1 On index-linked GICs, your initial investment is guaranteed; however, the rate of return is not guaranteed other than the minimum guaranteed interest rate on the Market Mix GIC.
2 To buy through Telephone Banking, you need to have a CIBC bank account or CIBC GIC already.
* Rates may be changed or withdrawn at any time without notice. 17-month annual rate is current as of July 4, 2016, and applies only to a non-registered CIBC Special Offer GIC, available to personal clients only, with interest paid annually or at maturity. If you want interest paid semi-annually or monthly, a lower rate may apply. Compound interest is calculated annually and paid at maturity; simple interest is paid monthly, semi-annually or annually. Minimum investment of $1,000.
**Terms greater than 5 years are not insured by CDIC Insurance. See the CIBC Deposit Register for a listing of deposits eligible for CDIC Deposit Insurance.