1 The rates shown are for at-maturity interest payment option and may change without prior notice.
Interest rates quoted are annual rates. Rates are fixed for each GIC’s term. Rates are subject to change without prior notice.
Interest calculation: For terms of 1 year or less, simple interest is paid at maturity. For terms over 1 year, compound interest is calculated annually and paid at maturity.
Minimum deposit: $500.
If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.
2 This is a combined bonus and regular annual interest rate paid on new deposits made to a CIBC RRSP Daily Interest Savings Account. The bonus and/or regular rates may change at any time without prior notice. The regular interest rate is earned on the full daily closing balance and paid monthly. For eligible accounts opened before the offer period, the bonus rate is earned only on the portion of the account’s daily closing balance that exceeds the closing balance on January 2, 2019. For eligible accounts opened during the offer period, the bonus rate is earned on the full daily closing balance. New deposits may not exceed the maximum allowable by law. Bonus interest rate offer expires March 31, 2019. Bonus interest is calculated daily and paid monthly. Other conditions apply. Review the full terms and conditions (PDF, 135 KB) .
3 The rates shown are for at-maturity interest payment option and may change without prior notice.
Interest rates quoted are annual rates. Rates are fixed for each GIC’s term. Rates are subject to change without prior notice.
Interest calculation: Interest is compounded annually and paid at maturity.
Minimum deposit: $500.
If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.
4 The rates shown are for at-maturity interest payment option and may change without prior notice.
Interest rates quoted are annual rates. Rates are fixed for each GIC’s term. Rates are subject to change without prior notice.
Interest calculation: Simple interest is paid at maturity.
Minimum deposit: $500.
If a GIC is redeemed before maturity to transfer funds to an RRSP at another financial institution, no interest will be paid and a transfer fee will apply.
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