Focus on your studies and we’ll take care of the rest

Enjoy unlimited everyday banking

With the CIBC Smart™ Start benefit, get unlimited everyday banking and pay no monthly fee until age 25.

Do it all on your phone

Tap your phone to pay with Interac® Debit, Apple Pay® or Google Pay™ and access your account with our award-winning Mobile Banking® App.

Explore advice designed for students

From planning how to pay for school to learning how to build your savings, we can make your student experience easier with our expert advice Skip to advice..

Take advantage of savings just for you

Get your free SPC+ membership

Students 14 and up can save up to 30% on 450+ deals with a free SPC+ membership.‡ Get student-life essentials on a budget, plus get exclusive access to special experiences, cash prizes, giveaways and more.

Find the Golden Ticket

Purchase SPC from a participating high school, uncover the Golden Ticket for a chance to win $5,000.††

We can help take the stress out of paying for school

Explore all of our student banking products

Koodo

Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB of data, plus unlimited Canada-wide call and text.

Learn more about CIBC’s Koodo offer for international students.

Student Life Network

We partnered with Student Life Network to give you a shot at 4 years' worth of tuition.

Learn more about Student Life Network.

Journie Rewards

Join Journie Rewards for free and link your eligible CIBC debit and credit cards to save up to 10 cents per litre on gas.

Learn more about saving on gas with Journie Rewards.

Bank confidently with our advice for students

How to grow your student savings

Every dollar you save adds up. These tips will help you get a head start on savings.

How to budget like a boss

Learn the basics of budgeting so you can buy the things you need (and want), while saving for the future.

Plan for success with our financial tools

Student budget calculator

Learn how to fund your education and get tailored tips for building your savings, managing your spending and more.

Savings calculator

Find out how long it may take to reach your goals and get tips on ways to grow your savings faster.