† Rates may be changed or withdrawn at any time without notice. Annual rates are current as of RDS%update.BBGIC.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,1,1)(#M# #d#, #Y#)%. Annual rates apply only to a non-registered CIBC Special Offer GIC, available to CIBC personal and CIBC Business Banking clients only (not available to Corporate and Commercial clients), with interest paid annually or at maturity. If you want interest paid semi-annually or monthly, a lower rate may apply. Compound interest is calculated annually and paid at maturity; simple interest is paid monthly, semi-annually or annually. Minimum investment of $1,000 and maximum investment of $999,999.
◊ To buy through telephone banking, you need to have a CIBC bank account or CIBC GIC already.
1 A minimum investment of $2,500 ($500 for each of the 5 terms) is required to invest in this product.
2 Rates shown are annual rates, and apply to new Variable Rate GICs only. Rates are equal to the CIBC Prime Rate less a fixed spread and will change one day after the CIBC Prime Rate changes.