Tax strategies to help you achieve your goals

Tax planning can be an important strategy to help you achieve your financial goals. Here are some featured tax articles that can make tax planning easy to understand, relevant and actionable.

Featured advice

2023 Tax Toolkit (PDF, 2.6 MB) Opens in a new window.

Discover Jamie’s 2023 top tax tips for investors, plus 2023 tax tables, rates and much more in the CIBC Tax Toolkit.

2023 federal budget speculation (PDF, 160 KB) Opens in a new window.

Jamie Golombek speculates about what may or may not be included in the 2023 federal budget.

Planning for a potential hike in the capital gains inclusion rate (PDF, 115 KB) Opens in a new window.

This report talks about trends in taxation of capital gains, both in Canada and globally, and planning for any potential increase in the capital gains inclusion rate.

It’s 2023: Do you know what your tax rate is? (PDF, 185 KB) Opens in a new window.

This report will help you understand how your income is taxed and why the “advertised” tax rate isn’t always what you end up paying.

Loans to family members: The debt forgiveness rules (PDF, 105 KB) Opens in a new window.

This report will review some of the potential tax consequences of debt forgiveness for different types of personal loans made to family members.

Five ways to minimize your 2023 tax bill (PDF, 85 KB) Opens in a new window.

The start of the new year is the perfect time to review your tax minimization strategies for the year ahead. Here are 5 things to consider early in 2023.

Tax filing in the ’20s: Mining the new tax return for extra money this spring (PDF, 195 KB) Opens in a new window.

The T1 Personal Income Tax Return has been redesigned for the 2019 tax year. This report lets you know where to look within the new form to claim valuable tax deductions and credits.

Retirement planning

It’s time for retirement planning to evolve into life planning. Explore the stages of life and retirement planning

Learn moreabout stages of life and retirement planning

Registered Education Savings Plan (RESP)

It’s never too early to begin investing in your child's post-secondary education.

Learn moreabout RESPs