Interest rates on business bank accounts

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

Service fees for business bank accounts

Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%


Business bank accounts

CIBC Business Investment Growth Account®

The CIBC Business Investment Growth Account offers the opportunity to earn a competitive rate of return on surplus funds while maintaining full liquidity. It is the perfect complement to your business operating account and provides you with easy access to your funds when you need them.

Daily Closing Balance Rate
Portion up to $49,999.99
RDS%rate[3].BIGA.Published(null,0.0_up to_49999.99_CAD_Portion,1,1)(#O2#)%
Portion $50,000 to $249,999.99
RDS%rate[3].BIGA.Published(null,50000.0_-_249999.99_CAD_Portion,1,1)(#O2#)%
Portion $250,000 to $999,999.99
RDS%rate[3].BIGA.Published(null,250000.0_-_999999.99_CAD_Portion,1,1)(#O2#)%
Portion $1,000,000 to $5,000,000
RDS%rate[3].BIGA.Published(null,1000000.0_-_5000000.0_CAD_Portion,1,1)(#O2#)%
Portion $5,000,000.01 to $10,000,000.00
RDS%rate[3].BIGA.Published(null,5000000.01_-_1.0E7_CAD_Portion,1,1)(#O2#)%
Portion $10,000,000.01 and over
RDS%rate[3].BIGA.Published(null,1.000000001E7_and over_0.0_CAD_Portion,1,1)(#O2#)%

CIBC Agrilnvest Account

The CIBC AgriInvest Account is an interest-bearing account with no monthly account fees or day-to-day transaction fees. It is designed specifically for farmers participating in the Canadian federal government's AgriInvest Program.

Monthly Average Balance3 Rate
Portion $0 to $9,999.99 RDS%rate[3].AGRI.Published(null,0.0_up to_9999.99_CAD_Portion,1,6)(#O2#)%
Portion $10,000 to $24,999.99 RDS%rate[3].AGRI.Published(null,10000.0_-_24999.99_CAD_Portion,1,6)(#O2#)%
Portion $25,000 to $49,999.99 RDS%rate[3].AGRI.Published(null,25000.0_-_49999.99_CAD_Portion,1,6)(#O2#)%
Portion $50,000 to $99,999.99 RDS%rate[3].AGRI.Published(null,50000.0_-_99999.99_CAD_Portion,1,6)(#O2#)%
Portion $100,000 and over RDS%rate[3].AGRI.Published(null,100000.0_and over_0.0_CAD_Portion,1,6)(#O2#)%

Business bank accounts no longer offered

CIBC Business Interest Account®

The CIBC Business Interest Account (CBIA) allows your business to earn a competitive interest rate on surplus funds while giving you the flexibility to access these funds as your business requires.

Daily Closing Balance1 Rate
Portion $0 to $9,999.99 RDS%rate[3].CBIA.Published(null,0.0_up to_9999.99_CAD_Portion,1,6)(#O2#)%
Portion $10,000 to $99,999.99 RDS%rate[3].CBIA.Published(null,10000.0_-_99999.99_CAD_Portion,1,6)(#O2#)%
Portion $100,000 to $249,999.99 RDS%rate[3].CBIA.Published(null,100000.0_-_249999.99_CAD_Portion,1,6)(#O2#)%
Portion $250,000 to $999,999.99 RDS%rate[3].CBIA.Published(null,250000.0_-_999999.99_CAD_Portion,1,6)(#O2#)%
Portion $1,000,000 to $5,000,000 RDS%rate[3].CBIA.Published(null,1000000.0_-_5000000.0_CAD_Portion,1,6)(#O2#)%
Portion $5,000,000.01 and over RDS%rate[3].CBIA.Published(null,5000000.01_and over_0.0_CAD_Portion,1,6)(#O2#)%
Annual Bonus Interest rate2 RDS%rate[3].CBIA.Published(null,0.01_and over_0.0_CAD_Bonus,1,6)(#O2#)%