AGREEMENTS AND INSURANCE

Apply online,for a C I B C credit card book a meeting,Opens in a new window in your browser. or call 1-866-525-8622

Credit card categories 

Current cards

CIBC Aventura® Visa Infinite Privilege* Card

Learn more about the CIBC Aventura Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 6.9 MB) Opens a new window in your browser.

Benefits Guide Changes (effective February 1, 2021) (PDF, 30 KB)  Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Privilege Card (PDF, 705 KB) Opens a new window in your browser.

Important notice of changes (PDF, 90 KB) Opens in a new window.

CIBC Aventura® Visa Infinite* Card

Learn more about the CIBC Aventura Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 540 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 65 KB)  Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Visa Infinite Card (PDF, 375 KB) Opens a new window in your browser

Important notice of changes (PDF, 85 KB) Opens in a new window.

CIBC Aventura® Gold Visa* Card

Learn more about the CIBC Aventura Gold Visa Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 775 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 65 KB)  Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Protection Insurance

Insurance certificates for the Aventura Gold Visa Card (PDF, 320 KB) Opens a new window in your browser

Important notice of changes (PDF, 60 KB) Opens in a new window.

CIBC U.S. Dollar Aventura® Gold Visa* Card

Learn more about the CIBC U.S. Dollar Aventura Gold Visa Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 745 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for U.S. Dollar Aventura Gold Visa Card (PDF, 1 MB) Opens a new window in your browser

CIBC Aeroplan® Visa Infinite Privilege* Card

Learn more about the Aeroplan Visa Infinite Privilege Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 7.3 MB)  Opens in a new window.

Benefits Guide Changes (effective February 1, 2021) (PDF, 35 KB)  Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Hotel Burglary Insurance
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance 
  • Mobile Device Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Privilege Card (PDF, 1.4 MB) Opens in a new window.

Important notice of changes (PDF, 90 KB) Opens in a new window.

CIBC Aeroplan® Visa* Infinite Card

Learn more about the CIBC Aeroplan Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 2.5 MB)  Opens in a new window.

Benefits Guide Changes (effective February 1, 2021) (PDF, 35 KB)  Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • Car Rental Collision and Loss Damage Insurance
  • Purchase Security and Extended Protection Insurance
  • Mobile Device Insurance
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Card (PDF, 1.4 MB) Opens in a new window.

Important notice of changes (PDF, 85 KB) Opens in a new window.

Travel rewards cards no longer available

CIBC Aventura World Elite MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 1.5 MB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 40 KB)  Opens in a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World Elite MasterCard Card (PDF, 370 KB) Opens a new window in your browser

Important notice of changes (PDF, 85 KB) Opens in a new window.

CIBC Aventura World MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 395 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 40 KB)  Opens in a new window.

New Benefits (effective April 1, 2020)Opens a new window in your browser.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance
  • Out-of-Province Emergency Travel Medical Insurance 
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • Flight Delay and Baggage Insurance
  • Hotel Burglary Insurance
  • $500,000 Common Carrier Accident Insurance
  • Mobile Device Insurance
  • Purchase Security and Extended Warranty Insurance

Insurance certificates for the Aventura World MasterCard Card (PDF, 370 KB) Opens a new window in your browser

Important notice of changes (PDF, 85 KB) Opens in a new window.

CIBC Aventura MasterCard™ Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide — $39 Fee (PDF, 240 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 45 KB)  Opens in a new window.

Benefits Guide — $99 Fee (PDF, 225 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 45 KB)  Opens in a new window.

For program terms and rewards redemption, visit CIBC RewardsOpens a new window in your browser.

Insurance

$39 Fee

  • Out-of-Province Emergency Travel Medical Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $100,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Protection Insurance 

Insurance certificates for the $39 Aventura MasterCard Card (PDF, 1 MB)Opens a new window in your browser.

Important notice of changes (PDF, 90 KB) Opens in a new window.

$99 Fee

  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • Trip Interruption Insurance
  • $500,000 Common Carrier Accident Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the $99 Aventura MasterCard Card (PDF, 1 MB) Opens a new window in your browser

Important notice of changes (PDF, 90 KB) Opens in a new window.

CIBC Gold Visa* Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 868 KB) Opens a new window in your browser

Benefits Guide Changes (effective February 1, 2021) (PDF, 30 KB)  Opens in a new window.

For program terms, visit CIBC RewardsOpens a new window in your browser.

Insurance

$500,000 Common Carrier Accident Insurance (PDF, 200 KB) Opens a new window in your browser

CIBC Auto Rental Collision/Loss Damage Insurance (PDF, 200 KB) Opens a new window in your browser

Out-of-Province Emergency Travel Medical Insurance (PDF, 200 KB) Opens a new window in your browser.

Purchase Security and Extended Protection Insurance (PDF, 200 KB) Opens a new window in your browser

Trip Interruption Insurance (PDF, 200 KB) Opens a new window in your browser

Important notice of changes (PDF, 95 KB) Opens in a new window.

Current cards

CIBC Dividend® Visa Infinite* Card

Read more details about the CIBC Dividend Visa Infinite Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 1.1 MB)  Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB)  Opens in a new window.

Insurance
  • Mobile Device Insurance
  • Purchase Security & Extended Protection Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Car Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance

Insurance certificates for the Dividend Visa Infinite Card (PDF, 295 KB)  Opens in a new window.

Cash back cards no longer available

CIBC Dividend Unlimited™ World Elite MasterCard Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 397 KB)  Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB)  Opens in a new window.

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1,000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World Elite MasterCard Card (PDF, 860 KB) Opens a new window in your browser

Important notice of changes (PDF, 90 KB) Opens in a new window.

CIBC Dividend Unlimited™ World MasterCard Card

Agreements

Cardholder Agreement (PDF, 230 KB) Opens a new window in your browser.

Benefits Guide (PDF, 284 KB)  Opens in a new window.

On Demand Redemption Terms and Conditions (PDF, 134 KB)  Opens in a new window.

Insurance
  • Purchase Security & Extended Warranty Insurance 
  • Out-of-Province Emergency Travel Medical Insurance 
  • Auto Rental Collision/Loss Damage Insurance
  • $1,000,000 Common Carrier Accident Insurance
  • Trip Interruption Insurance
  • Flight Delay and Baggage Insurance

Insurance certificates for the Dividend Unlimited World MasterCard Card (PDF, 870 KB) Opens a new window in your browser

Important notice of changes (PDF, 90 KB) Opens in a new window.

Current cards

Current cards

Current cards

CIBC Aventura® Visa* Card for Business

Learn more about the CIBC Aventura Visa Card for Business

Agreements

CIBC Business Cardholder Agreement (Personal Liability) (PDF, 830 KB) Opens a new window in your browser.

Benefits Guide (PDF, 450 KB) Opens a new window in your browser

For program terms and rewards redemption, visit CIBC Rewards

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Warranty Insurance

Insurance certificates for the Aventura Visa Card for Business (PDF, 175 KB) Opens a new window in your browser

Important notice of changes (PDF, 85 KB) Opens in a new window.

CIBC Aventura® Visa* Card for Business Plus

Agreements

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Benefits Guide (PDF, 470 KB) Opens a new window in your browser

Opens a new window in your browserCIBC Business Plus Visa Card Reference Guide (PDF, 110 KB)  Opens in a new window.

Visa Business Reporting (VBR) Getting Started Guide (PDF, 1.6 MB) Opens a new window in your browser

Visa Payment Control (VPC) Getting Started Guide (PDF, 1.3 MB) Opens a new window in your browser.

Insurance
  • Trip Cancellation/Trip Interruption Insurance
  • Auto Rental Collision/Loss Damage Insurance
  • $500,000 Common Carrier Accident Insurance
  • Flight Delay and Baggage Insurance
  • Purchase Security & Extended Protection Insurance

Insurance certificates for the CIBC Aventura Visa Card for Business Plus (PDF, 410 KB) Opens a new window in your browser.

Important notice of changes (PDF, 85 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Card

Learn more about the CIBC Aeroplan Visa Business Card

Agreements

CIBC Business Cardholder Agreement (Personal Liability) (PDF, 830 KB) Opens a new window in your browser.

Benefits Guide (PDF, 4 MB)  Opens in a new window.

For program terms, visit Aeroplan Opens in a new window.

Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance
  • Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Business Card (PDF, 880 KB) Opens in a new window.

Important notice of changes (PDF, 60 KB) Opens in a new window.

CIBC Aeroplan® Visa* Business Plus Card

Learn more about the CIBC Aeroplan Visa Business Plus Card

Agreements

Changes to Cardholder Agreement – September 2018 (PDF, 85 KB) Opens a new window in your browser

Benefits Guide (PDF, 4.1 MB)  Opens in a new window.

Opens in a new window.CIBC Business Plus Visa Card Reference Guide (PDF, 110 KB)  Opens in a new window.

Visa Business Reporting (VBR) Getting Started Guide (PDF, 1.6 MB) Opens a new window in your browser

Visa Payment Control (VPC) Getting Started Guide (PDF, 1.3 MB) Opens a new window in your browser

Insurance
  • Trip Cancellation and Trip Interruption Insurance
  • Flight Delay and Baggage Insurance 
  • Car Rental Collision and Loss Damage Insurance 
  • Purchase Security and Extended Protection Insurance 
  • Common Carrier Accident Insurance

Insurance certificates for the CIBC Aeroplan Visa Business Plus Card (PDF, 365 KB) Opens in a new window.

Important notice of changes (PDF, 60 KB) Opens in a new window.

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