Worldwide Purchase Acceptance

The Advantage Debit Card is not a credit card; it's a debit card, which means that you can pay for purchases worldwide using your own money withdrawn directly from your CIBC bank account.

How to use your CIBC Advantage Debit Card


Security and Protection

Use the CIBC Advantage Debit Card to make purchases around the world in person, online, by phone or mail with the added security and protection benefits of:

Chip technology enhances an already secure payment system and is recognized around the world as a standard of safety and security.

Active fraud monitoring helps protect your money by detecting possible fraudulent transactions.

Plus, get additional security and protection features for transactions made through the Visa network:

  • Verified by Visa: This free global authentication service makes shopping online at participating retailers more secure by providing an additional layer of protection.
  • Visa's Zero Liability Policy: Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations3.

For more information about your and CIBC's responsibility and liability, read Convenience and security for your everyday banking (PDF, 1.3 MB)Opens a new window in your browser.