Student credit cards

To qualify

You're currently a post-secondary student.

You're a permanent Canadian resident and you've reached the age of majority in your province.

(The age of majority is 18 in Alberta, Manitoba, Ontario, Quebec, Prince Edward Island and Saskatchewan. The age of majority is 19 in British Columbia, New Brunswick, Newfoundland and Labrador, the Northwest Territories, Nova Scotia, Nunavut and Yukon.)

You haven't declared bankruptcy in the past 7 years.

Stopwatch showing 60 seconds

Apply online

Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds.

Check out the services you can personalize to better protect you and your credit.

Stack of credit cards, with a card displaying an alarm icon, coins and a shield.

Set up alerts
Sticking to a budget? Set up Spend Alerts and we’ll notify you when you exceed your set budget or when you’re nearing your credit limit††.

Track your spending
Want to find out where your money goes? We’ll help you detect trends in your spending by category.

Visa's Zero Liability Policy
Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations.

We're the first Canadian financial institution to offer all 3 leading mobile wallets.


Learn more


Learn more


Learn more

A stack of credit cards emerge from a smartphone.

We received the highest overall score in mobile and online banking functionality and usability among Canada's 5 largest retail banks.

Looking for more information?

Get started

Open an account with your phone
using our app

Student Life Network Full Ride Contest

How to enter:

Step 1

Join Student Life Network

Get a Student Life Network membership
Already a member? You’re ready for step 2.

Student Life Network logo

Step 2

Get a new CIBC student bank account, credit card, or line of credit

You have until December 31, 2018.

Graduation cap, credit card, and debit card

You’ll be automatically entered for a chance to win $35,000. On January 10, 2019, a winner will be picked from active SLN members.

No purchase necessary. Review the full Contest Rules (PDF, 340 KB)