Are you a permanent resident or foreign worker?
Get tailored products, services and advice for you

Start with the account designed for your new life

Newcomer Banking Bundle

Pay no monthly fee for up to 24 months‡

to access this special offer. Opens in a dialog.

CIBC Smart Account for Newcomers

 

Apply in 5 minutes for the CIBC Smart Account for Newcomers. Opens in a dialog. Learn more   about the CIBC Smart Account for Newcomers.

Apply for a CIBC Smart Account and credit card together — it's easy

CIBC Dividend Platinum Visa Card.
CIBC Dividend Visa Card.
Cibc Visa Aventura Gold Card.
CIBC Aventura Visa Card.
CIBC Aeroplan Visa Card.
Apply as a permanent resident   to get the CIBC Smart Account for Newcomers together with a credit card. Apply as a foreign worker   to get the CIBC Smart Account for Foreign Workers together with a credit card.

Are you an international student?
Discover international student banking offers

Binge your Disney+ favourites on us!◊◊

Open a CIBC Smart™ Account for Newcomers as your first chequing account. Then, subscribe and pay for Disney+ Standard with Visa* Debit to get a rebate for up to 6 months.◊◊

Learn more

Not sure which product is best for you?

Get tailored advice about banking offers that fit your unique needs with the CIBC SmartTM Guide to Canada. Answer a few basic questions to get personalized guidance.

Whether you're planning your journey, just arrived or already settled, we'll help you get started with bank accounts and credit cards that suit you.

More ways to manage your money

CIBC Global Money Transfer™

Credit cards for newcomers

CIBC Foreign Cash™

about getting foreign cash.

Buying a home in Canada

Bank anywhere with CIBC Mobile Banking®

Get more from our award-winning app

CIBC ranked #1 in customer satisfaction Opens in a new window. for mobile banking apps in Canada by J.D. Power.

Manage your money right from your phone

Check your transactions in real time and deposit cheques using your phone's camera.

Bank safely and confidently

Securely access your accounts with fingerprint, face ID or password.

Bank on the go. Download the app today.

Download on the App Store. Opens in a new window.
Get it on Google Play. Opens in a new window.

Koodo phone plan

CIBC Newcomer clients will receive an exclusive offer from Koodo to save money on their mobility plan.

Pre-paid Koodo SIMs

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB + unlimited Canada-wide call and text.

Learn moreabout pre-paid Koodo SIMs for CIBC Newcomer clients.

Canoo

CIBC is proud to partner with Canoo to help Newcomers discover the best of Canada for free. The Canoo Cultural Pass provides newcomers with VIP access to over 1,400 of our country’s most exciting cultural and outdoor experiences.

Learn more about Canoo. Opens in a new window.

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