Bank accounts

Savings accounts

Grow your savings, earn interest and invest in tomorrow. Find the best savings account for your needs. Apply in 5 minutes or less.

CIBC eAdvantage® Savings Account

Bonus rate

Get rewarded for saving, plus bonus interest for 4 months when you open your first account. Limits apply.


Regular Interest¹: RDS%rate[3].CESA.Published(null,5000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% on all balances

Smart Interest²:  Learn about Smart interest. Opens in a dialog. RDS%rate[3].CESA.Published(null,0.0_up to_200000.0_CAD_Smart Int,1,1)(#O2#)% on balances up to $200,000 when you save $200 or more a month (limits apply)

Monthly fee: $0

Transactions3: $5.00 each

CIBC US$ Personal Account

Deposit, withdraw and save your U.S. dollars.


Interest rate: RDS%rate[3].CUPA.Published(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% on any balance4

Monthly fee: $0

Transactions3: $0.75 US each

CIBC TFSA Tax Advantage Savings Account®


Limited time offer

Earn  RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)% on new deposits, tax-free.


Interest rate: RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)%5

Monthly fee6$0

Minimum investment: $25

CIBC RRSP Daily Interest Savings Account


Limited time offer

Earn RDS%rate[4].DISA.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].DISA.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)% interest on new deposits.

Build your retirement savings with guaranteed principal and interest.


Interest rate: RDS%rate[4].DISA.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)%5

Monthly fee6$0

Minimum investment: $25

Add a savings goal in CIBC Online Banking® to help you save for vacations, renovations and more.

Set up automatic transfers with AutoSave in less than 1 minute and quickly turn a little into a lot. Learn how to get started on setting up recurring transfers.

There's no monthly fee, so pay only when you make transactions.

There’s an account for every need – high interest, U.S. savings, or just the basics.

Forgot about that payment? With CIBC Smart Balance Alert™, we’ll text you so you can avoid a non-sufficient funds fee and a declined payment.

Learn more about Smart Balance Alert

Don’t wait. Apply online and access your bank account instantly so you can transfer funds, start saving and more from day one8.

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Create healthier financial habits with CIBC Insights

Manage your daily spending and grow your savings with help from CIBC Insights — a tool included in the CIBC Mobile Banking App® that offers tailored tips based on your debit and credit card activity.

Learn about CIBC Insights

How to

Manage your account


Save for the future


Tax-saving tips