$60,000 individual, or $100,000 household minimum annual income
More to love about this card
Travel with valuable insurance
Get added protection when you’re away from home with Out-of-Province Emergency Travel Medical Insurance, Mobile Device Insurance, Hotel Burglary Insurance and Trip Cancellation and Trip Interruption Insurance.ⓘ
With Aeroplan Family Sharing, combine points with other Aeroplan members in your household to redeem your next flight reward sooner.ⓘ
Redeem with ease
Every Air Canada seat available for purchase is also available for Aeroplan points — no restrictions.ⓘ Plus, pay for flight rewards with a combination of points and cash.ⓘ
Use your points when you're ready
Aeroplan points won't expire as long as you, the primary cardholder, continue to hold your CIBC Aeroplan credit card.ⓘ
Send money abroad
Special offer Earn 1 Aeroplan point for every $1.00 spent on a CIBC Global Money Transfer™.ⓘ There are no transaction fees and you won’t be charged interest as long as you pay your balance by the payment due date.ⓘ, ⓘ
Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.
We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.
Digital Disputes Platform
Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.
Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.
Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.ⓘ
Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.
Credit report alerts
Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.
Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.ⓘ
Please note: Multilanguage sites do not provide full access to all content on CIBC.com. The full CIBC website is available in English and French.