CIBC Aventura^® Visa* Card

Experience more of the world with our most flexible travel rewards program

Welcome Offer

Earn up to 12,500 Aventura Points^ⓘ for no annual fee.

Show more offer details

Apply now

$15,000 minimum annual household income

Fees and interest rates

Annual fee

$0 for up to 3 additional cards

Purchase interest rate^ⓘ

RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)% (effective the first day of your 2025 August statement period: 21.99%)

Cash interest rate^ⓘ

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non-Quebec residents

RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)%
Quebec residents

Earn more Aventura travel points

Multiplying your Aventura Points is as easy as buying groceries, pumping gas or booking a trip.

1 point

for every $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores^ⓘ

Accelerate your savings with up to 10 cents off per litre on gas.^ⓘ

Gas

Electric Vehicle Charging

Groceries

Drug Stores

1 point

for every $1 spent on travel purchased through the CIBC Rewards Centre Opens in a new window.^ⓘ

CIBC Rewards Centre

1 point

for every $2 spent on all other purchases^ⓘ

Other Purchases

Get the most from your CIBC Aventura rewards

Earn, shop, pay — there’s so much you can do with Aventura points. To learn more, check out our videos.

Your top Aventura card benefits

Extra protection on new purchases^ⓘ

90-day protection with Purchase Security Insurance^ⓘ if your new purchase is stolen or breaks.

Flexible Travel

More travel flexibility to redeem points towards flights, car rentals, hotels, vacation packages and more, with points that don’t expire.^ⓘ

Apply now

$15,000 minimum annual household income

More to love about this card

Use points for flights and more

Redeem your points for flights, hotel stays, vacation packages, car rentals and more with points that don’t expire^ⓘ.

To learn more, visit CIBC Rewards CentreOpens in a new window..

Get more with your points

Redeem your points to pay off eligible Aventura Credit Card purchases using Shopping with PointsOpens in a new window.^ⓘ.

Or redeem your points for merchandise, gift cards and one-of-a-kind activities. Visit CIBC Rewards Centre Opens in a new window..

Reach financial goals faster

Use your Aventura Points to help pay down your credit card balance using Payment with PointsOpens in a new window.^ⓘ. Or contribute them to select financial productsOpens in a new window..

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.^ⓘ

Learn more about our partnership with Skip.

Show more card benefits

Calculate how many Aventura Points you could be earning

Use the sliders to estimate your monthly credit card spending.^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Where can you fly using Aventura Points?

Find out where you can fly using points collected on your CIBC Aventura credit card.

Use our Flight Search tool

Visit the CIBC Rewards CentreOpens in a new window. to learn how to turn your points into rewards^ⓘ.
You can even apply points toward your CIBC Aventura card balance or select CIBC financial products. Learn about Payment with PointsOpens in a new window..^ⓘ

Aventura Flight Rewards Chart

Destination	Aventura Points needed	Max ticket price
Canada and U.S. (short-haul) Within a province, territory or U.S. state or to an adjoining province or territory or U.S. state	10,000 to 20,000	$400
Canada and U.S. (long-haul) From any location in Canada or U.S. to any location in Canada or U.S. (except Hawaii and Alaska)	25,000 to 35,000	$800
Mexico, Alaska, Hawaii, Central America, Caribbean From any location in Canada or U.S. to Mexico, Hawaii, Alaska, Bermuda, Central America or the Caribbean	40,000 to 60,000	$1,000
Europe From a major gateway in Canada or U.S. to select destinations in Europe	50,000 to 70,000	$1,300
Rest of the world From a major gateway in Canada or U.S. to select destinations in Africa, Asia, Australia, New Zealand, South Pacific, Middle East or South America	75,000 to 125,000	$2,000

Note: Chart applies to round-trip economy flights booked through the CIBC Rewards Centre Opens a new window. or by calling 1-888-232-5656 Opens your phone app.. The exact number of Aventura Points required to purchase a flight depends on ticket prices set by airlines. A maximum ticket price (before taxes and other charges) applies for each destination; any excess cost over the maximum ticket price, plus taxes and other charges, must either be charged to your card or paid for with Aventura Points. Tickets are non-refundable. This chart may be changed without notice at any time. For complete details, refer to the Aventura Rewards Program Terms at the CIBC Rewards Centre. To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required to purchase it. If you don’t have enough Aventura Points to purchase an Airline Travel Reward in full (but have at least 80% of the required number of Aventura Points), you may have the Centre charge an amount to your Card to cover the Points Deficit, excluding Taxes and Other Charges. For a business class flight, you may have the Centre charge an amount to your Card to cover the Points Deficit for an economy class ticket in the same flight segment as the business class ticket you want, excluding Taxes and Other Charges. If you have the Centre charge an amount to your Card to cover the Points Deficit for an Airline Travel Reward and you are advised that the Aventura Travel Reward is refundable, then, in the event of a refund, the amount previously charged to your Card will not be refunded to your Credit Card Account and instead you will receive Aventura Points equal to the Points Deficit.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

$100,000 Common Carrier Accident Insurance

Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Card (PDF, 375 KB) Opens in a new window.

To view the Statutory Conditions that apply to certain insurance coverages, please visit https://cibc.client.insure Opens a new window..

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1.1 MB) Opens in a new window.

Optional insurance for your card

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance about CIBC Payment Protector Insurance for Credit Cards.

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Insurance benefits

Security features

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Documents

Benefits Guide (PDF, 1 MB) Opens a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 120 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 65 KB) Opens a new window.

Insurance provider notice (PDF, 40 KB) Opens a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

Couple sitting on the floor looking at paint samples

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.^ⓘ

Learn more about CIBC Pace It Installment Plans.

CIBC Aventura Visa Card

Ready to start earning travel rewards?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds.^ⓘ

Apply now

Get started

Call us: 1-866-525-8622

Meet with us

Find a Banking Centre

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Questions?

Top credit card questions Opens in a new window.

CIBC Aventura® Visa* Card

Fees and interest rates

Annual fee

Purchase interest rateⓘ

Cash interest rateⓘ

Earn more Aventura travel points

Get the most from your CIBC Aventura rewards

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Play video: How to earn points (1:46)

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Play video: How to shop with points (1:59)

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Play video: How to pay with points (2:00)

Your top Aventura card benefits

Extra protection on new purchasesⓘ

Flexible Travel

More to love about this card

Use points for flights and more

Get more with your points

Reach financial goals faster

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ

Calculate how many Aventura Points you could be earning

Where can you fly using Aventura Points?

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

Optional insurance for your card

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Valuable insurance included with your cardⓘ

Optional insurance for your card

Security features included with your card

Manage your card online

Spend alerts

Fraud alerts

Documents

CIBC Pace It™

Ready to start earning travel rewards?

Get started

Not the right card for you?

CIBC Aventura^® Visa* Card

Purchase interest rate^ⓘ

Cash interest rate^ⓘ

Extra protection on new purchases^ⓘ

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Valuable insurance included with your card^ⓘ

Valuable insurance included with your card^ⓘ