Acceptable identification needed to open a personal bank account

To open a personal bank account, you'll need to provide one piece of valid, original and not substantially defaced government-issued photo identification from the following Acceptable Identification List:

Acceptable Identification:

  • A driver's licence issued in Canada, as permitted to be used for identification purposes under provincial law. In Quebec, this can only be used if you volunteer it when asked for identification. In British Columbia, a BC Services Card may indicate it is a Services Card and a driver's license; either a standalone BC Service Card or a combined BC Driver's License and Services Card can be accepted
  • A Canadian passport
  • A NEXUS card
  • A CANPASS Air membership card issued by Canada Border Services Agency
  • A Certificate of Canadian Citizenship or a Certification of Naturalization, in the form of a card but not a commemorative issue
  • A Canadian Permanent Resident card
  • A Certificate of Indian Status issued by the Government of Canada
  • A provincial or territorial health insurance card, as permitted to be used for identification purposes under provincial law. This form of identification is not valid in Ontario, Manitoba or Prince Edward Island. In Quebec, this can only be used if you volunteer it when asked for identification. In British Columbia, a BC Services Card may indicate it is both a Services Card and a driver's license; either a standalone BC Service Card or a combined BC Driver's License and Services Card can be accepted
  • An Ontario Photo Card issued by the Government of Ontario
  • A document or card, bearing your photograph and signature, issued by any of the following authorities or their successors:
    • Insurance Corporation of British Columbia
    • Alberta Registries
    • Saskatchewan Government Insurance
    • Department of Service Nova Scotia and Municipal Relations
    • Department of Transportation and Public Works of the Province of Prince Edward Island
    • Service New Brunswick
    • Department of Government Services and Lands of the Province of Newfoundland and Labrador
    • Department of Transportation of the Northwest Territories
    • Department of Community Government and Transportation of the Territory of Nunavut
  • A Government of Canada employee ID card with your name and photograph
  • A Liquor Control Board Age of Majority (BYID) card with an ID number
  • A Manitoba Public Insurance Corporation (MPIC) card
  • A Yukon General ID Card
  • A Canadian Firearms Licence
  • A Provincial or Federal Police force ID card
  • A Canadian Forces ID Card
  • A Correctional Services Canada ID card
  • A United States Permanent Resident Card (Green Card)
  • A United States Certificate of Citizenship
  • A United States Certificate of Naturalization
  • A United States driver's licence
  • A United Kingdom driver's licence
  • An eligible foreign passport

Note: If you can't provide at least one piece of identification from the Acceptable Identification List above, you can provide either:

  • Two pieces of identification from List A below, or
  • One piece of identification from List A and one piece of identification from List B below

Your account may be set-up with limited Access to Deposited Funds Limits and CIBC Overdraft Protection Service will not be available to you.

List A

  • A Certificate of Canadian Citizenship or a Certification of Naturalization, in the form of a paper document but not a commemorative issue
  • Citizenship and Immigration Canada Form IMM 1000, IMM 1442 or IMM 5292
  • A birth certificate issued in Canada
  • A Social Insurance Number card issued by the Government of Canada
  • An Old Age Security card issued prior to January 2008 by the Government of Canada bearing your name and Social Insurance Number. In Quebec, this can only be used if you volunteer it when asked for identification

List B

  • An employee identity card, issued by an employer that is well known in the community, bearing your photograph
  • A bank card, automated bank machine card, or client card, issued by a member of the Canadian Payments Association  bearing your name and signature
  • A credit card, issued by a member of the Canadian Payments Association bearing your name and signature
  • A Canadian National Institute for the Blind (CNIB) client card bearing your photograph and signature
  • An eligible foreign passport

You can also present one piece of identification from List A, if your identity can be confirmed by a client in good standing with CIBC, or an individual in good standing in the community in which the banking centre is located. The individual in good standing in the community may be required to present identification in accordance with the above.

For more information on Opening a Personal Bank Account, please talk to a CIBC advisor or review the Personal Account Service Fees brochure (PDF, 995 KB)