Tax Free Savings Account (TFSA) rates

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

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Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

CIBC TFSA Tax Advantage Savings Account ^®1

Get an account that offers daily interest tax free.

Learn moreLearn more about the CIBC, T F S A, Tax advantage savings account

Balance	Rate	Special Offer	Total
Up to $4,999.99	RDS%rate[4].TASATF.Published(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,0.0_up to_4999.99_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*
$5,000 to $24,999.99	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%^*
$25,000 to $49,999.99	RDS%rate[4].TASATF.Published(null,25000.0_-_49999.99_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,25000.0_-_49999.99_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,25000.0_-_49999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*
$50,000 to $99,999.99	RDS%rate[4].TASATF.Published(null,50000.0_-_99999.99_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,50000.0_-_99999.99_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,50000.0_-_99999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*
$100,000 to $249,999.99	RDS%rate[4].TASATF.Published(null,100000.0_-_249999.99_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,100000.0_-_249999.99_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,100000.0_-_249999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*
$250,000 and over	RDS%rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%	RDS%rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*	RDS%rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Bonus,1,1)(#O2#)%^*

CIBC Bonus Rate TFSA GIC ²

Term	Rate
1 year	RDS%rate[4].BBGICTF.rate(1_null_null_Year_T,null,1,1)(#O3#)%
2 year	RDS%rate[4].BBGICTF.rate(2_null_null_Year_T,null,1,1)(#O3#)%
3 year	RDS%rate[4].BBGICTF.rate(3_null_null_Year_T,null,1,1)(#O3#)%
4 year	RDS%rate[4].BBGICTF.rate(4_null_null_Year_T,null,1,1)(#O3#)%
5 year	RDS%rate[4].BBGICTF.rate(5_null_null_Year_T,null,1,1)(#O3#)%

CIBC Escalating Rate TFSA GIC™ (3 year) ²

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Escalating Rate TFSA GIC™ (5 year) ²

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (3 year) ²

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (5 year) ²

CIBC Flexible TFSA GIC™ ² Show or hide

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, to change CIBC investment options without penalty.

Learn moreLearn more about the CIBC Flexible T F S A, G I C

Term Rate

1 year RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.Published(null,500.0_-_999999.99_CAD_Balance,11,1)(#O4#)%

Term	Rate
1 year	RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

CIBC TFSA GIC (Non-Redeemable) ²

Term	Rate
2 to 4 months	RDS%rate[4].NCGICTF.rate(2_-_4_Months_D,null,1,1)(#O3#)%
5 to 8 months	RDS%rate[4].NCGICTF.rate(5_-_8_Months_D,null,1,1)(#O3#)%
9 to 10 months	RDS%rate[4].NCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].NCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].NCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].NCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 25 months	RDS%rate[4].NCGICTF.rate(23_-_25_Months_D,null,1,1)(#O3#)%
26 to 29 months	RDS%rate[4].NCGICTF.rate(26_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].NCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
36 to 46 months	RDS%rate[4].NCGICTF.rate(36_-_46_Months_D,null,1,1)(#O3#)%
47 to 49 months	RDS%rate[4].NCGICTF.rate(47_-_49_Months_D,null,1,1)(#O3#)%
50 to 58 months	RDS%rate[4].NCGICTF.rate(50_-_58_Months_D,null,1,1)(#O3#)%
60 months	RDS%rate[4].NCGICTF.rate(60_-_60_Months_D,null,1,1)(#O3#)%

CIBC TFSA GIC (Redeemable) ²

Term	Rate
9 to 10 months	RDS%rate[4].RCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].RCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].RCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].RCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 29 months	RDS%rate[4].RCGICTF.rate(23_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].RCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
35 to 36 months	RDS%rate[4].RCGICTF.rate(35_-_36_Months_D,null,1,1)(#O3#)%

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^* Terms and Conditions for the CIBC TFSA Tax Advantage Savings Account^® Bonus Interest Offer

The following Terms and Conditions explain in detail how bonus interest can be earned on new balances in an existing CIBC TFSA Tax Advantage Savings Account or on deposits to a new CIBC TFSA Tax Advantage Savings Account.

General

The CIBC TFSA Tax Advantage Savings Account (the “TFSA Savings Account”) Bonus Interest Offer (the “Offer”) begins on May 1, 2018 and continues until July 31, 2018 (the “Offer Period”). The Offer applies to eligible TFSA Savings Accounts only.

Eligible TFSA Savings Accounts

If a TFSA Savings Account is opened during the Offer Period, it is eligible to earn Bonus Interest on the full daily closing balance from the date the TFSA Savings Account is opened for the duration of the Offer Period.
If a TFSA Savings Account was opened before the Offer Period, it will earn Bonus Interest on the portion of the account's daily closing balance that exceeds the closing balance as at April 30, 2018 (the “New Balance”).
The Offer is limited to one TFSA Savings Account per customer. If a customer has more than one TFSA Savings Account under the same name during the Offer Period, only the first TFSA Savings Account opened will be eligible.

Bonus Interest and Regular Interest

Bonus Interest is calculated daily at the current rate and paid monthly on:
- each day's full closing balance for an eligible TFSA Savings Account opened during the Offer Period; or
- each day's New Balance for an eligible TFSA Savings Account opened before the Offer Period.

Regular Interest is calculated daily at the current rate on each day's full closing balance and paid monthly.

If the TFSA Savings Account is closed during the month, Bonus Interest is not paid for that entire month.

For current Bonus and Regular Interest rates ask at any CIBC branch or visit www.cibc.com. Regular and Bonus Interest rates may change at any time without prior notice.

Restrictions

Bonus Interest will not be paid on funds that are transferred from an existing TFSA Savings Account to another existing or new TFSA Savings Account.

This Offer cannot be combined with any other offer. CIBC, in its sole discretion, may change these terms and conditions or withdraw this Offer at any time without notice. CIBC reserves the right, in its sole discretion, to disqualify, limit or revoke this Offer in respect of any CIBC customer who it determines or believes is abusing or manipulating this Offer.

¹ Interest is calculated on the full daily closing balance and is paid monthly. Interest is paid on the entire balance at the rate for the tier in which the total daily closing balance falls. The interest rates quoted are annual rates. Interest Rates may change at any time without prior notice.

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