Special offer: Get $60 when you open a CIBC Smart for Students account.Learn moreabout the student banking offer..

Check out these great benefits

Access your line of credit anytime online or with our mobile app

Get a great low interest rate, as low as CIBC Prime minus 0.25%* (currently RDS%rate[1].PRIME.Published(null,null,null,null)(#O2#)% - 0.25*)

Make interest-only payments while in school and up to 24 months2 after graduation, residency or articling

Get a free SPC membership and save in-store and online when you shop at over 450 partner brands

Borrowing options designed with you in mind



CIBC Prime - 0.25%



CIBC Prime - 0.25%



CIBC Prime - 0.25%

Chiropractic Medicine   


CIBC Prime

Veterinary Medicine   


CIBC Prime + 1%

Business (including MBA and EMBA)


CIBC Prime



CIBC Prime + 1%



CIBC Prime + 1%

Occupational Therapy, Physiotherapy or Accounting    


CIBC Prime + 1%

Nursing or Engineering


CIBC Prime + 1%

Here’s what you need to apply

Note: Applications are subject to credit approval. If your credit history is limited, a guarantor is required. Qualified applicants studying at a Canadian school do not require a guarantor.

Ready to get started?

How to repay your line of credit

While you’re in school

Up to 24 months2 after graduation, residency or articling

1 year after graduation, residency or articling

Student Life Network Full Ride Contest

You could win $35,000◊◊ for tuition

How to enter:

Step 1

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2021.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2021 to enter the contest.


Student Life Network logo

You’ll be automatically entered for a chance to win $35,000. On January 10, 2022, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full contest rules (PDF, 145 KB)  Opens in a new window..