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CIBC Smart Account for Newcomers at a glance
Discover more to love about the CIBC Smart Account for Newcomers
Enjoy everyday banking made easy for newcomers
- Haven’t arrived in Canada yet? Check if you’re eligible to apply for an account before you arrive with CIBC Smart™ Arrival.
- Start building your credit history and make everyday purchases with a credit card linked to your CIBC Smart Account. Learn more about getting a credit card.
- Shop online and in-app using money directly from your CIBC Smart Account with Visa* Debit.
Access valuable financial services and tools
- Create healthier financial habits with CIBC Insights
- Spend, save, plan and budget smarter with the CIBC Smart Planner™
- Get started on your financial planning with our specialized tools and calculators
Special offers for newcomers
Newcomer banking bundle
Apply for a CIBC Smart Account for Newcomers and credit card together
Add a credit card to your CIBC Smart Account for Newcomers application. Build your credit and enjoy travel or cash back rewards.
Special offer
Refer a newcomer friend to CIBC
Refer a newcomer friend and you’ll both earn $50.ⓘ Refer up to 50 friends each calendar year. Qualifying actions apply.
Get rewarded and save with our partners
Newcomers can take advantage of these great partner deals to save money. Learn more about our partners
Koodo phone plan: CIBC newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan.
Pre-paid Koodo SIMs: Get 30 days of free Canada-wide Koodo service with a CIBC accountⓘ, featuring 7GB and unlimited Canada-wide call and text.
CIBC is proud to partner with Canoo to help newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.
Your questions answered
Commitment on low-cost and no-cost accounts
We’re committed to providing access to modern basic banking services for certain groups at no cost. The CIBC Smart Account for Newcomers is our no-cost account commitment to newcomersⓘ.
