CIBC Travel Medical Insurance is underwritten by Co-operators Life Insurance Company.

Choose a plan suited to your needs

Single Trip Plan

Multi Trip Annual Plan

For one trip only

Convenient if you travel more than twice a year2

More economical coverage for you and your family

Choose a plan that covers you for up to 8 days or 18 days per trip

Travel for up to the maximum number of days allowed by your provincial or territorial health plan1

Extend your coverage for additional days of travel for longer trips1

Extended coverage is available if you’re away longer than originally planned1

Multiple travellers under this plan don’t need to be travelling together to be covered

Single and family coverage options available

Purchase once and have coverage for an entire year1

Up to $10 million of travel coverage that you can rely on4

Illustration of a first aid kit
Medical and dental
  • Provides coverage for eligible hospital and physician's bills, expenses resulting from an accidental injury, or new sickness or disease5
  • Paramedical services, including those of a chiropractor, chiropodist, or physiotherapist, up to $500 if required as a result of a covered emergency
  • Dental treatment for up to $4,000 coverage as a result of an eligible direct accidental blow to the mouth
Illustration of a car
Transportation
  • Costs for return home or to the nearest appropriate medical facility by regular flight, medically escorted flight, air ambulance or ground ambulance
  • Return home for dependent children or travelling companion who are insured and travelling with you
  • A round trip economy airfare by the most direct route for the transportation of a relative to your bedside if you’re hospitalized as a result of a critical emergency
Illustration of a sofa
Convenience and comfort
  • Meals and accommodation expenses up to $300 per day to a total of $1,000 when your trip is delayed beyond the scheduled return date because of a medical emergency or death
  • Coverage extension for up to 72 hours if your trip is delayed beyond your coverage end date because of a medical emergency or other covered event
  • Trip Break allows you to return to your province or territory of residence once without terminating your coverage

For a detailed summary of benefits, eligibility conditions, limitations and exclusions, review the sample Certificate of Insurance (CIBC Comprehensive Travel Insurance Plan) (PDF, 475KB)Opens a new window in your browser. 

Affordable travel coverage that goes wherever you go

Spring Break — some sun and fun in Cancun

Any time you leave your province or territory, make sure you're covered for unexpected medical emergencies. 1

Three smiling young women sunbathing.

Did you know: With the Multi Trip Annual Plan, coverage is valid for one year for trips outside of your province or territory, including a weekend getaway to Las Vegas or a last-minute shopping spree across the border. 1,2

Traveller profile: Single

Age: 21

Home province: Nova Scotia

Trip duration: 15 days

 

Sample quotes:

  • Single Trip Plan Cost: $51.15*
  • Multi Trip Annual Plan Cost: $86.29*

Family trip to the Maritimes

Whether by car, plane, or train, you're covered from the moment you leave your home province or territory.

A family flying a kite on a Maritime beach.

Did you know: With the Multi Trip Annual Plan, coverage for a family is valid for one year for trips outside your province or territory of residence. 1,2

Traveller profile: Family – parents with two children

Ages: 39, 37, 6 and 4

Home province: British Columbia

Trip duration: 7 days

 

Sample quotes:

  • Per Trip Plan Cost: $47.74*
  • Multi Trip Annual Plan (8 days) Cost: $114.56*

* Sample quote is based on stated parameters and is for illustration purposes only. Your actual cost will depend on your information. Price quoted doesn’t include applicable taxes.

Getting travel insurance may be the easiest part of your trip

You're eligible for CIBC Travel Insurance coverage if:

  • You’re a CIBC customer;
  • You are a resident of Canada who is covered by a Canadian Government or Provincial/Territorial Health Insurance Plan for the entire insured trip.

If you’re aged 60 or over, you’ll be asked some questions about your medical history to determine your eligibility for coverage and the applicable premium rate and pre-existing condition limitations and exclusions.

Get a quote by calling us

To get a quote and apply now, call a licensed insurance agent at 1-800-281-9109Opens your phone app..

If you’re aged 60 or over, you’ll be asked some health history questions to determine your eligibility for coverage and the applicable premium rate and pre-existing condition limitations and exclusions.


Right to Examine

Please review your Certificate of Insurance when you receive it to ensure it meets your needs. You have 10 days after purchase to return your Certificate for a full refund, provided you have not departed on your trip and a claim has not been incurred. 

With CIBC Travel Insurance, you're more than covered

Call Allianz Global Assistance in the event of an emergency for help in your time of need.


  • Emergency translation services provided in most major languages
  • Escort and transportation home for your dependent children can be arranged
  • Messages to your family can be made to inform them of your status

Allianz Global Assistance is also your starting point for claims.

Note: If you pay any expenses yourself, you must obtain original itemized receipts.

For pre-travel considerations to help maximize your travel enjoyment, review these Travel Tips.


Terms and conditions

CIBC Travel Insurance plans are underwritten by Co-operators Life Insurance Company (accident and sickness benefits) and The Sovereign General Insurance Company (property and casualty benefits). CIBC Travel Insurance is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. Allianz Global Assistance provides the CIBC travel assistance and claims services in respect of all insurance coverage under CIBC Travel Insurance plans. CIBC earns compensation from the insurer for the promotion of CIBC Travel Insurance plans.

CIBC Travel Insurance is subject to eligibility conditions, limitations and exclusions (including pre-existing medical condition exclusions), which are contained in the Certificate of Insurance you receive following enrollment. Before applying, you can review a sample copy of the current Certificate of Insurance (CIBC Comprehensive Travel Insurance Plan) (PDF, 475 KB)Opens a new window in your browser. . You can also call CIBC Travel Insurance at 1-800-281-9109Opens your phone app.. Coverage will be voidable if you fail to disclose or misrepresent any material fact or circumstance affecting coverage.

The above descriptions of insurance and assistance services are general descriptions only and don’t constitute legal or insurance advice. In all cases, you should speak to an insurance advisor before acting.