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I want to get cash back²

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^† You are eligible for this annual fee rebate offer only if you apply and are approved for your first CIBC credit card. If you are a current or former CIBC cardholder, we may approve your application but you will not be eligible for the offer.

You must apply and be approved for a new eligible card between March 1, 2018 and June 30, 2018 to qualify for this offer.

If you apply and are approved for a new card, you will receive:

i. A one time annual fee rebate for you (the primary cardholder) and up to three authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an eligible card is not approved, you may be considered for another card (as disclosed in your credit card application). If you are approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. Your new credit card account must be open and in good standing at time the rebate is awarded.

ii. A welcome bonus of 15,000 Aventura Points when you make your first purchase at any time with your card.

iii. An additional bonus of 5,000 Aventura Points if you have at least $1,000 in purchases within the first 4 monthly statement periods.

The following do not qualify as purchases: cash advances, interest, fees, balance transfers, payments, CIBC Convenience Cheques or Aventura Point redemptions. It may take up to several business days for purchases to be posted to your account. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. Card account must be open and in good standing at the time the bonus Aventura Points are awarded.

Offer applies to newly approved card accounts only; transfers from an existing CIBC credit card to a CIBC Aventura Visa Infinite Card or CIBC Aventura Gold Visa Card are excluded. Offer and bonus points are non-transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may, in its sole discretion, disqualify, limit or revoke this offer if you are believed to be abusing or manipulating it, or engaging in any suspicious or fraudulent activity.

The $400 value is based on the redemption value of 20,000 Aventura Points for airfare purchases, based on the Aventura Airline Rewards Chart at www.cibcrewards.com, before taxes and other charges, as at March 1, 2018.

¹The rewards calculator tool is only for general illustration purposes; your actual results may differ. Aeroplan Miles, Aventura Points, cash back, Tim Cash and PETRO-POINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicable). For the Aerogold Visa Infinite Card, the Aventura Visa Infinite Card and the Aerogold Visa Card, 50% more Aeroplan Miles or Aventura Points on gas, grocery and drug store card purchases is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For the Aerogold Visa Infinite Privilege Card, 50% more Aeroplan Miles on gas, grocery and drug store card purchases is only available on the first $100,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For CIBC cash back credit cards, cash back is earned on a tiered basis and is dependent upon the net annual dollar amount spent on the card over the year to date. For details about earning and redeeming rewards, the Welcome Bonus and other card benefits, including terms and conditions, review the benefit guides found here.

² The cash back is accumulated each month, beginning with the January Visa statement, and awarded at the end of the year as a credit on the December statement. Credit card account must be open and in good standing at the time the cash back is awarded. Cash back will be credited to the primary cardholder's account.

*** The Aventura Airline Rewards chart offers Aventura Visa Infinite holders economy class seats to various destinations at a range of Aventura Points; this chart offers CIBC Aventura cardholders the best value. Flights are not available at lowest point levels to all destinations or at all departure times. Flight availability and Points required will vary, depending on time of booking, popularity of flight time and prior bookings. The Aventura Visa Infinite Rewards chart covers up to a maximum ticket cost; any excess cost plus taxes, fees and surcharges must be charged to the Card or paid for with Points. “Short-haul” means within a province, Territory or U.S. State or to an adjoining Province, Territory or U.S. State. “Long-haul” means originating from any location in Canada or the U.S. to any location in Canada or the U.S., except Hawaii and Alaska.

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