Student credit cards

Get a free SPC membership

Save instantly when you shop at over 450 partner brands in-store and online. Pay no membership fee with an eligible CIBC student credit card.

Learn moreabout this offer.

To qualify

  • You're currently a post-secondary student.
  • You're a Canadian resident and you've reached the age of majority in your province. (The age of majority is 18 in Alberta, Manitoba, Ontario, Quebec, Prince Edward Island and Saskatchewan. The age of majority is 19 in British Columbia, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Nunavut and Yukon.)
  • You haven't declared bankruptcy in the past 7 years.
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Apply online

Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds‡‡.

Check out the services you can personalize to better protect you and your credit.

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Set up alerts

Sticking to a budget? Set up Spend Alerts and we’ll notify you when you exceed your set budget or when you’re nearing your credit limit††.

Track your spending

Want to find out where your money goes? We’ll help you detect trends in your spending by category.

Visa's Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations.

We're the first Canadian financial institution to offer all 3 leading mobile wallets.


Learn moreabout Google Pay


Learn moreabout Apple Pay


Learn moreabout Samsung Pay

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We received the highest overall score in mobile and online banking functionality and usability among Canada's 5 largest retail banks.

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