† If you have a CIBC personal bank account (savings, chequing or a personal line of credit) or an eligible CIBC credit card but have not yet tried CIBC Global Money Transfer ("GMT"), request a GMT transfer and you can receive up to $300 CA credited to your account depending on the amount of your first transfer: $50 CA credit for transfer amounts under $5,000 CA; $100 CA credit for transfer amounts between $5,000 CA to $11,999.99 CA; $175 CA credit for transfer amounts between $12,000 CA to $24,999.99 CA; $300 CA credit for transfer amounts of $25,000 CA and over. If you pay for a GMT using your eligible credit card, the maximum amount that can be transferred is $12,000 CA, which means the maximum amount of cash back you could receive is $175 CA. The credit will be applied to your CIBC account in 4 to 6 weeks. Use promo code GMTEVENT to claim offer. Offer ends 11:59 pm ET on October 31, 2023. CIBC may cancel or change the offer at any time without notice.
‡ Cash reward offer begins on April 29, 2023, at 12:01 am ET. Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for the $350 offer, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month; (ii) 5 eligible Visa* Debit purchases within the same calendar month; or (iii) 2 online bill payments of at least $50 each within the same calendar month. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Eligibility of transactions will be determined by CIBC in its sole discretion. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart Start or Smart for Students benefit on the Smart Account unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you opened the account. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens in a new window..
The CIBC Smart™ Account for Newcomers is offered to those who have received landed immigrant status or permanent resident in the last 5 years or those who are temporary resident workers who have a Canadian work permit issued for at least a 12-month term. Must show proof of entry into Canada and provide supporting documents such as landing papers, permanent resident card or Canadian work permit (IMM 1442). Monthly account fee is rebated for one year after which regular monthly account fees apply without notice.
1 CIBC foreign exchange rates apply. A Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit, bank account transaction fees may apply. The recipient bank may charge the recipient a transfer fee. Must have a CIBC chequing, savings, personal line of credit or eligible credit card account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day. However, there are times when a transfer requires 2 to 3 business days to be completed.
Review the CIBC Global Money Transfer Agreement (PDF, 135 KB) Opens in a new window..
2 Referrals must be made to first-time users of CIBC Global Money Transfer in order to qualify for credits. Other conditions apply; review the terms and conditions (PDF, 105 KB) Opens in a new window..
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