Get tailored products, services and advice for you

Start with the account designed for your new life

Special offer

Pay no monthly fee for up to 24 months

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CIBC Smart Account for Newcomers

 

More ways to manage your money

CIBC Global Money Transfer™

Credit cards for newcomers

CIBC Foreign Cash™

about getting foreign cash.

Buying a home in Canada

Set yourself up for success in school and beyond


Special offer

Earn up to $150

Students and youth under 25

CIBC Smart Start

 
  • No monthly fee on a CIBC Smart Account fee until age 254
  • Free unlimited Interac e-Transfer® transactions5
  • Free unlimited debit and Visa* Debit transactions in Canada
  • One free non-CIBC ATM withdrawal in Canada per month6

Students 25 and older

CIBC Smart for Students

 
  • No monthly fee on a CIBC Smart Account for as long as you study full time7
  • Free unlimited Interac e-Transfer transactions5
  • Free unlimited debit and Visa* Debit transactions in Canada
  • One free non-CIBC ATM withdrawal in Canada per month6

More ways to save and manage your money

Get instant student savings with SPC 

Pay for everyday purchases with a no-fee student credit card

Get $25 when you refer a friend◊◊

Open and fund a Canadian bank account before you arrive

about funding your bank account before you arrive in Canada.

Bank anywhere with CIBC Mobile Banking®

Get more from our award-winning app

CIBC ranked #1 in customer satisfaction Opens in a new window. for mobile banking apps in Canada by J.D. Power.

Manage your money right from your phone

Check your transactions in real time and deposit cheques using your phone's camera.

Bank safely and confidently

Securely access your accounts with fingerprint, face ID or password.

Bank on the go. Download the app today.

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