Tax Free Savings Account (TFSA) rates

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

Review all other product rates

Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

CIBC TFSA Tax Advantage Savings Account^®1

Balance	Rate
Up to $4,999.99	RDS%rate[4].TASATF.rate(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O3#)%
$5,000 to $24,999.99	RDS%rate[4].TASATF.rate(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O3#)%
$25,000 to $49,999.99	RDS%rate[4].TASATF.rate(null,25000.0_-_49999.99_CAD_Balance,1,1)(#O3#)%
$50,000 to $99,999.99	RDS%rate[4].TASATF.rate(null,50000.0_-_99999.99_CAD_Balance,1,1)(#O3#)%
$100,000 to $249,999.99	RDS%rate[4].TASATF.rate(null,100000.0_-_249999.99_CAD_Balance,1,1)(#O3#)%
$250,000 and over	RDS%rate[4].TASATF.rate(null,250000.0_and over_0.0_CAD_Balance,1,1)(#O3#)%

CIBC Bonus Rate TFSA GIC²

The CIBC Bonus Rate TFSA GIC offers interest at a premium rate on selected terms and guarantees your principal.

Learn more

Term	Rate
1 year	RDS%rate[4].BBGICTF.rate(1_null_null_Year_T,null,1,1)(#O3#)%
2 year	RDS%rate[4].BBGICTF.rate(2_null_null_Year_T,null,1,1)(#O3#)%
3 year	RDS%rate[4].BBGICTF.rate(3_null_null_Year_T,null,1,1)(#O3#)%
4 year	RDS%rate[4].BBGICTF.rate(4_null_null_Year_T,null,1,1)(#O3#)%
5 year	RDS%rate[4].BBGICTF.rate(5_null_null_Year_T,null,1,1)(#O3#)%

CIBC Escalating Rate TFSA GIC™ (3 year)²

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn more

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Escalating Rate TFSA GIC™ (5 year)²

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn more

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (3 year)²

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn more

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (5 year)²

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn more

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.Published(null,500.0_-_999999.99_CAD_Balance,11,1)(#O4#)%

CIBC Flexible TFSA GIC™² Show or hide

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, to change CIBC investment options without penalty.

Learn more

Term Rate
1 year RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

Term	Rate
1 year	RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

CIBC TFSA GIC (Non-Redeemable)²

The CIBC TFSA GIC (Non-Redeemable) provides security of guaranteed interest, plus full protection of your principal.

Learn more

Term	Rate
2 to 4 months	RDS%rate[4].NCGICTF.rate(2_-_4_Months_D,null,1,1)(#O3#)%
5 to 8 months	RDS%rate[4].NCGICTF.rate(5_-_8_Months_D,null,1,1)(#O3#)%
9 to 10 months	RDS%rate[4].NCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].NCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].NCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].NCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 25 months	RDS%rate[4].NCGICTF.rate(23_-_25_Months_D,null,1,1)(#O3#)%
26 to 29 months	RDS%rate[4].NCGICTF.rate(26_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].NCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
36 to 46 months	RDS%rate[4].NCGICTF.rate(36_-_46_Months_D,null,1,1)(#O3#)%
47 to 49 months	RDS%rate[4].NCGICTF.rate(47_-_49_Months_D,null,1,1)(#O3#)%
50 to 58 months	RDS%rate[4].NCGICTF.rate(50_-_58_Months_D,null,1,1)(#O3#)%
60 months	RDS%rate[4].NCGICTF.rate(60_-_60_Months_D,null,1,1)(#O3#)%

CIBC TFSA GIC (Redeemable)²

The CIBC TFSA GIC (Redeemable) guarantees your principal and interest, while giving you the option to cash out at any time, at specified early redemption rates.

Learn more

Term	Rate
9 to 10 months	RDS%rate[4].RCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].RCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].RCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].RCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 29 months	RDS%rate[4].RCGICTF.rate(23_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].RCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
35 to 36 months	RDS%rate[4].RCGICTF.rate(35_-_36_Months_D,null,1,1)(#O3#)%

Explore: GIC rates, RRSP rates, Mutual fund rates, RRIF and LIF rates

Tools and calculators

Advice

Get started

Purchase a TFSA

Call us: 1-800-465-3863

Find a branch

Need to meet?
Meet with us

Terms and conditionsShow or hide

^® Registered trademark of CIBC. CIBC Cube Design and “Banking that fits your life.” are trademarks of CIBC.

¹ Interest is calculated on the full daily closing balance and is paid monthly. Interest is paid on the entire balance at the rate for the tier in which the total daily closing balance falls. The interest rates quoted are annual rates. Interest Rates may change at any time without prior notice.

Trademarks