Interest rates on personal bank accounts1

CIBC current prime rate RDS%rate[1].PRIME.rate(null,null,null,null)(#O2#)% as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%

Service fees for personal bank accounts
The interest that you earn on your money depends on the type of bank account and balance you have.

Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%


Personal Bank Accounts

CIBC eAdvantage® Savings Account1

Enjoy free online transfers and a competitive interest rate on every dollar you save.

Daily Closing Balance Rate
Balance up to $4,999 RDS%rate[3].CESA.Published(null,0.0_up to_4999.99_CAD_Balance,1,1)(#O2#)%
Balance $5,000 or more RDS%rate[3].CESA.Published(null,5000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%

The bonus rate for the CIBC eAdvantage® Savings Account Targeted Bonus Interest Offers increased by 15bps effective April 1, 2019 and by 5bps effective June 11, 2019; for the April 1 to October 31, 2019 Bonus Interest Offer and the May 8 to July 31, 2019 Bonus Interest Offer only the 5bps increase applies. All other terms of the offers are unchanged.

CIBC Bonus Savings Account

Build your savings with competitive interest when your balance is $3,000 or more.

Daily Closing Balance Rate
Balance up to $2,999,99 RDS%rate[3].CBSA.Published(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)%
Balance $3,000 or more RDS%rate[3].CBSA.Published(null,3000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%

CIBC Premium Growth AccountTM

Start your savings by earning interest on every dollar you save.

Daily Closing Balance Rate
All Balances RDS%rate[3].CBPGA.Published(null,0.0_and over_0.0_CAD_Balance,1,1)(#O2#)%

CIBC Advantage® for Youth

A CIBC Premium Growth Account that offers premium interest for anyone 18 years of age or younger.

Daily Closing Balance Rate
All Balances RDS%rate[3].CBPGA.Published(null,0.0_and over_0.0_CAD_Balance,1,3)(#O2#)%

CIBC US$ Personal Account

A convenient way to manage your U.S. dollars.

Daily Closing Balance Rate
Balance up to $2,999.99 RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% 
Balance $3,000 to $9,999.99 RDS%rate[3].CUPA.rate(null,3000.0_-_9999.99_CAD_Balance,1,1)(#O2#)% 
Balance $10,000 to $24,999.99 RDS%rate[3].CUPA.rate(null,10000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% 
Balance $25,000 to $59,999.99 RDS%rate[3].CUPA.rate(null,25000.0_-_59999.99_CAD_Balance,1,1)(#O2#)% 
Portion $60,000 and over RDS%rate[3].CUPA.rate(null,60000.0_and over_0.0_CAD_Portion,1,1)(#O2#)%