Explore 3 ways to bank across the border

Number 1

CIBC Bank USA Smart AccountTM

Enjoy flexible everyday banking in U.S. dollars that adjusts to your cross-border banking needs.1

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Skip the currency conversion fees

Pay U.S. bills, deposit and withdraw U.S. funds without worrying about conversion rates.

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Access your cash

Withdraw funds at ATMs in the U.S., including CIBC Bank USA ATMs.

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Move your money to the U.S. with ease

Use CIBC Online and Mobile Banking® to conveniently transfer funds in real time between your CIBC Canadian bank accounts and your CIBC Bank USA Smart Account.

Number 2

CIBC U.S. Dollar Aventura® Gold Visa* Card

Skip the currency conversion fees and earn rewards on everyday purchases in U.S. dollars2

  • Get 1 Aventura® Point for every $2 you spend and earn up to 2,500 Aventura Points3, 4
  • Transfer your points between your CIBC U.S. Dollar Aventura Gold Visa Card and other Aventura personal and business products5
  • Save on car rentals with Auto Rental Collision and Loss Damage Insurance6
Number 3

CIBC US$ Personal Account

Deposit, withdraw and earn interest in U.S. dollars

  • Deposit and withdraw U.S. dollars with fixed currency rates
  • Pay no monthly fee7
  • Earn interest on every dollar saved

Get protection when you cross the border

Frequently asked questions about the CIBC Bank USA Smart Account