AGREEMENTS AND INSURANCE

Apply online,for a C I B C credit card book a meeting,Opens in a new window in your browser. or call 1-866-525-8622

Credit card categories 

Current cards

CIBC Aventura® Visa Infinite Privilege* Card

Learn more about the CIBC Aventura Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 2.1 MB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Privilege Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Visa Infinite* Card

Learn more about the CIBC Aventura Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 2.7 MB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Gold Visa* Card

Learn more about the CIBC Aventura Gold Visa Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 2.1 MB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Gold Visa Card (PDF, 960 KB) Opens in a new window.

CIBC U.S. Dollar Aventura® Gold Visa* Card

Learn more about the CIBC U.S. Dollar Aventura Gold Visa Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 485 KB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for U.S. Dollar Aventura Gold Visa Card (PDF, 405 KB) Opens in a new window.

CIBC Aventura® Visa* Card

Learn more about the CIBC Aventura Visa Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 615 KB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance 

Insurance certificates for the Aventura Visa Card (PDF, 375 KB) Opens in a new window.

CIBC Aeroplan® Visa Infinite Privilege* Card

Learn more about the Aeroplan Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 6 MB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Hotel Burglary Insurance
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance 
  • Mobile Device Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Privilege Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aeroplan® Visa* Infinite Card

Learn more about the CIBC Aeroplan Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 1.1 MB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • Car Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance
  • Mobile Device Insurance
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aeroplan® Visa* Card

Learn more about the CIBC Aeroplan Visa Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 875 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Car Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Card (PDF, 195 KB) Opens in a new window.

Travel rewards cards no longer available

CIBC Aventura® World Elite® Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 2.7 MB) Opens in a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World Elite MasterCard Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® World Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 2.7 MB) Opens in a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World MasterCard Card (PDF, 1.3 MB) Opens in a new window.

CIBC Aventura® Mastercard® Card

 

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide — $39 Fee (PDF, 475 KB) Opens in a new window.

Benefits Guide Changes (effective February 1, 2021) (PDF, 45 KB) Opens in a new window.

For program terms and rewards redemption, visit CIBC Rewards opens in new window.

Insurance

$39 Fee

  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance 

Insurance certificates for the $39 Aventura MasterCard Card (PDF, 565 KB) Opens in a new window.

$99 Fee

  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Trip Interruption Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the $99 Aventura MasterCard Card (PDF, 715 KB) Opens in a new window.

CIBC Aerogold® Visa* Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 845 KB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Car Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the Aerogold Visa Card (PDF, 235 KB) Opens in a new window.

Current cards

CIBC Dividend® Visa Infinite* Card

Read more details about the CIBC Dividend Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 540 KB)
Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB) Opens in a new window.

Insurance
  • Mobile Device Insurance
  • Purchase Security & Extended Protection Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Car Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance

Insurance certificates for the Dividend Visa Infinite Card (PDF, 805 KB) Opens in a new window.

Cash back cards no longer available

CIBC Dividend Unlimited World Elite® Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 185 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB) Opens in a new window.

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1,000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World Elite MasterCard Card (PDF, 615 KB) Opens in a new window.

CIBC Dividend Unlimited World Mastercard® Card

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 215 KB) Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 215 KB) Opens in a new window.

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1,000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World MasterCard Card (PDF, 615 KB) Opens in a new window.

Current cards

Current cards

Current cards

CIBC Aventura® Visa* Card for Students

Learn more about the CIBC Aventura Visa Card for Students

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 615 KB) Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for the Aventura Visa Card for Students (PDF, 375 KB)  Opens in a new window.

CIBC Aeroplan® Visa* Card for Students

Learn more about the CIBC Aeroplan Visa Card for Students

Agreements

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

Benefits Guide (PDF, 3.3 MB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Car Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Card (PDF, 430 KB)  Opens in a new window.

Current cards

CIBC Aventura® Visa* Card for Business

Learn more about the CIBC Aventura Visa Card for Business

Agreements

CIBC Business Cardholder Agreement (Personal Liability) (PDF, 125 KB) Opens in a new window.

Benefits Guide (PDF, 940 KB) Opens in a new window.

For program terms and rewards redemption, visit CIBC Rewards opens in new window.

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the Aventura Visa Card for Business (PDF, 500 KB) Opens in a new window.

CIBC Aventura® Visa* Card for Business Plus

Agreements

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens in a new window.

Changes to Cardholder Agreement June 2022 (PDF, 50 KB) Opens in a new window.

Benefits Guide (PDF, 525 KB) Opens in a new window.

Opens a new window in your browserCIBC Business Plus Visa Card Reference Guide (PDF, 275 KB) Opens in a new window.

Visa Spend Clarity for Business (PDF, 690 KB) Opens in a new window.

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for the CIBC Aventura Visa Card for Business Plus (PDF, 475 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Card

Learn more about the CIBC Aeroplan Visa Business Card

Agreements

CIBC Business Cardholder Agreement (Personal Liability) (PDF, 125 KB) Opens in a new window.

Benefits Guide (PDF, 1.4 MB) Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Business Card (PDF, 830 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Plus Card

Learn more about the CIBC Aeroplan Visa Business Plus Card

Agreements

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens in a new window.

Changes to Cardholder Agreement June 2022 (PDF, 50 KB) Opens in a new window.

Benefits Guide (PDF, 1.4 MB) Opens in a new window.

Opens in a new window.CIBC Business Plus Visa Card Reference Guide (PDF, 265 KB) Opens in a new window.

Visa Spend Clarity for Business (PDF, 690 KB) Opens in a new window.

Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the CIBC Aeroplan Visa Business Plus Card (PDF, 840 KB) Opens in a new window.

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