CIBC Classic Visa Card for Students.

Get Purchase Security and Extended Protectionⓘ

Apply now
   for the CIBC Classic Visa Card for Students.

No minimum income requirement

Canadian students can get a credit limit of up to $5,000ⓘ

International students can get a credit limit of up to $2,000ⓘ

Digital exclusive offer

Enjoy extra cash and all your banking essentials with the CIBC Best Student Life Bundle

Fees and interest rates

Annual fee

$0

Purchase interest rateⓘ

RDS%rate[2].VSREG.Published(null,null,6,null)(#O2#)% (effective the first day of your 2025 August statement period: 21.99%)

Cash interest rateⓘ

RDS%rate[2].VSREG.Published(null,null,3,null)(#O2#)%
non-Quebec residents
RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)%
Quebec residents

Your top card benefits

Fuel up for less, with up to 10 cents off per litreⓘ 

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, ⓘ. Also, you won’t be charged interest, as long as you pay your balance by the payment due date. ⓘ 

Extra protection on new purchases

90-day protection with Purchase Security Insuranceⓘ if your new purchase is stolen or breaks. 

Apply now
   for the CIBC Classic Visa Card for Students.

No minimum income requirement

Canadian students can get a credit limit of up to $5,000ⓘ

International students can get a credit limit of up to $2,000ⓘ

More to love about this card

Get savings on takeout and more with Skip+

Link your CIBC credit or debit card with your Skip account to get your 12-month Skip+ free trial.ⓘ Enjoy $0 delivery fees on eligible orders, save with special offers and access exclusive benefits and VIP experiences from the brands you love.ⓘ

Access valuable insurance coverage

Your CIBC Classic Visa Card for Students comes with valuable insurance including Purchase Security and Extended Protection Insuranceⓘ

Take advantage of even more student benefits with a free SPC+ membershipⓘ

Level up your savings with up to 30% off 450+ brands you love. Unlock VIP contests, next-level giveaways, and exclusive perks that make everyday life anything but basic. With SPC+, the best deals aren’t just deals — they’re a lifestyle.

Learn more about student deals and discounts with SPC and CIBC.

Get more out of student life

Visit our student banking hub to learn about day-to-day banking, credit cards and lines of credit, plus, tools and advice that's catered to you. 

Discover student banking

Student Life Network Full Ride Contest

You could win $35,000ⓘ for tuition  

Step 1 

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2024.

Step 2

Join Student Life Network Opens in a new window.

Already a member? Just remember to open your new CIBC bank account, credit card or line of credit before December 31, 2024, to enter the contest.

You’ll be automatically entered for a chance to win $35,000. On January 9, 2025, a winner will be picked from active SLN members Opens in a new window..

No purchase necessary. Review the full contest rules (PDF, 160 KB) Opens in a new window..

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ 

 

Purchase Security and Extended Protection Insurance (PDF, 85 KB) Opens a new window.

To view the Statutory Conditions that apply to certain insurance coverages, please visit https://cibc.client.insure Opens a new window..

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

 CIBC Travel Medical Insuranceⓘ  Learn about optional CIBC Travel Medical Insurance. Opens in a dialog.

 CIBC Payment Protector™ Insurance for Credit Cards


Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

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Documents

Benefits Guide (PDF, 305 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 65 KB) Opens a new window.

Insurance provider notice (PDF, 40 KB) Opens a new window.

CIBC Pace It™

CIBC Classic Visa for Students

Ready to shop with confidence?

Apply now   for the CIBC Classic Visa Card for Students.
CIBC Classic Visa Card for Students.

Get started

Call us: 1-800-385-2582 Opens your phone app.
Meet with us Opens in a new window.
Find a Banking Centre Opens in a new window.

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