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Student contest: You could win $35,000 for tuition^◊◊. Learn moreabout the Full Ride student contest.

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Get more out of student life

From textbooks to tuition, education costs can add up. Let’s get you on the right track so you can spend — and save — wisely.

We’ve got all your banking needs covered

Bank accounts
CIBC Smart™ Account for Students

No monthly fee
Get unlimited transactions¹, including Interac e-Transfer^®
Enjoy your student benefits for six months after graduating

Apply now Learn more

Credit cards
CIBC Aventura^® Visa* Card for Students

No annual fee
Earn Aventura® Points with every purchase⁵
Get up to 5,000 bonus Aventura Points²

Learn moreAbout the CIBC Aventura Visa Card for Students

Not into travel rewards? Check out our cash back card.

More student cards

Lending
CIBC Education Line of Credit

Borrow up to $60,000 for your post-secondary education³
Only pay interest on the amounts you actually use while you’re in school

Apply now Learn more

Prepaid cards
Smart™ Prepaid Visa* Card for Students

No upfront customization fee
Reload your card online or with the CIBC banking app

Learn moreAbout the Smart Prepaid Visa Card for Students

Investments
CIBC Investor’s Edge for Students

Manage your investments using our online platform
Use our educational tools to help build your portfolio
No annual fee, no minimum balance, low online equity trade rate

Learn moreAbout CIBC Investor’s Edge for Students

Want to get all our student products at once?

Meet with us

Are you an international student studying in Canada? Check out our international student banking offers.

Do more with your phone

Transfer money, pay bills and use your smartphone to pay for your everyday purchases.

Owe money to your study buddy? Pay them back, with no minimum transfer limit.

Find out how to get free unlimited Interac e-Transfer^® service

Pay your bills and your tuition from your phone.

Learn how to pay a bill on your mobile device

Forgot your wallet at your dorm? No problem. Use your smartphone to pay without carrying the plastic.

Explore other ways to pay

Set savings goals and stay on track with your digital dashboard

Whether you're saving for tuition, to buy a car or make an even bigger purchase later, we have tools to help you build and manage your finances.

Free credit score service
Powered by Borrowell⁴

You can get your credit score instantly using the CIBC Mobile Banking^® App — and your information stays safe and secure.

Learn moreLearn more about how to check your credit score for free.

Get the app

We received the highest overall score in Mobile Banking and Online Banking functionality and usability, among Canada's 5 largest retail banks.

Your security comes first.

It’s simple: if you’ve been a victim of fraud, and you’ve met all of your responsibilities, we promise to return 100% of the money you’ve lost from your CIBC accounts.

Learn more about privacy and security

Find your ATM near campus

We know you need cash on hand for sports club memberships, coffee and even nights out with friends. With CIBC’s network, your money is where you need it.

We’re easy to find, with nearly 4,000 ATMs and 1,100⁺ Banking Centres at your disposal.

Find an ATM near you

Looking for more information?

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TOOLS

Student budget calculator

Advice

CIBC scholarships

Advice

Student credit cards

Advice

All about stocks

TOOLS

Education line of credit calculator

Get started

Get a student credit card

Open a student bank accountOpen a student bank account. Opens a new window in your browser.

Apply for a student line of credit

Apply for a student prepaid Visa card

Meet with usMeet with us. Opens a new window in your browser.

Open an account with your phone using our app

It’s never too early to think about a career at CIBC

Explore year-round and summer jobs for students and graduates.

Explore careers

A group of students brainstorm ideas on sticky notes.

We work hard and play harder

CIBC Live Labs is our innovation and digital technology centre in Toronto's MaRS Discovery District. We challenge ourselves to see the world through the eyes of the client, then build and test our way to success.

Join our team

Student Life Network Full Ride Contest

You could win $35,000^◊◊ for tuition

How to enter:

Step 1

Get a new CIBC student bank account, credit card, or line of credit

You have until December 31, 2019.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2019 to enter the contest.

You’ll be automatically entered for a chance to win $35,000. On January 8, 2020, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full Contest Rules (PDF, 60 KB) .

^◊◊ NO PURCHASE NECESSARY. Open January 1, 2019 to December 31, 2019 to legal residents of Canada who are sixteen (16) years of age or older and are current students of an accredited Canadian university, college or secondary school. Grand prize of $35,000 CAD. Odds of winning depend on number of eligible entries received. Math skill test required. Refer to Student Life Network for contest detailsOpens a new window in your browser. Read full contest rules (PDF, 60 KB) .

¹ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments and debit purchases. Additional fee(s) apply to withdrawals from non-CIBC bank machines and foreign currency transactions (including cheques written in currencies other than the account currency).

² You are eligible for the additional spend-based bonus of 2,500 Aventura Points if you are not a current CIBC cardholder. If you are a current CIBC cardholder, we may approve your application but you will not be eligible for the additional spend based bonus of 2,500 Aventura Points.

You must apply and be approved for a new eligible card between November 1, 2018 and February 28, 2019 to qualify for this offer.

If you apply and are approved for a new card, you will receive:

i. Up to 2,500 bonus Aventura Points for completing the below activities within 60 days of your CIBC Aventura^® Visa* account approval. The following activities are worth 500 Aventura Points each: 1. Share your email address with CIBC; 2. Sign up for eStatements for your new Aventura Visa card; 3. Add an authorized user on your new Aventura Visa card; 4. Hold any eligible CIBC Chequing Account; and 5. Add your Aventura Visa card with Apple Pay^®, Samsung Pay or Google Pay™. It may take up to two statement cycles for the bonus Aventura Points to appear on your credit card statement after each of the above activities have been completed. You can provide us with your email address and sign up for eStatements through CIBC Online Banking, by visiting a branch or calling 1-800-465-4653. This offer is applicable to the first authorized user added only. Your authorized users will be issued the additional card(s) automatically when we get your request, as long as your credit card account is: a) still in good standing at that time, and b) your request does not exceed a total of 3 authorized users (counting any existing authorized users you may already have). Authorized users under the age of 13 can only be added by calling CIBC at 1-800-465-4653. You must hold any of the following CIBC Chequing accounts: CIBC Everyday^® Chequing Account, CIBC Smart™ Account, CIBC PremierService^® Account, CIBC US$ Personal Account, CIBC Personal Chequing Account, CIBC EverydayPlus^® Chequing Account, CIBC Waive Account^®, CIBC MenuPlus^® – Maximize Interest Account, CIBC Chequing Savings Account. If you already have an existing eligible CIBC Chequing account or shared your email address with CIBC, you will be qualified to receive the 500 Aventura Points each. If you do not have an eligible account you may apply online or by calling 1-866-525-8622. To learn more about the mobile payment options, visit cibc.com.

ii. An additional bonus of 2,500 Aventura Points for the CIBC Aventura Visa Card, if you have at least $500 in net purchases posted to your account during the first 4 monthly statement periods. The following do not qualify as purchases: cash advances, balance transfers and CIBC Convenience Cheques. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the Aventura Points are awarded.

Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Card are excluded. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.

³ Applicants must meet all CIBC lending criteria. Certain conditions and restrictions apply. Credit limit determined by CIBC, in its sole discretion. Qualified guarantor may be required. Products and their features may change at any time. This is a general description only. For more information and product terms and conditions, consult product brochures or call 1-866-525-8622.

⁴ The CIBC free credit score service is a feature in the CIBC Mobile Banking App which allows CIBC clients to subscribe to get their credit score from Equifax Canada through Borrowell, our third party service provider. The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties or by CIBC in certain instances to access your creditworthiness. The provision of this score to you is intended for your own educational use. Third parties and CIBC will take into consideration other information in addition to a credit score when evaluating your creditworthiness.

You should always obtain the most updated credit information and scores from Equifax Canada to ensure accuracy before making a major financial decision.

⁵ Aventura Points are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques or Aventura Points redemptions. Aventura Rewards and Program Terms may change without notice. Taxes, fees and other charges may apply to Rewards. Aventura Points earned on purchases during a monthly statement period may not be credited to you if your card is not in good standing at any time during the monthly statement period.

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Banking for students

We’ve got all your banking needs covered

Bank accounts
CIBC Smart™ Account for Students