CIBC U.S. Dollar Aventura^® Gold Visa* Card

Experience more of the world with our most flexible travel rewards program

Welcome Offer

Earn up to 2,500 Aventura Points^ⓘ and get an annual fee rebate for the first year^ⓘ

Show more offer details

Apply now

$15,000 minimum annual household income

Fees and interest rates

Annual fee

$35 US

$0 for up to 3 additional cards

Enjoy an annual fee rebate^ⓘ if you have a CIBC US$ Personal Account or a CIBC Bank USA Smart Account, and a premium CIBC personal credit card.

Purchase interest rate^ⓘ

RDS%rate[2].VSUSD.Published(null,null,6,null)(#O2#)% (effective the first day of your 2025 August statement period: 21.99%)

Cash interest rate^ⓘ

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non-Quebec residents

RDS%rate[2].VSUSD.Published(null,null,90,null)(#O2#)%
Quebec residents

Earn more Aventura travel points

1 point

for every $1 spent on travel purchased through the CIBC Rewards Centre Opens in a new window.^ⓘ

CIBC Rewards Centre

1 point

for every $2 spent on all other purchases^ⓘ

Other Purchases

Get the most from your CIBC Aventura rewards

Earn, shop, pay — there’s so much you can do with Aventura points. To learn more, check out our videos.

Award-winning travel

Credit card genius. Best U.S. Dollar credit card 2025.

Winner of the Best U.S. Dollar Credit Card for 2025 by creditcardGenius Opens a new window.

Your top Aventura card benefits

No currency conversion fees for USD purchases

Your purchases are charged and paid for in USD^ⓘ.

Shop the U.S. from anywhere

Take advantage of online and in-store deals at your favourite U.S. retailers — with no currency conversion fees when shopping in U.S. dollars.

Extra protection on most new purchases

If your new purchase is lost, stolen or damaged within the first 90-days, your purchase may be protected by Purchase Security Insurance^ⓘ.

Apply now

$15,000 minimum annual household income

More to love about this card

Last-minute trip?

Skip the foreign exchange lineup, your USD needs are covered.

Earn maximum rewards

Travel sooner by transferring Aventura Points between your U.S. Dollar Aventura Gold Visa Card and your other Aventura business and personal credit card accounts^ⓘ.

Reach financial goals faster

Use your Aventura Points to help pay down your credit card balance using Payment with PointsOpens in a new window.^ⓘ. Or contribute them to select financial productsOpens in a new window..

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.^ⓘ

Learn more about our partnership with Skip.

Show more card benefits

Calculate how many Aventura Points you could be earning

Use the sliders to estimate your monthly credit card spending^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Use your Aventura Points to travel in Canada or internationally

Find out where your Aventura Points can take you.

Use our Flight Search tool

Learn how to turn your points into rewards.^ⓘ Visit the CIBC Rewards Centre Opens in a new window..
You can even apply points toward your CIBC Aventura credit card balance or select CIBC financial products. Learn about Payment with Points Opens in a new window.^ⓘ.

Aventura Flight Rewards Chart

Destination	Aventura Points needed	Max ticket price
Canada and U.S. (short-haul) Within a province, territory or U.S. state or to an adjoining province or territory or U.S. state	10,000 to 20,000	$400
Canada and U.S. (long-haul) From any location in Canada or U.S. to any location in Canada or U.S. (except Hawaii and Alaska)	25,000 to 35,000	$800
Mexico, Alaska, Hawaii, Central America, Caribbean From any location in Canada or U.S. to Mexico, Hawaii, Alaska, Bermuda, Central America or the Caribbean	40,000 to 60,000	$1,000
Europe From a major gateway in Canada or U.S. to select destinations in Europe	50,000 to 70,000	$1,300
Rest of the world From a major gateway in Canada or U.S. to select destinations in Africa, Asia, Australia, New Zealand, South Pacific, Middle East or South America	75,000 to 125,000	$2,000

Note: Chart applies to round-trip economy flights booked through the CIBC Rewards Centre Opens a new window. or by calling 1-888-232-5656 Opens your phone app.. The exact number of Aventura Points required to purchase a flight depends on ticket prices set by airlines. A maximum ticket price (before taxes and other charges) applies for each destination; any excess cost over the maximum ticket price, plus taxes and other charges, must either be charged to your card or paid for with Aventura Points. Tickets are non-refundable. This chart may be changed without notice at any time. For complete details, refer to the Aventura Rewards Program Terms at the CIBC Rewards Centre. To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required to purchase it. If you don’t have enough Aventura Points to purchase an Airline Travel Reward in full (but have at least 80% of the required number of Aventura Points), you may have the Centre charge an amount to your Card to cover the Points Deficit, excluding Taxes and Other Charges. For a business class flight, you may have the Centre charge an amount to your Card to cover the Points Deficit for an economy class ticket in the same flight segment as the business class ticket you want, excluding Taxes and Other Charges. If you have the Centre charge an amount to your Card to cover the Points Deficit for an Airline Travel Reward and you are advised that the Aventura Travel Reward is refundable, then, in the event of a refund, the amount previously charged to your Card will not be refunded to your Credit Card Account and instead you will receive Aventura Points equal to the Points Deficit.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Car Rental Collision and Loss Damage Insurance

$100,000 Common Carrier Accident Insurance

Purchase Security and Extended Protection Insurance

Insurance certificates for the U.S. Dollar Aventura Gold Visa Card (PDF, 405 KB) Opens in a new window.

To view the Statutory Conditions that apply to certain insurance coverages, please visit https://cibc.client.insure Opens a new window..

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1.2 MB) Opens in a new window.

Optional insurance

CIBC Travel Medical Insurance^ⓘ Learn about optional CIBC Travel Medical Insurance. Opens in a dialog.

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card or report a lost or stolen card with just one click through the CIBC Mobile Banking App and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Insurance benefits

Security features

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card or report a lost or stolen card with just one click through the CIBC Mobile Banking App and CIBC Online Banking.

Spend alerts

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Documents

Benefits Guide (PDF, 830 KB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 120 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 65 KB) Opens a new window.

Insurance provider notice (PDF, 40 KB) Opens a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

CIBC U.S. Dollar Aventura Gold Visa Card

Ready to shop in U.S. dollars?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds^ⓘ.

Apply now

Get started

Call us: 1-866-525-8622

Find a Banking Centre

Meet with us

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Your CIBC U.S. Dollar Aventura Gold Visa Card questions answered

Should I apply for a CIBC U.S. Dollar Aventura Gold Visa Card?

Can I combine the points from my CIBC U.S. Dollar Aventura Gold Visa Card with another Aventura credit card?

I already use my Canadian credit card when I travel to the U.S. or shop at U.S. retailers. What's the benefit of a U.S. dollar credit card?

What should I do if I'm asked for a zip code when I try to use my credit card at U.S. gas stations?

How do I make a payment to my CIBC U.S. Dollar Aventura Gold Visa Card?

CIBC U.S. Dollar Aventura® Gold Visa* Card

Fees and interest rates

Annual fee

Purchase interest rateⓘ

Cash interest rateⓘ

Earn more Aventura travel points

Get the most from your CIBC Aventura rewards

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Play video: How to earn points (1:46)

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Play video: How to shop with points (1:59)

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Play video: How to pay with points (2:00)

Award-winning travel

Your top Aventura card benefits

No currency conversion fees for USD purchases

Shop the U.S. from anywhere

Extra protection on most new purchases

More to love about this card

Last-minute trip?

Earn maximum rewards

Reach financial goals faster

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ

Calculate how many Aventura Points you could be earning

Use your Aventura Points to travel in Canada or internationally

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

Optional insurance

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Valuable insurance included with your cardⓘ

Optional insurance

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Documents

Ready to shop in U.S. dollars?

Get started

Not the right card for you?

Your CIBC U.S. Dollar Aventura Gold Visa Card questions answered

Here are some reasons to consider the CIBC U.S. Dollar Aventura Gold Visa Card:

Did you know?

CIBC U.S. Dollar Aventura^® Gold Visa* Card

Purchase interest rate^ⓘ

Cash interest rate^ⓘ

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Valuable insurance included with your card^ⓘ

Valuable insurance included with your card^ⓘ