CIBC Aeroplan® Visa Infinite* Card

Get closer to your dream vacation with accelerated rewards and enhanced travel benefits.

Digital exclusive offer

Join and get up to $1,300 in value in your first year^ⓘ^, ^ⓘ!

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Apply now

$60,000 individual, or $100,000 household minimum annual income

Fees and interest rates

Annual fee

$139

$50 each for up to 3 additional cards

Enjoy an annual fee rebate every year for the primary cardholder of up to $139 if you have a CIBC Smart Plus™ Account Opens in a new window..

Purchase interest rate^ⓘ

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Cash interest rate^ⓘ

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non-Quebec residents

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Quebec residents

Earn Aeroplan points so you can travel sooner

1.5 point

for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®.^ⓘ

Accelerate your savings with up to 10 cents off per litre on eligible gas.

Gas

Electric Vehicle Charging

Groceries

Air Canada

1 point

for every $1 you spend on all other purchases.^ⓘ

Other Purchases

Earn points twice

at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.^ⓘ

Aeroplan eStore

Reach Aeroplan Elite™ Status sooner^ⓘ

Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible purchases made on your card.^ⓘ

Your top Aeroplan card benefits

Save on baggage fees

Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada.^ⓘ^, ^ⓘ

Get exclusive Visa Infinite® offers

Enjoy hotel benefits, unique dining events and 24-hour complimentary concierge services.^ⓘ^, ^ⓘ

Book flight rewards for less

Primary cardholders can often book flight rewards for even fewer points.^ⓘ Plus, no additional airline surcharges on flight rewards with Air Canada flights.^ⓘ

Get a 4^th night free

Aeroplan Credit Cardholders can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points.^ⓘ For more details, see website about the Aeroplan Get a 4th Night Free Hotel Offer. Opens in a new window..

Apply now

$60,000 individual, or $100,000 household minimum annual income

This card is perfect if you:

Want a faster way to collect Aeroplan Points
Want comprehensive insurance coverage, including flight, auto rental and travel medical insurance
Enjoy perks such as Avis and Budget car rental discounts
Want access to the CIBC Visa Infinite Personal Concierge Service for help with anything on your to-do-list, available 7 days a week, 24 hours a day at 1-888-853-4458 Opens your phone app.

More to love about this card

Complimentary upgrade to Avis^® Preferred Plus

Unlock one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more by elevating to Avis Preferred Plus^ⓘ.

Travel with valuable insurance

Get added protection when you’re away from home with Out-of-Province Emergency Travel Medical Insurance, Mobile Device Insurance, Hotel Burglary Insurance and Trip Cancellation and Trip Interruption Insurance.^ⓘ

Share the perks

Your authorized users can access travel benefits even when travelling without you by linking their Aeroplan number Opens in a new window..^ⓘ

Learn more about your benefits

Aeroplan Program Opens in a new window.

CIBC Aeroplan Privacy Statement

Visa Infinite program Opens in a new window.

Find out what your Aeroplan points can get you^ⓘ

Use the sliders to estimate your monthly credit card spending.^ⓘ Earn the full welcome bonus in the first year when you make your first purchase with your card.^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Aeroplan Flight Reward Chart (PDF, 475 KB) Opens in a new window.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Out-of-Province Emergency Travel Medical Insurance

Trip Cancellation and Trip Interruption Insurance

Flight Delay and Baggage Insurance

Hotel Burglary Insurance

Auto Rental Collision and Loss Damage Insurance

Purchase Security and Extended Protection Insurance

Mobile Device Insurance

Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.^ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.

Documents

Benefits Guide (PDF, 3.9 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account effective December 2023 (PDF, 45 KB) Opens in a new window.

Couple sitting on the floor looking at paint samples

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.^ⓘ

Learn more about CIBC Pace It Installment Plans.

CIBC Aeroplan Visa Infinite Card

Ready for enhanced travel perks and privileges?

Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds^ⓘ.

Apply now

Get started

Call us: 1-866-525-8622

Find a Banking Centre

Meet with us

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Questions?

Top credit card questions Opens in a new window.

CIBC Aeroplan® Visa Infinite* Card