Get 


What is a GIC?

Like a friend who's there when you need them, a GIC is a reliable investment. Why? Because it's a secure way to grow your money. When you buy a GIC, you choose how long you want to invest your money for. At the end of the term, you get 100% of your original investment back, plus the interest you earned.

Safety

Stability

Flexibility

Find a CIBC GIC that's right for you

Whether you're putting money away for a renovation or retirement, we can help. Tell us about your savings goal and we'll help you find a product that meets your investment needs.

New to GICs? Check out our glossary Opens a new window in your browser.

Help me find a GIC

CIBC Bonus Rate GIC

 

Featured rate

RDS%rate[4].BBST/BBLT.Published(12_null_null_Months_T,1000.0_-_4999.99_CAD_Balance,1,1)(#O2#)%1 on a 1-year term

 

Terms available

1 to 5 years2

Minimum investment

$1,0003

 

 Non-redeemable

 Fixed interest rate

 Registered or non-registered

 

Learn more about the CIBC Bonus Rate GIC.

 

CIBC Flexible GIC®

 

RDS%rate[4].FLGIC.Published(365_-_375_Days_D,1000.0_-_4999.99_CAD_Balance,1,1)(#O2#)%4

 

Terms available

1 year

Minimum investment

$1,0005

 

 Cashable

 Fixed interest rate

 Registered or non-registered

 

Learn more about the CIBC Flexible GIC.

 

CIBC Market Linked GICs

 

 

Terms available

2 to 5 years

Minimum investment

$500

 

 Non-redeemable

 Market linked

 Registered or non-registered

 

Learn more about CIBC Market Linked GICs.

 

CIBC Variable Rate GIC

 

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Terms available

1 year

Minimum investment

$1,000

 

 Cashable

 Variable interest rate

 Non-registered

 

Learn more about the CIBC Variable Rate GIC.

 

CIBC EasyBuilder GIC™

 

Up to RDS%rate[4].EZGIC.Published(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O2#)%7

 

Terms available

1 to 5 years

Minimum investment

$2,500

 

 Non-redeemable

 Fixed interest rate

 Non-registered

 

Learn more about the CIBC EasyBuilder GIC.

 

Interested in other GIC rates?

Why choose a CIBC GIC?

If you're already a client, you'll spend less time applying.

With over 1,100 locations across Canada, we're easy to find.

Many of our banking centres are open late, so you can meet with an advisor on your own time.

CIBC is a member of Canada Deposit Insurance Corporation (CDIC). GICs are eligible for CDIC coverage to a maximum of $100,000.