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Focus on your studies and we’ll take care of the rest
Enjoy unlimited everyday banking
With the CIBC Smart™ Start benefit, get unlimited everyday banking and pay no monthly fee until age 25.1
Do it all on your phone
Tap your phone to pay with Interac® Debit, Apple Pay® or Google Pay™ and access your account with our award-winning Mobile Banking® App.
Explore advice designed for students
From planning how to pay for school to learning how to build your savings, we can make your student experience easier with our expert advice Skip to advice..
We’ve got all your financial needs covered
Students and youth under 25
Get up to $150† when you open your first CIBC Smart Account with the Smart Start benefit.
- No monthly fee until age 251
- Free unlimited Interac e-Transfer transactions2
- Free unlimited debit and Visa* Debit purchases in Canadian dollars
- One free non-CIBC ATM withdrawal in Canada per month3
- Borrow up to $60,000 for your post-secondary education4
- Pay interest only on the amounts you actually use. You are eligible for a CIBC Education Line of Credit while you are in school, and for 12 months after graduation (or 6 months if you leave your program without graduating)
CIBC Investor’s Edge for Young Investors
With CIBC Investor's Edge, you’ll enjoy free online North American stock and ETF trades and pay no annual fee until you turn 25. Our easy-to-use educational tools can help you make smart investment decisions.5
Plan for success with our financial tools
Learn how to fund your education and get tailored tips for building your savings, managing your spending and more.
Find out how long it may take to reach your goals and get tips on ways to grow your savings faster.
Bank confidently with our advice for students
How to grow your student savings
Every dollar you save adds up. These tips will help you get a head start on savings.
Learn the basics of budgeting so you can buy the things you need (and want), while saving for the future.
Take advantage of savings and scholarships just for you
Get your student-life essentials on a budget
Students 14 and up can save up to 30% on over 450 top brands with a free SPC+ membership.‡ Plus, get exclusive access to special experiences, cash prizes, giveaways and more.
You could win $35,000◇
We partnered with Student Life Network to give you a shot at 4 years' worth of tuition.
Ways to bank with us
Telephone Banking: 1-800-465-2422 Opens your phone app.