Smart Advice Tools and calculators

Financial tools at your fingertips

Get started on your financial planning today with tools and calculators to help you make the right decision for you.

Mortgage affordability calculator

Review your household income and expenses to determine what you can afford.

Budget calculator

Take control of your financial future by getting a better understanding of your cash flow.

Retirement savings calculator

Unsure how much you need to retire? Our calculator can bring clarity and helpful tips.

Explore more helpful tools

Savings calculator

Figure out how much you need to save and get tips on ways to grow your savings faster.

Tax-Free Savings Account calculator

Find out how much you could save with a Tax-Free Savings Account.

Investment growth calculator

Find out how your money can grow over time by investing regularly.

Retirement savings calculator

Unsure how much you need to retire? Our calculator can bring clarity and helpful tips.

GIC calculator

Find a CIBC GIC that suits you from among our most popular products.

Bank account selector

Chequing, savings or both? Find out which CIBC bank account is right for you.

Budget calculator

Take control of your financial future by getting a better understanding of your cash flow.

Student budget calculator

Get a crash course in student finances with this custom budget calculator.

Newcomer budget calculator

If you’ve recently moved to Canada – or are about to – we can help you track the costs of your new adventure.

Retirement budget calculator

Keep track of your cash flow to help live the retirement life you want.

Mortgage affordability calculator

Review your household income and expenses to determine what you can afford.

Mortgage payment calculator

Learn how much you can save on interest by making extra mortgage payments.

Mortgage prepayment charge calculator

Find out what charge you may incur if you prepay all of your outstanding mortgage.

Home equity calculator

Need cash for a major purchase, renovation or debt consolidation? Calculate how much your home equity could help.

Loan and line of credit calculator

Use this calculator to evaluate the cost differences between financing with either a loan or line of credit.

Car loan calculator

Use this calculator to compare available financing options for your new or used vehicle purchase.

Credit card selector

Answer key questions to find the right credit card for your needs.

Credit card rewards calculator

Find out how many reward points you could be earning with a CIBC credit card.

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