Tailored to your student budget

Benefits of C I B C Advantage for Students

What you get:

  • No monthly fee
  • Unlimited transactions1 
  • Free unlimited Interac e-Transfer® service

This offer lasts up to a maximum of 4 years from your program enrolment date (based on expected graduation date or program length), plus 6 additional months after graduation. To extend, you must re-apply with proof of continued enrolment.

How you get it:

  • Provide proof of enrolment in a full-time post-secondary program (college, university or CEGEP)
  • International students can qualify for this offer by showing their student ID, foreign passport and study permit (IMM 1442)

Banking fees

Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit)
  • Debit purchases


Sending money through Interac e-Transfer


Receiving money through Interac e-Transfer


Non-CIBC bank machine withdrawal

$2.00 each plus transaction fee, if applicable

Account inquiries


Interim statement

$4.50 each

Paperless record keeping2


Better ways to bank with CIBC


Bank when you like - we're open longer at many of our 1,100+ banking centres


One of the largest bank machine networks in Canada for quick and easy access to your cash


Bank on the go, with award-winning mobile and online access

   Total Student Solutions

Visit Student LifeStudent Life website for our latest offers, scholarships, advice and more

Get more out of student life

Visit our student banking hub to learn about day-to-day banking, credit cards and lines of credit, plus tools and advice that's catered to you. Discover student banking.

Students in Professional Programs

Short of cash? We’ve got you covered

You can also add CIBC Overdraft Protection Service to this account, which covers you against temporary cash shortages.

A student travel card with no income requirement

Earn Aventura points with the CIBC Aventura® Visa™ Card for Students and get your travel plans off the ground sooner.

Learn moreabout the CIBC Aventura Visa Card for Students

We received the highest overall score in Mobile Banking and Online Banking functionality and usability, among Canada's 5 largest retail banks.

Get started

Student Life Network Full Ride Contest

How to enter:

Step 1

Get a new CIBC student bank account, credit card, or line of credit

You have until December 31, 2018.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2018 to enter the contest.


Student Life Network logo

You’ll be automatically entered for a chance to win $35,000. On January 10, 2019, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full Contest Rules (PDF, 340 KB)