‡ To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found at SPC and CIBC. Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.
Trade-mark/registered trade-mark of Student Price Card Ltd.
◇ NO PURCHASE NECESSARY. Open January 1 to December 31, 2025 to legal residents of Canada who are 16 years of age or older in their province or territory of residence and have received the permission of a parent or legal guardian; (ii) are currently registered students in good standing at an accredited Canadian university, college, CEGEP or high school. One (1) Grand Prize available to be won consisting of: a $8,750 cheque; one (1) 1-year GIC in the amount of $8,750; one (1) 2-year GIC in the amount of $8,750 and one 3-year GIC in the amount of $8,750 (approximate retail value: $35,000). Odds of winning depend on number of entries received. Math skill-testing required.
Full contest rules (PDF, 155 KB) Opens a new window.
†† NO PURCHASE NECESSARY. Open August 25, 2025 to June 30, 2026 to legal residents of Canada who are over 14 years old at the time of entry and prize fulfillment. Eight hundred and nine (809) prizes available to be won, each ranging from $25 to $5,000. Prizes will be awarded in a gift card or cheque form, depending on the prize. Odds of winning depend on the number of eligible entries received. Parental consent, internet and math skill-testing question required. Full contest rules Opens a new window..
◊◊ CIBC Smart® Account Refer-a-Friend $75 cash reward (the “Reward”) is part of the CIBC Smart® Account Refer-a-Friend Program (the “Program”). Offer begins on April 7, 2026 at 12:01 a.m. (ET) and ends on July 7, 2026 at 11:59 pm (ET) (the “Offer Period”).
To be eligible as a referrer (a “Referrer”), individuals must: (i) be residents of Canada, (ii) be age 16 and over, (iii) hold a CIBC Canadian dollar chequing or savings account that is open, active and in good standing, and (iv) have registered for CIBC mobile or online banking. To be eligible as a friend (a “Friend”), an individual must: (i) at the time of account open, have not held (or jointly held) a CIBC Smart® Account as determined by CIBC on the basis of its official records, (ii) have a personal or family relationship with the Referrer, and (iii) meet the eligibility requirements to open an eligible CIBC Smart Account including CIBC Smart Account, CIBC Smart Start, CIBC Smart for Students, CIBC Smart Account for Newcomers, CIBC Smart for Seniors or CIBC Smart Account for Apprentices (each an “Account”).
To qualify to receive a $75 cash reward (the “Reward”), a Referrer must refer a Friend and the Friend must open an eligible Smart Account during the Offer Period and complete all qualifying actions in accordance with the CIBC Smart Account Refer-a-Friend Program Terms (PDF, 170 KB) Opens a new window..
Limit of one (1) Reward payable to a Referrer per qualifying Friend and one (1) Reward payable to a qualifying Friend, regardless of how many Accounts are opened by the Friend. Referrer may receive up to fifty (50) Rewards per calendar year. Referrals containing the “Refer and Earn” link must be created and distributed in a personal manner that is appropriate and customary for communications with friends and family members and must not appear to be sent by or on behalf of CIBC. Bulk email distribution, distribution to strangers, or individuals with whom the Referrer does not have a personal or family relationship may be grounds for immediate termination from the Program, revocation of Rewards and further legal action by CIBC. CIBC reserves the right to end, cancel, change or suspend this Offer or the Program, or change these terms for any reason without notice. Other conditions apply. To learn more, refer to the CIBC Smart Account Refer-a-Friend Program Terms (PDF, 170 KB) Opens a new window..
✦ NO PURCHASE NECESSARY. Open February 9, 2026 to June 30, 2026 to legal residents of Canada who are 16 years of age or older and are current students of an accredited high school in Canada. 1 Grand Prize available to be won consisting of a cheque in the amount of $7,500 CAD. 1 CIBC Client Prize available to be won consisting of a cheque in the amount of $2,500 CAD. Odds of winning depend on number of eligible entries received during the Contest Period. Math skill-testing question required. Full contest rules Opens a new window..
1 This offer is available to eligible CIBC primary cardholders who have received this promotional communication from CIBC and consists of a 50% discount on a Disney+ Standard with Ads subscription up to 6 months, exclusive of taxes (the “Offer”). To qualify for the Offer, you must be the age of majority or older in your province or territory and be a new or eligible returning Disney+ subscriber. You are an eligible returning Disney+ subscriber if you did not have a subscription to any Disney+ plan in the 12 months preceding your subscription to Disney+ in accordance with this Offer. Offer is available only to primary cardholders and is valid only on a monthly Disney+ Standard with Ads subscription purchase made directly at Disney Plus Opens a new window.. Subscription purchases made through mobile apps, third party providers or platforms, and transactions made with third party payment processors (e.g., PayPal) are excluded from this Offer. Annual subscription purchases are also excluded from this Offer.
After signing up using your eligible credit card, your eligible credit card will be charged the monthly Disney+ Standard with Ads subscription fee (currently, $8.99 CAD plus taxes, where applicable, but subject to change at Disney’s discretion and in accordance with the Disney+ Subscription Agreement). You will receive a statement credit equal to 50% of the monthly subscription fee of Disney+ Standard with Ads excluding taxes (currently, $4.50 CAD per month) for up to six (6) consecutive months. Your Disney+ subscription will automatically renew at the then current monthly subscription price (plus taxes, where applicable), unless you cancel your subscription earlier. Cancellation will be effective at the end of the respective billing period. There are no refunds for partial billing periods, unless required by applicable law. In order to receive a statement credit for each month for up to six (6) consecutive months, you must maintain your Disney+ subscription during those months. Offer will not be applied if (1) you decide to stop or change your subscription or (2) payment of the monthly Disney+ Standard with Ads subscription is not made using your eligible credit card mentioned in the promotional communication you received from CIBC. A maximum of six (6) consecutive statement credits per eligible credit card account will be awarded. Existing terms of your rewards program and credit card account continue to apply. Credit card account must be open and in good standing at the time the statement credit is awarded. This offer is not transferable and cannot be combined with any other offer. Each statement credit earned under this Offer will be posted to the primary cardholder’s credit card account within ninety (90) days after the month in which the eligible subscription payment is made. This Offer may be withdrawn or changed without notice at any time. CIBC may, in its sole discretion, disqualify, limit, or revoke this Offer if you are believed to be abusing or manipulating it, or engaging in suspicious activity.
The Disney+ service, including all content, is provided by Buena Vista International, Inc. (“Disney”). This Offer and use of the Disney+ streaming service are subject to the terms and conditions set out here, the Disney+ Subscriber Agreement Opens a new window. and the Terms of Use Opens a new window. for a MyDisney account which are agreements between you and Disney (or its affiliates) that may be amended by Disney from time to time in accordance with their terms, as well as The Walt Disney Company Privacy Policy Opens a new window. and Supplemental Privacy Policy for Canada Opens a new window..
© 2026 Disney and its related entities. Disney+ subscription required. Must be 18+ or age of majority to subscribe.