk for details from a mobile mortgage advisor. |
5 years |
RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,18,null)(#O2#)%i |
7 years |
RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].FRCM.rate(7_null_null_Years_T,null,18,null)(#R#)%ii |
10 years |
RDS%rate[5].FRCM.Published(10_null_null_Years_T,null,1,null)(#O2#)% |
CIBC High-Ratio Mortgage
If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.
| Term | Posted Rate | Special Offers2 |
|---|---|---|
5-year fixed closed |
RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,18,null)(#O2#)% |
5-year variable flex |
RDS%rate[5].MICROVAR.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].MICROVAR.Published(5_null_null_Years_T,null,18,null)(#O2#)% |
CIBC Fixed Rate Open Mortgages
The security of a fixed interest rate and the flexibility to pay off as much of your mortgage as you want, when you want.
| Term | Posted Rate | Special Offers2 |
|---|---|---|
6 months |
RDS%rate[5].FOM.Published(6_null_null_Months_T,null,1,null)(#O2#)% |
|
1 year |
RDS%rate[5].FOM.Published(1_null_null_Year_T,null,1,null)(#O2#)% |
A short-term closed mortgage with a fixed interest rate and the flexibility to convert to a long-term closed mortgage at any time.
| Term | Posted Rate | Special Offers2 |
|---|---|---|
6 months |
RDS%rate[5].CCM.Published(6_null_null_Months_T,null,1,null)(#O2#)% |
Variable rate mortgages
A low variable interest rate with the flexibility of annual prepayments of up to 20% without paying a prepayment charge3.
| Term | Posted Rate | Special Offers2 |
|---|---|---|
3 years |
RDS%rate[5].5YRVARCLO.Published(3_null_null_Years_T,null,1,null)(#O2#)% |
Ask for detailsAsk for details from a mobile mortgage advisor |
5 years |
RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)%iii |
CIBC Variable Rate Open Mortgage
A set monthly mortgage payment. If the CIBC Prime rate goes down, more of your payment goes to the principal. If the rate rises, more of your payment goes to interest.
| Term | Posted Rate | Special Offers |
|---|---|---|
5 years |
RDS%rate[5].VROM.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
| Mortgage Special Offers and Bundles | |
|---|---|
| Use the equity in your home to consolidate all of your personal credit under one simple, low interest, secured lending solution. |
Choose from a wide range of mortgage options that give you competitive rates and customized borrowing solutions. |
| Pay down your mortgage while you build savings with cash back4. |
Available on CIBC Fixed Rate Closed Mortgages of 3-year terms or more. |
| Get a cash back mortgage offer based on your mortgage amount and term. |
Available on CIBC Mortgages of 4-year terms or more. |
Advice and resources
Get started
i (APR RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,2,null)(#O2#)%)
ii (APR RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,2,null)(#O2#)%)
iii (APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)