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  • Step 1 of 3

    What's the total cost of the vehicle?

    We use the vehicle's price, including taxes, to determine how much you may be able to borrow and your monthly payments.

    Can't decide whether to buy new or used? By the time a car is 2 or 3 years old, the previous owner will have already absorbed most of the vehicle's depreciation value, which translates to a better deal for you.
  • Step 2 of 3

    What can you contribute to your car purchase?

    Make a down payment or trade in your used vehicle to help reduce the amount of money you need to borrow.

    Before you get approved for a loan, a lender will check your credit score to find out how dependable you are in repaying your debts. You can improve your score by paying your bills on time and making more than the minimum payment each month.
    Do you want to trade in your vehicle? (optional)
  • Step 3 of 3

    What are your loan details?

    The interest rate, term and dealer incentives help us calculate your monthly payments.

    Do you want to compare car loans? (optional)
    Want to pay off your loan sooner? Choose a shorter repayment term to help save money on interest.

Advice and resources

Learn how to test drive a car

Should you buy a new or used car?

Save money on green vehicles

Ready to apply or have more questions?

Visit a dealership

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