Note: Interest is credited to your account as of the last business day in the interest period. However, the interest cannot be withdrawn, and will not be printed at CIBC Banking Centre terminals or at any CIBC ATM or made available through CIBC Telephone Banking or CIBC Online Banking®, until 2 business days after the end of the calendar month.
Interest rates quoted are annual and are subject to change without prior notice and are on display at any banking centre.
If you have any questions about our interest rates, visit a CIBC Banking Centre today to learn more about opening an account or call 1-800-465-2422Opens your phone app..
1 Interest (excluding Bonus Interest) is calculated on each day’s final daily closing balance and paid monthly. The interest rate paid for each “portion” tier applies to the portion of each day’s final daily closing balance, which is in that tier.
2 Annual Bonus Interest is calculated on the minimum balance in the account during the calendar month and paid monthly.
3 Interest is calculated and paid monthly on the Monthly Average Balance of the account. Monthly Average Balance is the average of the daily closing credit balance for the month. The interest rate paid for each "portion" tier applies only to the portion of the Monthly Average Balance, which is in that tier.