Start banking in Canada and get settled in faster with the bank account designed for newcomers

special offer

Pay no monthly fee for 24 months

Plus, get a $400 Costco Shop Card after you open a CIBC Smart Account for Newcomers as your first CIBC chequing account. 

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Step 1.

Smart Account for Newcomers at a glance

Refer a friend to CIBC

Special offer

Bank anywhere, anytime with award-winning CIBC Mobile Banking®

Step 1.

Tap more with your phone

You can now tap your phone to pay for purchases up to $250 with Interac Debit at a growing list of retailers in Canada.

Step 2.

Send money back home and within Canada

Use mobile or online banking to move your money in Canada with unlimited Interac e-Transfer transactions or internationally with CIBC Global Money Transfer™3.

Step 3.

Easily manage your money from the app

Check your account activity in real time, deposit cheques with your mobile device's camera and instantly get your credit score for free.4

Bank on the go. Download the app today.

Pair your CIBC Smart Account with our best accounts and offers

Track your spending to grow your savings faster

Get your first Canadian credit card

Save up to 10 cents per litre on gas5

Your questions answered

Koodo phone plan

CIBC Newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan, including free international long-distance minutes.

Pre-paid Koodo SIMs

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB + unlimited Canada-wide call and text.

Learn moreabout pre-paid Koodo SIMs for CIBC Newcomer clients.


CIBC is proud to partner with Canoo to help Newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.

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