AGREEMENTS AND INSURANCE

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Credit card categories 

Current cards

CIBC Aventura® Visa Infinite Privilege* Card

Read more details about the CIBC Aventura Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser.

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser.

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 6.9 MB) Opens a new window in your browser.

For program terms and rewards redemption, visit CIBCRewards.comOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Privilege Card (PDF, 705 KB) Opens a new window in your browser.

CIBC Aventura® Visa Infinite* Card

Read more details about the CIBC Aventura Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 540 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Card (PDF, 375 KB) Opens a new window in your browser

CIBC Aventura® Gold Visa* Card

Read more details about the CIBC Aventura Gold Visa Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 775 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Gold Visa Card (PDF, 320 KB) Opens a new window in your browser

CIBC Aerogold® Visa Infinite Privilege* Card

Read more details about the Aerogold Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 3.7 MB) Opens a new window in your browser

For program terms, visit aeroplan.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Protection Insurance 
  • CIBC Hotel/Motel Burglary Insurance

Insurance certificates for the Aerogold Visa Infinite Privilege Card (PDF, 540 KB) Opens a new window in your browser

CIBC Aerogold® Visa* Infinite Card

Read more details about the CIBC Aerogold Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 3.6 MB) Opens a new window in your browser

For program terms, visit aeroplan.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Protection Insurance 

Insurance certificates for the Aerogold Visa Infinite Card (PDF, 600 KB) Opens a new window in your browser

Travel rewards cards no longer available

CIBC Aventura World Elite MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 1.5 MB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World Elite MasterCard Card (PDF, 370 KB) Opens a new window in your browser

CIBC Aventura World MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 395 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World MasterCard Card (PDF, 370 KB) Opens a new window in your browser

CIBC Aventura MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide — $39 Fee (PDF, 240 KB) Opens a new window in your browser

Benefits Guide — $99 Fee (PDF, 225 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance

$39 Fee

  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance 

Insurance certificates for the $39 Aventura MasterCard Card (PDF, 1 MB) Opens a new window in your browser

$99 Fee

  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Trip Interruption Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the $99 Aventura MasterCard Card (PDF, 1 MB) Opens a new window in your browser

CIBC Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 868 KB) Opens a new window in your browser

For program terms, visit CIBCRewards.com

Insurance

$500,000 Common Carrier Accident Insurance (PDF, 200 KB) Opens a new window in your browser

CIBC Auto Rental Collision/Loss Damage Insurance (PDF, 200 KB) Opens a new window in your browser

Out-of-Province Emergency Travel Medical Insurance Opens a new window in your browser(PDF, 200 KB) 

Purchase Security and Extended Protection Insurance (PDF, 200 KB) Opens a new window in your browser

Trip Interruption Insurance (PDF, 200 KB) Opens a new window in your browser

Current cards

CIBC Dividend® Visa Infinite* Card

Read more details about the CIBC Dividend Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 3.9 MB) Opens a new window in your browser.

Insurance
  • Purchase Security & Extended Protection Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Visa Infinite Card (PDF, 800 KB) Opens a new window in your browser

Cash back cards no longer available

CIBC Dividend Unlimited™ World Elite MasterCard Card

Agreements

Cardholder Agreement (PDF, 130 KB)Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB)Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 320 KB) Opens a new window in your browser

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1.000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World Elite MasterCard Card (PDF, 860 KB) Opens a new window in your browser

CIBC Dividend Unlimited™ World MasterCard Card

Agreements

Cardholder Agreement (PDF, 130 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 240 KB) Opens a new window in your browser

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1.000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World MasterCard Card (PDF, 870 KB) Opens a new window in your browser

Retail Rewards cards no longer available

Current cards

Everyday cards no longer available

Current cards

Student cards no longer available

Current cards

CIBC Aventura® Visa* Card for Business

Read more details about the CIBC Aventura Visa Card for Business

Agreements

Cardholder Agreement (PDF, 120 KB) Opens a new window in your browser

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Effective August 1, 2019: CIBC Business Cardholder Agreement (Personal Liability) (PDF, 830 KB) Opens a new window in your browser.

Benefits Guide (PDF, 450 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBCRewards.com

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the Aventura Visa Card for Business (PDF, 175 KB) Opens a new window in your browser

CIBC Aerogold® Visa* Card for Business

Read more details about the CIBC Aerogold Visa Card for Business

Agreements

Cardholder Agreement (PDF, 120 KB) Opens a new window in your browser.

Opens a new window in your browserChanges to Cardholder Agreement – September 2018 (PDF, 85 KB) 

Effective August 1, 2019: CIBC Business Cardholder Agreement (Personal Liability) (PDF, 830 KB) Opens a new window in your browser.

Benefits Guide (PDF, 9.3 MB) Opens a new window in your browser

For program terms, visit aeroplan.com

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for the Aerogold Visa Card for Business (PDF, 195 KB) Opens a new window in your browser

Redemption Form

CIBC Driver’s Edge Redemption Form (PDF, 105 KB) : Opens a new window in your browser

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