Agreements and Insurance

Travel rewards

Current cards

CIBC Aventura® Visa Infinite* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 745 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 980 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 980 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 980 KB)

$500,000 Common Carrier Accident Insurance (PDF, 980 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 980 KB)

Purchase Security and Extended Protection Insurance (PDF, 980 KB)

CIBC Aventura® Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 930 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 1 MB)

Auto Rental Collision and Loss Damage Insurance (PDF, 1 MB)

Out of Province Emergency Travel Medical Insurance (PDF, 1 MB)

$500,000 Common Carrier Accident Insurance (PDF, 1 MB)

Purchase Security and Extended Protection Insurance (PDF, 1 MB)

CIBC U.S. Dollar Aventura® Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 745 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Auto Rental Collision and Loss Damage Insurance (PDF, 1 MB)

CIBC Aventura® Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 325 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Auto Rental Collision and Loss Damage Insurance (PDF, 700 KB)

$100,000 Common Carrier Accident Insurance (PDF, 700 KB)

Purchase Security and Extended Protection Insurance (PDF, 700 KB)

CIBC Aerogold® Visa Infinite Privilege* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 4 MB)

For program terms, visit aeroplan.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 540 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 540 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 540 KB)

$500,000 Common Carrier Accident Insurance (PDF, 540 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 540 KB)

Purchase Security and Extended Protection Insurance (PDF, 540 KB)

Hotel and Motel Burglary Insurance (PDF, 540 KB)

CIBC Aerogold® Visa* Infinite Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 4 MB)

For program terms, visit aeroplan.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 600 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 600 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 600 KB)

$500,000 Common Carrier Accident Insurance (PDF, 600 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 600 KB)

Purchase Security and Extended Protection Insurance (PDF, 600 KB)

CIBC Aero Platinum™ Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 6 MB)

For program terms, visit aeroplan.com

Insurance certificates

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 300 KB)

$100,000 Common Carrier Accident Insurance (PDF, 300 KB)

Travel rewards cards no longer available

CIBC Aventura World Elite MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 130 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 980 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 980 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 980 KB)

$500,000 Common Carrier Accident Insurance (PDF, 980 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 980 KB)

Purchase Security and Extended Protection Insurance (PDF, 980 KB)

CIBC Aventura World MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 270 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 980 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 980 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 980 KB)

$500,000 Common Carrier Accident Insurance (PDF, 980 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 980 KB)

Purchase Security and Extended Protection Insurance (PDF, 980 KB)

CIBC Aventura MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide — $39 Fee (PDF, 240 KB)

Benefits Guide — $99 Fee (PDF, 225 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

$39 Fee
Auto Rental Collision and Loss Damage Insurance (PDF, 1 MB)

Out of Province Emergency Travel Medical Insurance (PDF, 1 MB)

$100,000 Common Carrier Accident Insurance (PDF, 230 KB)

Purchase Security and Extended Protection Insurance (PDF, 1 MB)

$99 Fee
Auto Rental Collision and Loss Damage Insurance (PDF, 1 MB)

Out of Province Emergency Travel Medical Insurance (PDF, 1 MB)

$500,000 Common Carrier Accident Insurance (PDF, 1 MB)

Trip Interruption Insurance (PDF, 1 MB)

Purchase Security and Extended Protection Insurance (PDF, 1 MB)

CIBC Aerogold® Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 4.3 MB)

For program terms, visit aeroplan.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 300 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 300 KB)

$500,000 Common Carrier Accident Insurance (PDF, 300 KB)

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

CIBC Aero Classic Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 3.4 MB)

For program terms, visit aeroplan.com

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 300 KB)

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 300 KB)

CIBC Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 868 KB)

For program terms, visit CIBCRewards.com

Insurance certificates

$500,000 Common Carrier Accident Insurance (PDF, 200 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 200 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 200 KB)

Purchase Security and Extended Protection Insurance (PDF, 200 KB)

Trip Interruption Insurance (PDF, 200 KB)

Cash back

Current cards

CIBC Dividend® Visa Infinite* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 9.7 MB)

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 800 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 800 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 800 KB)

$500,000 Common Carrier Accident Insurance (PDF, 800 KB)

Trip Interruption Insurance (PDF, 800 KB)

Purchase Security and Extended Protection Insurance (PDF, 800 KB)

CIBC Dividend Platinum® Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 8 MB)

Insurance certificates

$500,000 Common Carrier Accident Insurance (PDF, 400 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 400 KB)

Purchase Security and Extended Protection Insurance (PDF, 400 KB)

CIBC Dividend® Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 8 MB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 300 KB)

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

Cash back cards no longer available

CIBC Dividend Unlimited™ World Elite MasterCard Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 320 KB)

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 860 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 860 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 860 KB)

$1,000,000 Common Carrier Accident Insurance (PDF, 860 KB)

Trip Interruption Insurance (PDF, 870 MB)

Purchase Security and Extended Protection Insurance (PDF, 860 KB)

CIBC Dividend Unlimited™ World MasterCard Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 240 KB)

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 870 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 870 KB)

Out of Province Emergency Travel Medical Insurance (PDF, 870 KB)

$1,000,000 Common Carrier Accident Insurance (PDF, 860 KB)

Trip Interruption Insurance (PDF, 870 KB)

Purchase Security and Extended Protection Insurance (PDF, 870 KB)

Retail rewards

Current cards

CIBC Tim Hortons® Double Double™ Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 2 MB)

For program terms, visit timhortons.com

Insurance certificates

Purchase Security and Extended Protection Insurance (PDF, 210 KB)

Everyday

Current cards

CIBC Platinum Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 405 KB)

Insurance certificates

Auto Rental Collision and Loss Damage Insurance (PDF, 220 KB)

$500,000 Common Carrier Accident Insurance (PDF, 200 KB)

Purchase Security and Extended Protection Insurance (PDF, 210 KB)

CIBC Classic Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 700 KB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 220 KB)

Purchase Security and Extended Protection Insurance (PDF, 210 KB)

CIBC Select Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 670 KB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 220 KB)

Student

Current cards

CIBC Aventura® Visa* Card for Students

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 960 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 700 KB)

Purchase Security and Extended Protection Insurance (PDF, 700 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 700 KB)

CIBC Aero Platinum™ Visa* Card for Students

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 1 MB)

For program terms, visit aeroplan.com

Insurance certificates

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 300 KB)

$100,000 Common Carrier Accident Insurance (PDF, 300 KB)

CIBC Classic Visa* Card for Students

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 700 KB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 230 KB)

Purchase Security and Extended Protection Insurance (PDF, 210 KB)

CIBC Tim Hortons® Double Double™ Visa* Card for Students

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 4.5 MB)

For program terms, visit timhortons.com

Insurance certificates

Purchase Security and Extended Protection Insurance (PDF, 210 KB)

CIBC Dividend® Visa* Card for Students

Agreements

Cardholder Agreement (PDF, 130 KB)

Benefits Guide (PDF, 8.6 MB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 300 KB)

Purchase Security and Extended Protection Insurance (PDF, 300 KB)

Business

Current cards

CIBC Aventura® Visa* Card for Business

Agreements

Cardholder Agreement (PDF, 120 KB)

Benefits Guide (PDF, 450 KB)

For program terms and rewards redemption, visit CIBCRewards.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 175 KB)

Purchase Security and Extended Protection Insurance (PDF, 175 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 175 KB)

$500,000 Common Carrier Accident Insurance (PDF, 175 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 175 KB)

CIBC Aventura^® Visa* Card for Business Plus

Agreements

Benefits Guide (PDF, 470 KB)

Visa Business Reporting (VBR) Getting Started Guide (PDF, 1.6 MB)

Visa Payment Control (VPC) Getting Started Guide (PDF, 1.3 MB)

Insurance certificates

Read the insurance certificates for the CIBC Aventura Visa Card for Business Plus (PDF, 410 KB)

CIBC Aerogold® Visa* Card for Business

Agreements

Cardholder Agreement (PDF, 120 KB)

Benefits Guide (PDF, 9 MB)

For program terms, visit aeroplan.com

Insurance certificates

Flight Delay and Baggage Insurance (PDF, 195 KB)

Purchase Security and Extended Protection Insurance (PDF, 195 KB)

Auto Rental Collision and Loss Damage Insurance (PDF, 195 KB)

$500,000 Common Carrier Accident Insurance (PDF, 195 KB)

Trip Cancellation and Trip Interruption Insurance (PDF, 195 KB)

CIBC Aerogold^® Visa* Card for Business Plus

Agreements

Benefits Guide (PDF, 685 KB)

Visa Business Reporting (VBR) Getting Started Guide (PDF, 1.6 MB)

Visa Payment Control (VPC) Getting Started Guide (PDF, 1.3 MB)

Insurance certificates

Read the insurance certificates for the CIBC Aerogold Visa Card for Business Plus (PDF, 190 KB)

CIBC Corporate Classic Plus Visa* Card

Agreements

Benefits Guide (PDF, 490 KB)

Visa Business Reporting (VBR) Getting Started Guide (PDF, 1.6 MB)

Visa Payment Control (VPC) Getting Started Guide (PDF, 1.3 MB)

Insurance certificates

Read the insurance certificates for the CIBC Corporate Classic Plus Visa Card (PDF, 65 KB)

CIBC bizline® Visa* Card

Agreements

Cardholder Agreement (PDF, 120 KB)

Benefits Guide (PDF, 422 KB)

Insurance certificates

$100,000 Common Carrier Accident Insurance (PDF, 230 KB)

Credit card categories

Current cards

CIBC Aventura® Visa Infinite* Card

CIBC Aventura® Gold Visa* Card

CIBC U.S. Dollar Aventura® Gold Visa* Card

CIBC Aventura® Visa* Card

CIBC Aerogold® Visa Infinite Privilege* Card

CIBC Aerogold® Visa* Infinite Card

CIBC Aero Platinum™ Visa* Card

Travel rewards cards no longer available

CIBC Aventura World Elite MasterCard™ Card

CIBC Aventura World MasterCard™ Card

CIBC Aventura MasterCard™ Card

CIBC Aerogold® Visa* Card

CIBC Aero Classic Visa* Card

CIBC Gold Visa* Card

Current cards

CIBC Dividend® Visa Infinite* Card

CIBC Dividend Platinum® Visa* Card

CIBC Dividend® Visa* Card

Cash back cards no longer available

CIBC Dividend Unlimited™ World Elite MasterCard Card

CIBC Dividend Unlimited™ World MasterCard Card

Current cards

CIBC Tim Hortons® Double Double™ Visa* Card

Current cards

CIBC Platinum Visa* Card

CIBC Classic Visa* Card

CIBC Select Visa* Card

Current cards

CIBC Aventura® Visa* Card for Students

CIBC Aero Platinum™ Visa* Card for Students

CIBC Classic Visa* Card for Students

CIBC Tim Hortons® Double Double™ Visa* Card for Students

CIBC Dividend® Visa* Card for Students

Current cards

CIBC Aventura® Visa* Card for Business

CIBC Aventura® Visa* Card for Business Plus

CIBC Aerogold® Visa* Card for Business

CIBC Aerogold® Visa* Card for Business Plus

CIBC Corporate Classic Plus Visa* Card

CIBC bizline® Visa* Card

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CIBC Aventura^® Visa* Card for Business Plus

CIBC Aerogold^® Visa* Card for Business Plus