Focus on your studies and we’ll take care of the rest

Do it all on your phone

Tap your phone to pay with Interac® Debit, Apple Pay® or Google Pay™ and access your account with our award-winning Mobile Banking® App.

Set savings goals with your digital dashboard

Whether you're saving to buy a car, a home or for a vacation, we have tools to help you build and manage your finances.

Explore advice designed for students

From planning how to pay for school to learning how to build your savings, we can make your student experience easier with our expert advice Skip to advice..

We’ve got all your financial needs covered


CIBC Investor's Edge for Students

Special offer

Get special pricing for online trades with CIBC Smart™ for Students.1

  • Manage your investments using our online platform
  • Use our educational tools to help build your portfolio
  • Enjoy low pricing on stock and ETF trades with no minimum balance and no annual fee

Credit cards

CIBC Dividend® Visa* Card for Students

Get $30 cash back after you make your first purchase within the first 4 months.


  • No annual fee
  • Get a credit limit of $1,000 or more
  • Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more2

Students 25 and older

CIBC Smart for Students

Unlimited everyday banking for university, college and CEGEP students 25 and older.

Are you an international student?

Save for school with unlimited everyday banking and get a credit card with no annual fee. Plus, enjoy student deals and discounts just for you.

Learn more about our resources for international students

 Students from China, India, Vietnam and the Philippines can apply and fulfill Canada's Student Direct Stream (SDS) study permit guidelines by applying for our no-fee GIC.

Are you a professional student?

If you’re studying medicine, dentistry, law, or another professional program, we have the banking solutions designed to help with your financial needs.

Learn more about our resources for professional students

Plan for success with our financial tools

TFSA calculator

A Tax-Free Savings Account helps you grow your savings because you don't pay tax on interest or investment income.

How much mortgage can you afford?

Use our calculator to get an estimate on the price range that fits your budget, along with mortgage details.

Bank confidently with our advice for students

Invest for your future, your way

Your investment personality depends on your tolerance for risk, how much money you’ll need and when you’ll need it.

4 steps you can take toward homeownership

With house prices rising across the country, first-time home buyers need a clear plan to make their real estate dreams a reality.

Explore all of our student banking products

It’s never too early to think about a career at CIBC


Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB of data, plus unlimited Canada-wide call and text.

Learn more about CIBC’s Koodo offer for international students.


Get a free SPC+ membership as a CIBC student or youth client and get discounts of up to 30% at over 450 top brands.

Learn more about a free SPC+ membership from CIBC.

Journie Rewards

Join Journie Rewards for free and link your eligible CIBC debit and credit cards to save up to 10 cents per litre on gas.

Learn more about saving on gas with Journie Rewards.