Student Banking

Post-secondary students

Get 6 months of Disney+ on us!◊◊

Open your first CIBC SmartAccount by October 16. Then, pay for your monthly Disney+ subscription using the Visa* Debit feature of your debit card and CIBC will reimburse you for up to 6 months. The subscription auto-renews at $11.99 monthly thereafter — subject to changes.

You must be the age of majority in your province or territory of residence to subscribe to Disney+.

Focus on your studies and we’ll take care of the rest

Enjoy unlimited everyday banking

With the CIBC Smart™ Start benefit, get unlimited everyday banking and pay no monthly fee until age 25.1

Do it all on your phone

Tap your phone to pay with Interac® Debit, Apple Pay® or Google Pay™ and access your account with our award-winning Mobile Banking® App.

Explore advice designed for students

From planning how to pay for school to learning how to build your savings, we can make your student experience easier with our expert advice Skip to advice..

We’ve got all your financial needs covered

Students and youth under 25

CIBC Smart Start

Special offer

Get up to $125 when you open your first CIBC Smart Account with the Smart Start benefit.

  • No monthly fee until age 251
  • Free unlimited Interac e-Transfer transactions2
  • Free unlimited debit and Visa* Debit purchases in Canadian dollars
  • One free non-CIBC ATM withdrawal in Canada per month3

Credit Cards

CIBC Dividend® Visa* Card for Students

Digital-exclusive offer

Get $50 cash back after you make your first purchase within the first 4 months.

  • No annual fee
  • Get a credit limit of $1,000 or more
  • Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more4


CIBC Investor’s Edge for Young Investors

Special offer

With CIBC Investor's Edge, you’ll enjoy free online North American stock and ETF trades and pay no annual fee until you turn 25. Our easy-to-use educational tools can help you make smart investment decisions.5

Are you an international student?

Save for school with unlimited everyday banking and get a credit card with no annual fee. Plus, enjoy student deals and discounts just for you.

Learn more about our resources for international students

 Students from China, India, Vietnam and the Philippines can apply and fulfill Canada's Student Direct Stream (SDS) study permit guidelines by applying for our no-fee GIC.

Are you a professional student?

If you’re studying medicine, dentistry, law or another professional program, we have the banking solutions designed to help with your financial needs.

Learn more about our resources for professional students

Plan for success with our financial tools

Student budget calculator

Learn how to fund your education and get tailored tips for building your savings, managing your spending and more.

Safe or scam? Test your fraud awareness

The best way to protect yourself from fraud is knowing how to spot it. Find out if you can identify the red flags of some common scams in this short quiz.

Bank confidently with our advice for students

Your credit card guide

Learn how credit cards work, why you might need one and how to manage your spending.

Investing 101

Understand the basics of investing and why it’s important to start early.

5 ways to manage your spending as a student

Learn how to balance your student budget to pay for textbooks, tuition and more.

Explore all of our student banking products

Take advantage of savings and scholarships just for you

Get your student-life essentials on a budget

Students 14 and up can save up to 30% on over 450 top brands with a free SPC+ membership. Plus, get exclusive access to special experiences, cash prizes, giveaways and more.

Learn more about SPC+ membership

You could win $35,000††

We partnered with Student Life Network to give you a shot at 4 years' worth of tuition.

Learn more about Student Life Network

It’s never too early to think about a career at CIBC


Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB of data, plus unlimited Canada-wide call and text.

Learn more about CIBC’s Koodo offer for international students.


Get a free SPC+ membership as a CIBC student or youth client and get discounts of up to 30% at over 450 top brands.

Learn more about a free SPC+ membership from CIBC.

Journie Rewards

Join Journie Rewards for free and link your eligible CIBC debit and credit cards to save up to 10 cents per litre on gas.

Learn more about saving on gas with Journie Rewards.