Tax Free Savings Account (TFSA) | Investing

Earn guaranteed interest, tax-free

Grow your savings tax-free with the CIBC TFSA Tax Advantage Savings Account^®. Or select one of our CIBC TFSA GICs – you’re guaranteed to keep what you invest while earning competitive interest on your money, tax-free.

Grow your savings, tax-free

CIBC TFSA Tax Advantage Savings Account^®

Start reaching your savings goals today, no matter what you’re saving for.

Purchase or contribute

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Withdraw your money anytime
Set up recurring deposits to grow your savings faster

Access to your money when you need it – Cashable TFSA GICs

CIBC Flexible TFSA GIC™
This 1-year GIC lets you access your money at any time, with interest, if you redeem it 30 days or more after the issue date.

Purchase or contribute

Access your money at any time
Minimum investment of $500
Simple interest is paid at maturity

CIBC Cashable Escalating Rate TFSA GIC™
With a CIBC Cashable Escalating Rate TFSA GIC, you deposit money with us for 3 or 5 years at guaranteed interest rates that increase each year^1,2.

Purchase or contribute

Access to your money on each anniversary date
Minimum investment of $500
Guaranteed competitive returns and rates that increase each year

CIBC TFSA GIC (Redeemable)
Enjoy a guaranteed fixed interest rate. Withdraw your money at any time at specific early redemption rates.

Purchase or contribute

Option to cash out at any time
Early redemption rates available
Minimum investment of $500

Security and growth – Non-redeemable TFSA GICs

CIBC Escalating Rate TFSA GIC™
Competitive returns over a 3 or 5-year term, with increasing annual interest rates.

Purchase or contribute

Guaranteed competitive returns and rates that increase each year
Non-redeemable prior to maturity
Minimum investment of $500

CIBC Bonus Rate TFSA GIC
Earn a premium interest rate above our regular rates on select terms (available periodically).

Purchase or contribute

Variety of terms available on a time-limited basis
Non-redeemable prior to maturity
Minimum investment of $500

CIBC TFSA GIC (Non-redeemable)
Total security with guaranteed interest, plus full protection of your principal.

Purchase or contribute

Terms ranging from 2 months to 5 years
Non-redeemable prior to maturity
Minimum investment of $500

Diversify your portfolio – Market Linked GICs (TFSA eligible)

CIBC Market Linked GICs
Take advantage of the growth potential of a market-linked return, but with full protection of your principal.

Learn moreabout C I B C Market Linked GICs

Market exposure with 100% principal protection²
Potential for higher returns than traditional GICs based on market performance
RRSP and TFSA eligible

Start saving today, tax-free!

Discover the ways a Tax-Free Savings Account (TFSA) can help you grow your savings:

Tax-free savings accounts

Earn guaranteed interest, tax-free

CIBC TFSA Tax Advantage Savings Account^®

Access to your money when you need it – Cashable TFSA GICs

Security and growth – Non-redeemable TFSA GICs

Diversify your portfolio – Market Linked GICs (TFSA eligible)

Mutual funds – a great option for your TFSA

CIBC Portfolio Solutions

What's a TFSA?

Get an account that offers daily interest, tax-free

Why a TFSA?

Comparing TFSAs and RRSPs

Get started

Save your recently viewed products

Need to meet?

Tax-free savings accounts

Earn guaranteed interest, tax-free

CIBC TFSA Tax Advantage Savings Account®

Access to your money when you need it – Cashable TFSA GICs

Security and growth – Non-redeemable TFSA GICs

Diversify your portfolio – Market Linked GICs (TFSA eligible)

Mutual funds – a great option for your TFSA

CIBC Portfolio Solutions

What's a TFSA?

Get an account that offers daily interest, tax-free

Why a TFSA?

Comparing TFSAs and RRSPs

Get started

Save your recently viewed products

CIBC TFSA Tax Advantage Savings Account^®