Credit Card Rewards Calculator | Tools

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How many rewards could you earn?

Choose your card, then use the sliders to indicate how much you spend every month. We’ll calculate how many rewards you could earn.

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Travel perks

I want to earn free flights, and get perks when I travel

Cash back

I want to get cash back²

Retail rewards

I want rewards from retailers I use often

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¹The rewards calculator tool is only for general illustration purposes; your actual results may differ. Aeroplan Miles, Aventura Points, cash back, Tim Cash and PETRO-POINTS are earned on card purchases less returns, and not on cash advances, interest, fees, balance transfers, payments, regular CIBC Convenience Cheques, Aeroplan Mile and Aventura Point redemptions (as applicable). For the Aerogold Visa Infinite Card, the Aventura Visa Infinite Card and the Aerogold Visa Card, 50% more Aeroplan Miles or Aventura Points on gas, grocery and drug store card purchases is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For the Aerogold Visa Infinite Privilege Card, 50% more Aeroplan Miles on gas, grocery and drug store card purchases is only available on the first $100,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that net card purchases at grocery, drug store and gas merchants will earn Aeroplan Miles or Aventura Points at the regular rate. For CIBC cash back credit cards, cash back is earned on a tiered basis and is dependent upon the net annual dollar amount spent on the card over the year to date. For details about earning and redeeming rewards, the Welcome Bonus and other card benefits, including terms and conditions, review the benefit guides found here.

² The cash back is accumulated each month, beginning with the January Visa statement, and awarded at the end of the year as a credit on the December statement. Credit card account must be open and in good standing at the time the cash back is awarded. Cash back will be credited to the primary cardholder's account.

*** The Aventura Airline Rewards chart offers Aventura Visa Infinite holders economy class seats to various destinations at a range of Aventura Points; this chart offers CIBC Aventura cardholders the best value. Flights are not available at lowest point levels to all destinations or at all departure times. Flight availability and Points required will vary, depending on time of booking, popularity of flight time and prior bookings. The Aventura Visa Infinite Rewards chart covers up to a maximum ticket cost; any excess cost plus taxes, fees and surcharges must be charged to the Card or paid for with Points. “Short-haul” means within a province, Territory or U.S. State or to an adjoining Province, Territory or U.S. State. “Long-haul” means originating from any location in Canada or the U.S. to any location in Canada or the U.S., except Hawaii and Alaska.

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