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Tools and Resources
Enjoy Amazon Prime on us*! Open a CIBC SmartTM Account.
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LIMITED TIME OFFER: Get a $100 travel credit and 15,000 Aventura Points 1.
Learn moreabout getting up to 20,000 Aventura Points
SPECIAL OFFER: Get the home you want with a low RDS%rate.MICRO.Published(5_null_null_Years_T,null,18,null)(#O2#)% rate*.
Learn moreabout getting a low mortgage rate
A line of credit to help conquer your goals. Enjoy a low introductory rate†, equal to CIBC Prime, until March 3, 2019.
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LIMITED TIME OFFER: Now’s the time to invest in a GIC — get a premium RDS%rate.BBGIC.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,1,1)(#O2#)%* interest rate on a 12-month term.
Learn moreabout investing in the CIBC Special Offer GIC with a premium rate
Ensure you’re protected from the unexpected with the CIBC Payment Protector™ Insurance for Credit Cards.
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Ways to Bank
Need to meet? Get expert help with accounts, loans, investments and more.
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Find out more about the new investment report for mutual fund clients.
Learn moreabout the new investment report for mutual fund clients
Buying a car?
Calculate how much you can borrow and compare financing options.
Step 1 of 3
What's the total cost of the vehicle?
Step 2 of 3
What can you contribute to your car purchase?
Step 3 of 3
What are your loan details?
We use the vehicle's price, including taxes, to determine how much you may be able to borrow and your monthly payments.
Make a down payment or trade in your used vehicle to help reduce the amount of money you need to borrow.
A down payment is the amount of money you put towards the purchase of a car.
The trade-in value is the amount of money a dealership offers you for your used car, based on the market value and vehicle condition. The money goes towards the purchase of a new vehicle.
A loan balance is the amount of money you owe on your existing loan.
The interest rate, term and dealer incentives help us calculate your monthly payments.
Interest is the money you pay to your lender for using the funds you borrow.
A loan term is the length of the contract with your lender. Terms range from 1 to 8 years. You can make weekly, biweekly, semi-monthly or monthly payments.
Car dealerships may offer factory cash rebates, discounts and special financing offers. Cash and dealer incentives help lower the price of the vehicle.
Your monthly payment will be$
The amount you want to borrow is $
, which is below the $3,000 minimum for a car loan.
* The calculations are for illustrative purposes only and the actual interest rate and payment amounts are subject to approval and based on a number of factors including credit check and age of vehicle. Other fees including administration fees may be charged by the dealer and are not included in the calculation.
Calculator results should not be relied upon as specific financial or other advice. Actual results and loan or line of credit payment amounts and repayment schedules may vary. Calculator assumes a constant rate of interest.
Where to get a car loan
How much can I borrow?
Borrowing options for buying a car
Should I buy a new or used car?
Loan and line of credit calculator
Meet with usMeet with us. Opens a new window in your browser.
Apply onlineApply online for a CIBC Personal Car Loan.
Call us: 1-866-525-8622
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