Why choose a CIBC USD Non-Redeemable GIC?

Convenient investing

At maturity, your earnings are deposited directly to your CIBC Investment Account in US dollars.

Guaranteed rate

Know exactly how much interest you'll earn with a fixed rate.

Multiple options

Choose from short-term or long-term to meet your investment goals.

Find a USD GIC that's right for you

Long-term USD Non-Redeemable GIC

Terms and rates

 

 1 year RDS%rate[4].LONGU01.Published(1_null_null_Year_T,500.0_-_1.0E8_USD_Balance,21,1)(#O2#)%
2 years RDS%rate[4].LONGU01.Published(2_null_null_Years_T,500.0_-_1.0E8_USD_Balance,21,1)(#O2#)%
3 years RDS%rate[4].LONGU01.Published(3_null_null_Years_T,500.0_-_1.0E8_USD_Balance,21,1)(#O2#)%
4 years RDS%rate[4].LONGU01.Published(4_null_null_Years_T,500.0_-_1.0E8_USD_Balance,21,1)(#O2#)%
5 years RDS%rate[4].LONGU01.Published(5_null_null_Years_T,500.0_-_1.0E8_USD_Balance,21,1)(#O2#)%

For other terms and posted rates, go to GIC rates.

What you need to know

Product

Account

Type

Access to funds

Interest

Fees

Renewal

Short-term USD Non-Redeemable GIC

Terms and rates

 

 1 month RDS%rate[4].SHORTU01.Published(1_-_2_Months_D,500.0_-_1.0E7_USD_Balance,21,1)(#O2#)%
 3 months RDS%rate[4].SHORTU01.Published(3_-_5_Months_D,500.0_-_1.0E7_USD_Balance,21,1)(#O2#)%
 6 months RDS%rate[4].SHORTU01.Published(6_-_8_Months_D,500.0_-_1.0E7_USD_Balance,21,1)(#O2#)%
9 months RDS%rate[4].SHORTU01.Published(9_-_11_Months_D,500.0_-_1.0E7_USD_Balance,21,1)(#O2#)%

For other terms and posted rates, go to GIC rates.

What you need to know

Product

Account

Type

Access to funds

Interest

Fees

Renewal

How to invest in a CIBC USD Non-Redeemable GIC?

Step 1 of 3.

What you need to get started

  • You must be a Canadian resident
  • Your Canadian Social Insurance Number
  • A CIBC Investment Account with CIBC Securities Inc. or CIBC Investor Services Inc.
    Need an account? Apply for a CIBC Investment Account
  • A personal bank account to fund your CIBC Investment Account
    Need an account? Apply for a personal bank account

Step 2 of 3.

Meet with us

Call us at 1-800-465-3863 Opens your phone app. or visit a CIBC banking centre Opens a new window.. Already a CIBC client or have a CIBC Investment Account? Your application process will be even shorter.


Step 3 of 3.

Review the details online

Keep tabs on your GIC in your CIBC Investment Account using CIBC Online Banking®. Check your maturity date, interest rate, deposit amount and more at any time.

Explore other GIC options