Accessibility Quick Links
You’re in control — pay how and when you want
Shop in person
Shop in Canada using:
- Your physical card
- Apple Pay®
- Samsung Pay®
- Google Wallet
It’s a quick, easy and safe alternative to paying with cash. You’ll also get access to one of Canada’s largest ATM networks.
Tap up to $250 in Canada
Get through the checkout quicker without touching the PIN pad. Tap for purchases like coffee, groceries or gas, up to $250 at stores in Canada. You can even tap to pay at participating public transit Opens in a new window. locations. Just hold your card or mobile device over the reader and wait for the transaction to complete.
Shop online and in-app using the Visa Debit feature of your debit card
Use your debit card for things like:
- Online and in-app purchases, including shopping, booking flights and ordering food
- Subscription services, including video streaming or your favourite subscription box
- Recurring bill payments including phone or utilities — just add your card number, expiry date and CVV in the credit card billing section wherever Visa is accepted
When you use Visa Debit, the money is automatically debited from your CIBC bank account so you can track all your spending from one place. Plus, your money is safe thanks to security features you can trust1.
You can also do your everyday banking anytime with:
Shop internationally with Visa Debit
Use your debit card at millions of merchants in over 200 countries, wherever Visa is accepted.
When paying, select “Visa” if required and enter your PIN. The purchase will be deducted from your bank account.3 It’s that simple!
You can also use your debit card to withdraw cash at ATMs that display the Visa or PLUS logos.
More ways to pay
Make payments your way, online or on the go
Start your 12-month Skip+ free trial†
Link your eligible CIBC debit card with your Skip account to enjoy exclusive savings and rewards with your Skip+ membership.‡
Save up to 10 cents per litre on gas
Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron and locations.
Get money back at popular retailers
Start getting money back on your everyday purchases at top retailers with CIBC and Paymi.
Student deals and discounts with SPC+ and CIBC
Put away money for tuition and books by saving on everyday purchases. Get a free SPC+ membership as a CIBC student or youth client.
You’re always protected
Visa Zero Liability Policy2 and Interac Zero Liability Policy4
Active fraud monitoring
Managing your card is in your hands
Choose your debit card PIN
You can select or change your PIN using CIBC Online Banking® or CIBC Mobile Banking®.
Don't worry if you misplace your debit card
Feel safe knowing you can lock your card when you need to. Unlock your card when you find it.
Don’t have a CIBC account yet?