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CIBC current prime rate RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%
Limited time offer
Fixed rate mortgages
CIBC Fixed Rate Closed Mortgages
The security of a fixed interest rate, so you always know exactly what your payments will be.
Term | Posted Rate | Special Offers2 |
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1 year |
RDS%rate[5].FRCM.Published(1_null_null_Year_T,null,1,null)(#O2#)% |
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2 years |
RDS%rate[5].FRCM.Published(2_null_null_Years_T,null,1,null)(#O2#)% |
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3 years |
RDS%rate[5].FRCM.Published(3_null_null_Years_T,null,1,null)(#O2#)% |
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4 years |
RDS%rate[5].FRCM.Published(4_null_null_Years_T,null,1,null)(#R#)% |
Ask for detailsAsk for details from a mobile mortgage advisor. |
5 years |
RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,18,null)(#O2#)%i |
7 years |
RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].FRCM.rate(7_null_null_Years_T,null,18,null)(#R#)%ii |
10 years |
RDS%rate[5].FRCM.Published(10_null_null_Years_T,null,1,null)(#O2#)% |
CIBC High-Ratio Mortgage
If your down payment is less than 20% of the property value, your mortgage is high-ratio and you need to buy mortgage default insurance.
Term | Posted Rate | Special Offers2 |
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5-year fixed closed |
RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].MICRO.Published(5_null_null_Years_T,null,18,null)(#O2#)% |
5-year variable flex |
RDS%rate[5].MICROVAR.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].MICROVAR.Published(5_null_null_Years_T,null,18,null)(#O2#)% |
CIBC Fixed Rate Open Mortgages
The security of a fixed interest rate and the flexibility to pay off as much of your mortgage as you want, when you want.
Term | Posted Rate | Special Offers2 |
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6 months |
RDS%rate[5].FOM.Published(6_null_null_Months_T,null,1,null)(#O2#)% |
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1 year |
RDS%rate[5].FOM.Published(1_null_null_Year_T,null,1,null)(#O2#)% |
A short-term closed mortgage with a fixed interest rate and the flexibility to convert to a long-term closed mortgage at any time.
Term | Posted Rate | Special Offers2 |
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6 months |
RDS%rate[5].CCM.Published(6_null_null_Months_T,null,1,null)(#O2#)% |
Variable rate mortgages
A low variable interest rate with the flexibility of annual prepayments of up to 20% without paying a prepayment charge3.
Term | Posted Rate | Special Offers2 |
---|---|---|
3 years |
RDS%rate[5].5YRVARCLO.Published(3_null_null_Years_T,null,1,null)(#O2#)% |
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5 years |
RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,18,null)(#O2#)%iii |
CIBC Variable Rate Open Mortgage
A set monthly mortgage payment. If the CIBC Prime rate goes down, more of your payment goes to the principal. If the rate rises, more of your payment goes to interest.
Term | Posted Rate | Special Offers |
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5 years |
RDS%rate[5].VROM.Published(5_null_null_Years_T,null,1,null)(#O2#)% |
Mortgage Special Offers and Bundles | |
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Use the equity in your home to consolidate all of your personal credit under one simple, low interest, secured lending solution. |
Choose from a wide range of mortgage options that give you competitive rates and customized borrowing solutions. |
Pay down your mortgage while you build savings with cash back4. |
Available on CIBC Fixed Rate Closed Mortgages of 3-year terms or more. |
Get a cash back mortgage offer based on your mortgage amount and term. |
Available on CIBC Mortgages of 4-year terms or more. |
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i (APR RDS%rate[5].FRCM.Published(5_null_null_Years_T,null,2,null)(#O2#)%)
ii (APR RDS%rate[5].FRCM.Published(7_null_null_Years_T,null,2,null)(#O2#)%)
iii (APR RDS%rate[5].5YRVARCLO.Published(5_null_null_Years_T,null,2,null)(#O2#)%)