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Special offer

Students and youth under 25

CIBC Smart Start

 
  • No monthly fee on a CIBC Smart Account until age 251
  • Free unlimited Interac e-Transfer® transactions2
  • Free unlimited debit and Visa* Debit transactions in Canada
  • One free non-CIBC ATM withdrawal in Canada per month3

Students 25 and older

CIBC Smart for Students

 
  • No monthly fee on a CIBC Smart Account for as long as you study full time4
  • Free unlimited Interac e-Transfer transactions2
  • Free unlimited debit and Visa* Debit transactions in Canada
  • One free non-CIBC ATM withdrawal in Canada per month3
A stack of books.

A stethoscope.

a bundle of cibc dividend visa card for students, smart start debit card, and refer a friend offer.

Bundle for more

Earn up to $150 cash back after you get CIBC Smart™ Start and a CIBC Dividend® Visa* Card for Students. Plus, earn $50 for every student friend you refer. Conditions apply.

Learn more

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Meet with us

Our next winner could be you

 Jo Mgonja.

2022 Winner

Jo Mgonja
University of Guelph

 Sanya Walia.

2021 winner

Sanya Walia
L'Amoreaux Collegiate Institute

2020 winner

Zander Santos
Archbishop Carney Regional Secondary School

2019 contest winner Alejandro Mansilla holding a large cheque for $35,000 from CIBC.

2019 winner

Alejandro Mansilla
Cameron Heights Collegiate Institute

2018 contest winner Alexander McLeod holding a large cheque for $35,000 from CIBC.

2018 winner

Alexander McLeod
Western University

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