1 Interim statements and statement reprints are not available for paperless customers. For customers with Braille or Large Print statements, the cost of an interim statement is $4.50 and the cost for a statement reprint is $5.
2 In addition to transaction fee, if applicable to account. Some bank machines may levy additional surcharges.
3 You are charged the same foreign exchange conversion rate CIBC is required to pay, plus an administration fee of 2.5% of the converted amount in addition to any transaction fees applicable to the withdrawal and the fee noted. Conversion to Canadian dollars may occur on a date other than the date of your transaction. Therefore the conversion rate may be different from the rate in effect at the time of your transaction.
* In addition to transaction fee (if applicable).
TM2 Trademark of INTERAC Inc.; CIBC authorized user of mark.
4 CIBC levies no fee to receive an Interac e-Transfer into a CIBC Canadian dollar personal account; however, if the account is not at CIBC, the recipient may be levied a fee by his/her own financial institution or by the provider of the Interac e-Transfer service.
5 Excludes stop payments on pre-authorized debits/recurring payments set up using CIBC Advantage Debit Card details. To stop payment on these, you need to contact the merchant/biller/payee directly to instruct them to discontinue applying charges to your account(s) through your CIBC Advantage Debit Card. If you are unsuccessful in resolving the issue, CIBC may be able to work with Visa to request a refund for you.
6 Or the account balance, whichever is less.
7 "Paperless" record-keeping is a paper-free alternative to printed statements. This option enables clients to track account activity online or by phone or CIBC bank machine. Please note, no printed statements will be sent to clients selecting this option. Clients must review their account transactions through CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking or CIBC bank machines at least once every 30 days and examine all entries and balances at that time. If there are any errors, omissions or irregularities, clients must notify CIBC in writing within 60 days after the date on which the entry was, or should have been, posted to the account. Banking activity that occurred prior to Online Banking registration will not be available in the Online or Mobile Banking transaction history.
8 Correspondent bank may levy additional charges
9 "CIBC-branded" means any brand that has CIBC in its name. For example CIBC Wood Gundy is CIBC-branded however President's Choice Financial is not CIBC-branded.
10 Wire amendment fees may apply to both incoming and outgoing wire payments.
11 Correspondent bank may levy additional charges.
12 Wire return fee is deducted from incoming payment before funds are deposited into account.