Focus on your studies and we’ll take care of the rest

Enjoy unlimited everyday banking

With the CIBC Smart™ Start benefit, get unlimited everyday banking and pay no monthly fee until age 25.1

Do it all on your phone

Tap your phone to pay with Interac® Debit, Apple Pay® or Google Pay™ and access your account with our award-winning Mobile Banking® App.

Explore advice designed for students

From planning how to pay for school to learning how to build your savings, we can make your student experience easier with our expert advice Skip to advice..

We’ve got all your financial needs covered

Students and youth under 25

CIBC Smart Start

Special offer

Get $100 with CIBC Smart Start and $50 each for up to 10 friends you refer◊◊

  • No monthly fee until age 251
  • Free unlimited Interac e-Transfer transactions2
  • Free unlimited debit and Visa* Debit purchases in Canadian dollars
  • One free non-CIBC ATM withdrawal in Canada per month3

Credit Cards

CIBC Dividend® Visa* Card for Students

Get up to 10% cash back for the first 4 statements on total purchases of up to $1,000.


  • No annual fee
  • Get a credit limit of $1,000 or more
  • Plus, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more4


CIBC Investor’s Edge for Young Investors

Special offer

With CIBC Investor's Edge, you’ll enjoy free online North American stock and ETF trades and pay no annual fee until you turn 25. Our easy-to-use educational tools can help you make smart investment decisions.5

Are you an international student?

Save for school with unlimited everyday banking and get a credit card with no annual fee. Plus, enjoy student deals and discounts just for you.

Learn more about our resources for international students

 Students from China, India, Vietnam and the Philippines can apply and fulfill Canada's Student Direct Stream (SDS) study permit guidelines by applying for our no-fee GIC.

Are you a professional student?

If you’re studying medicine, dentistry, law or another professional program, we have the banking solutions designed to help with your financial needs.

Learn more about our resources for professional students

Are you a skilled trades student?

Get the right tools for your trade. From laying the foundations of your trade to branching out on your own, we have what you need to help you get ahead.

Learn more about our resources for skilled trades students

Plan for success with our financial tools

Student budget calculator

Learn how to fund your education and get tailored tips for building your savings, managing your spending and more.

Safe or scam? Test your fraud awareness

The best way to protect yourself from fraud is knowing how to spot it. Find out if you can identify the red flags of some common scams in this short quiz.

Bank confidently with our advice for students

Your credit card guide

Learn how credit cards work, why you might need one and how to manage your spending.

Investing 101

Understand the basics of investing and why it’s important to start early.

5 ways to manage your spending as a student

Learn how to balance your student budget to pay for textbooks, tuition and more.

Explore all of our student banking products

Take advantage of savings and scholarships just for you

Get your free SPC+ membership

Students 14 and up can save up to 30% on 450+ deals with a free SPC+ membership. Get student-life essentials on a budget, plus get exclusive access to special experiences, cash prizes, giveaways and more.

Learn more about SPC+ membership

You could win 35,000††

We partnered with Student Life Network to give you a shot at 4 years' worth of tuition.

Learn more about Student Life Network

Feeling extra lucky? Check out 99 other available scholarships.

Check out scholarships

It’s never too early to think about a career at CIBC


Get 30 days of free Canada-wide Koodo service with a CIBC account, featuring 7GB of data, plus unlimited Canada-wide call and text.

Learn more about CIBC’s Koodo offer for international students.

Journie Rewards

Join Journie Rewards for free and link your eligible CIBC debit and credit cards to save up to 10 cents per litre on gas.

Learn more about saving on gas with Journie Rewards.