CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

Tax Free Savings Account (TFSA) rates

Get an account that gives you daily interest, tax-free

CIBC TFSA Tax Advantage Savings Account^®

Earn RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)% interest^† for a limited time.

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Purchase or contribute to a T F S A, Tax advantage savings account Learn moreabout the CIBC T F S A, Tax advantage savings account

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Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

CIBC TFSA Tax Advantage Savings Account^{®, †} Show or hide

Get an account that offers daily interest, tax-free.

Learn moreLearn more about the CIBC, T F S A, Tax advantage savings account

Balance	Rate^†	Bonus rate^†
Up to $4,999.99	RDS%rate[4].TASATF.Published(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%
$5,000 to $24,999.99	RDS %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%
$25,000 to $49,999.99	RDS %rate[4].TASATF.Published(null,25000.0_-_49999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%
$50,000 to $99,999.99	RDS %rate[4].TASATF.Published(null,50000.0_-_99999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%
$100,000 to $249,999.99	RDS%rate[4].TASATF.Published(null,100000.0_-_249999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%
$250,000 and over	RDS%rate[4].TASATF.Published(null,250000.0_and over_0.0_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%

CIBC Bonus Rate TFSA GIC² Show or hide

The CIBC Bonus Rate TFSA GIC offers interest at a premium rate on selected terms and guarantees your principal.

Learn moreLearn more about the CIBC Bonus Rate T F S A, G I C

Term	Rate
1 year	RDS%rate[4].BBGICTF.rate(1_null_null_Year_T,null,1,1)(#O3#)%
2 year	RDS%rate[4].BBGICTF.rate(2_null_null_Year_T,null,1,1)(#O3#)%
3 year	RDS%rate[4].BBGICTF.rate(3_null_null_Year_T,null,1,1)(#O3#)%
4 year	RDS%rate[4].BBGICTF.rate(4_null_null_Year_T,null,1,1)(#O3#)%
5 year	RDS%rate[4].BBGICTF.rate(5_null_null_Year_T,null,1,1)(#O3#)%

CIBC Escalating Rate TFSA GIC™ (3 year)² Show or hide

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn moreLearn more about the 3 year CIBC Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Escalating Rate TFSA GIC™ (5 year)² Show or hide

The CIBC Escalating Rate TFSA GIC offers guaranteed premium returns and interest rates that increase each year.

Learn moreLearn more about the 5 year CIBC Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5NESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5NESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (3 year)² Show or hide

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn moreLearn more about the 3 year CIBC Cashable Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Effective Yield
$500 to $999,999	RDS%rate[4].3RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].3RESCTF.rate(null,500.0_-_999999.99_CAD_Balance,11,1)(#R#)%

CIBC Cashable Escalating Rate TFSA GIC™ (5 year)² Show or hide

The CIBC Cashable Escalating Rate TFSA GIC offers guaranteed premium returns, interest rates that increase each year, and access to your money on each anniversary date or up to 7 days after.

Learn moreLearn more about the 5 year CIBC Cashable Escalating Rate T F S A, G I C

Investment Amount	Year 1	Year 2	Year 3	Year 4	Year 5	Effective Yield
$500 to $999,999	RDS%rate[4].5RESCTF.rate(1_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(2_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(3_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(4_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.rate(5_null_null_Year_T,500.0_-_999999.99_CAD_Balance,1,1)(#O3#)%	RDS%rate[4].5RESCTF.Published(null,500.0_-_999999.99_CAD_Balance,11,1)(#O4#)%

CIBC Flexible TFSA GIC™² Show or hide

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, to change CIBC investment options without penalty.

Learn moreLearn more about the CIBC Flexible T F S A, G I C

Term Rate

1 year RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

Term	Rate
1 year	RDS%rate[4].FLEXITF.rate(1_null_null_Year_T,null,1,1)(#O3#)%

CIBC TFSA GIC (Non-Redeemable)² Show or hide

The CIBC TFSA GIC (Non-Redeemable) provides security of guaranteed interest, plus full protection of your principal.

Learn moreLearn more about the CIBC Non-Redeemable T F S A, G I C

Term	Rate
2 to 4 months	RDS%rate[4].NCGICTF.rate(2_-_4_Months_D,null,1,1)(#O3#)%
5 to 8 months	RDS%rate[4].NCGICTF.rate(5_-_8_Months_D,null,1,1)(#O3#)%
9 to 10 months	RDS%rate[4].NCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].NCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].NCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].NCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 25 months	RDS%rate[4].NCGICTF.rate(23_-_25_Months_D,null,1,1)(#O3#)%
26 to 29 months	RDS%rate[4].NCGICTF.rate(26_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].NCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
36 to 46 months	RDS%rate[4].NCGICTF.rate(36_-_46_Months_D,null,1,1)(#O3#)%
47 to 49 months	RDS%rate[4].NCGICTF.rate(47_-_49_Months_D,null,1,1)(#O3#)%
50 to 58 months	RDS%rate[4].NCGICTF.rate(50_-_58_Months_D,null,1,1)(#O3#)%
60 months	RDS%rate[4].NCGICTF.rate(60_-_60_Months_D,null,1,1)(#O3#)%

CIBC TFSA GIC (Redeemable)² Show or hide

The CIBC TFSA GIC (Redeemable) guarantees your principal and interest, while giving you the option to cash out at any time, at specified early redemption rates.

Learn moreLearn more about the CIBC Redeemable T F S A, G I C

Term	Rate
9 to 10 months	RDS%rate[4].RCGICTF.rate(9_-_10_Months_D,null,1,1)(#O3#)%
11 to 13 months	RDS%rate[4].RCGICTF.rate(11_-_13_Months_D,null,1,1)(#O3#)%
14 to 17 months	RDS%rate[4].RCGICTF.rate(14_-_17_Months_D,null,1,1)(#O3#)%
18 to 22 months	RDS%rate[4].RCGICTF.rate(18_-_22_Months_D,null,1,1)(#O3#)%
23 to 29 months	RDS%rate[4].RCGICTF.rate(23_-_29_Months_D,null,1,1)(#O3#)%
30 to 34 months	RDS%rate[4].RCGICTF.rate(30_-_34_Months_D,null,1,1)(#O3#)%
35 to 36 months	RDS%rate[4].RCGICTF.rate(35_-_36_Months_D,null,1,1)(#O3#)%

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Terms and conditionsShow or hide

† This is a combined bonus and regular annual interest rate paid on new deposits made to a CIBC TFSA Tax Advantage Savings Account®. The bonus and/or regular rates may change at any time without prior notice. The regular interest rate is earned on the full daily closing balance and paid monthly. For eligible accounts opened before the offer period, the bonus rate is earned only on the portion of the account’s daily closing balance that exceeds the closing balance on January 1, 2020. For eligible accounts opened during the offer period, the bonus rate is earned on the full daily closing balance. New deposits may not exceed the maximum allowable by law. Bonus interest rate offer expires March 31, 2020. Bonus interest is calculated daily and paid monthly. Other conditions apply.

Read the full terms and conditions for the CIBC TFSA Tax Advantage Savings Account offer (PDF, 95 KB) Opens a new window in your browser.

^® Registered trademark of CIBC. CIBC Cube Design and “Banking that fits your life.” are trademarks of CIBC.

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