Tax strategies to help you achieve your goals

Tax planning can be an important strategy to help you achieve your financial goals. Here are some featured tax articles that can make tax planning easy to understand, relevant and actionable.

Featured advice

Just leave it! Corporate versus personal capital gains investing

This report will explore whether you should consider withdrawing after-tax business income from your corporation, so you can benefit from the lower 50% inclusion rate on the first $250,000 of annual capital gains earned personally, or just leave it within a corporation.

Just leave it! Corporate versus personal capital gains investing (PDF, 390 KB) Opens a new window.

RRSPs and TFSAs: Smart choices for business owners

For many business owners, withdrawing excess funds from a corporation and investing personally in an RRSP or TFSA may be a better choice than investing within a corporation.

RRSPs and TFSAs: Smart choices for business owners (PDF, 635 KB) Opens a new window.

Capital gains tax planning


Capital gains tax planning (PDF, 330 KB) Opens a new window.

Enhanced trust reporting rules

This report reviews the previous T3 Income Tax Return reporting rules and the changes to these rules.

Enhanced trust reporting rules (PDF, 315 KB) Opens a new window.

2024 Tax toolkit

Discover Jamie’s top tax tips for investors, plus 2024 tax tables, rates and much more in the CIBC Tax Toolkit.

2024 Tax toolkit (PDF, 1.3 MB) Opens in a new window.

Retirement planning

It’s time for retirement planning to evolve into life planning. Explore the stages of life and retirement planning

Learn moreabout stages of life and retirement planning

Registered Education Savings Plan (RESP)

It’s never too early to begin investing in your child's post-secondary education.

Learn moreabout RESPs