† To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found above in "How do I qualify for SPC membership with CIBC." Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.
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‡ Offer begins on May 1, 2019 at 12:01 a.m. (ET) and ends on September 30, 2019 at 11:59 p.m. (ET). Offer only open to Canadian residents who are not holders or joint holders of a CIBC chequing account. To qualify, open a CIBC Smart™ Account for students and provide a valid email address. Next, within one calendar month, you must: (i) register for and sign on to CIBC Online Banking or CIBC Mobile Banking; and (ii) complete at least five (5) eligible debit transactions from the CIBC Smart Account for students. Offer cannot be combined with any other offer, reward or rebate. The cash reward will be deposited into your CIBC Smart Account for students within 10-12 weeks of your completion of the required transactions. Other conditions apply. Visit a CIBC Banking Centre or visit cibc.com/smart-student.
To receive student account benefits, just show us your current student card and a copy of documentation verifying your enrollment in a full-time post-secondary program (college, university or CEGEP). These benefits are in effect for up to a maximum of 4 years from your program enrollment date (based on expected graduation date or length of the program, plus six additional months after graduation). After this, you must re-apply with proof of continued enrollment.