† Offer begins on August 15, 2023, at 12:01 am ET and ends on October 16, 2023, at 11:59 pm ET. Offer available to Canadian residents who are at or above the age of majority in their jurisdiction of residence, who open a CIBC Smart Account (including those with CIBC Smart Start or CIBC Smart for Students) or who open a CIBC Smart Plus Account, and from 2019 to the time of opening the account are or were not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for a rebate of the Disney+ streaming service monthly subscription fee plus taxes (as of August 15, 2023, the fee is $11.99 and is subject to change) for up to six consecutive months, open a CIBC Smart Account (including one with CIBC Smart Start or CIBC Smart for Students) or a CIBC Smart Plus Account and provide your email address. Within one (1) month after the month of opening the account, sign up for a monthly subscription to the Disney+ streaming service and set up monthly payments from your CIBC account. You must use the CIBC Advantage Debit Card® associated with your account to make the payments by simply registering your CIBC Advantage Debit Card number in the credit card billing section online at Disney+ Opens in a new window. when you subscribe to Disney+. The Disney+ subscription is subject to the Disney+ Subscriber agreement Opens in a new window. and The Walt Disney Company Privacy Policy Opens in a new window.. You must reach the age of majority in your province or territory of residence to subscribe. Offer available to new subscribers or existing Disney+ subscribers. In order to be rebated for the Disney+ monthly subscription for each month up to six months, you must maintain your Disney+ subscription and make payments each month consecutively. If you decide to stop your subscription, you will no longer qualify for the rebate. At the end of the six-month period, your Disney+ subscription will automatically renew at the then-current monthly subscription fee, unless you cancel earlier. The Disney+ monthly subscription purchase must be made directly at Disney+ Opens in a new window.. Subscription purchases made through mobile apps, third-party providers, or platforms and transactions made with third-party payment processors (e.g., PayPal) are excluded from this offer. Transactions must be made in Canadian dollars in order to be eligible. This Offer can be combined with the $350 Offer for CIBC Smart Account and CIBC Smart Plus Account, the $125 Offer for accounts with CIBC Smart Start or CIBC Smart for Students, and the CIBC Smart Plus Account Fee Rebate. Other conditions apply. Please review the full Terms and conditions (PDF, 135 KB) Opens in a new window..
‡ The CIBC Smart™ Account for Newcomers is offered to those who have received landed immigrant status or permanent resident in the last 5 years or those who are temporary resident workers who have a Canadian work permit issued for at least a 12-month term. Must show proof of entry into Canada and provide supporting documents such as landing papers, permanent resident card or Canadian work permit (IMM 1442). Monthly account fee is rebated for two years after which regular monthly account fees apply without notice. You can qualify for this offer if you apply and are approved for a new eligible account beginning on May 16, 2022.
◇ Cash reward offer begins on April 29, 2023, at 12:01 am ET. Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for the $350 offer, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month; (ii) 5 eligible Visa* Debit purchases within the same calendar month; or (iii) 2 online bill payments of at least $50 each within the same calendar month. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Eligibility of transactions will be determined by CIBC in its sole discretion. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart Start or Smart for Students benefit on the Smart Account unless otherwise indicated by CIBC. The cash reward will be deposited into your account within 7 months after the month that you opened the account. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens in a new window..
1 Value of over $500 in the first year from date of account opening and assumes you qualify for the cash back reward, combined with the maximum fee rebate available on the CIBC Smart Account as follows:
i) $203.40 in savings ($16.95 per month for unlimited transactions) in the first year when you open a CIBC Smart Account for Newcomers;
ii) Get the $350 offer for opening a CIBC Smart™ Account as your first CIBC chequing account, and providing your email address. Within 2 months after the month of opening the account, complete at least 1 or more recurring direct deposits totalling at least $500 per month and 1 of the following 3 activities: (i) 2 different recurring pre-authorized debits within the same calendar month; (ii) 5 eligible Visa* Debit purchases within the same calendar month; or (iii) 2 online bill payments of at least $50 each within the same calendar month. The direct deposit and the pre-authorized debit must remain in effect for at least 1 year from after the month of opening the account. Other conditions apply; review the terms and conditions.
2 The additional $1.50 service fee is waived for sending Interac e-Transfer transactions. Each Interac e-Transfer transaction you send counts as a transaction for calculating your monthly fee. Maximum dollar amount applies for Interac e-Transfer transactions. For details, review the CIBC Interac e-Transfer Terms and Conditions (PDF, 300 KB) Opens in a new window..
3 CIBC will rebate one non-CIBC ABM withdrawal fee charge; charges from the other financial institution may apply. Fees charged by other financial institutions or third parties for using their ATMs, and the 2.5% administration fee on the converted amount for foreign currency ATM withdrawals are not included in this feature and will be charged to your account. ATM withdrawal amounts may be limited to a maximum dollar withdrawal amount.
4 CIBC foreign exchange rates apply. A CIBC Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit. Bank account transaction fees may apply. Must have a CIBC chequing account, savings account, eligible credit card or personal line of credit account to send a CIBC Global Money Transfer. Most transfers are completed within 1 to 3 business days. Only primary credit card cardholders can use their eligible credit card account to pay for the CIBC Global Money Transfer service.
Review the CIBC Global Money Transfer Agreement (135 KB, PDF) Opens in a new window..
5 The CIBC Free Credit Score Service is a feature in the CIBC Mobile Banking App which allows CIBC clients to subscribe to get their credit score from Equifax Canada.
The Equifax credit score is based on Equifax’s proprietary model and may not be the same score used by third parties or by CIBC in certain instances to assess your creditworthiness. The provision of this score to you is intended for your own educational use. Third parties and CIBC will take into consideration other information in addition to a credit score when evaluating your creditworthiness.
You should always get the most up-to-date credit information and credit scores from Equifax Canada to ensure accuracy before making a major financial decision.
6 You will save three cents ($0.03) per litre at the time of your purchase if you present your Journie Rewards card or app and use your linked CIBC card to pay. Available at participating locations on any grade of gasoline or diesel up to 100 litres per transaction. To get the discount, you must be enrolled in and use CIBC Online Banking® or the CIBC Mobile Banking® App to link your eligible CIBC card(s) to Journie Rewards. Card linking may take up to two (2) business days. To participate in this offer, you must have a CIBC debit card or personal credit card issued by CIBC. All Simplii cards are excluded.
Once your Journie Rewards account has reached three hundred (300) Journie Points, you will automatically save an additional seven cents ($0.07) per litre on your next fuel purchase transaction made within 30 days, up to a maximum of 100 litres. Once you pass 300 points, your balance will reset and start counting toward 300 points and your next seven cents ($0.07) fuel discount. For more details, visit journie.ca Opens in a new window..
™ All of Journie Rewards trademarks are owned by Parkland Corporation.
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