CIBC Classic Visa Card for Students.

Get Purchase Security and Extended Protection, and $100,000 Common Carrier Accident Insurance. 

No minimum income requirement

$1,000 minimum credit limit

International student?

Fees and interest rates

Annual fee


Purchase interest rate 


Cash interest rate 


non-Quebec residents


Quebec residents

Your top card benefits

Fuel up for less, with up to 10 cents off per litre 

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, . Also, you won’t be charged interest, as long as you pay your balance by the payment due date.  

Extra protection on new purchases

90-day protection with Purchase Security Insurance if your new purchase is stolen or breaks. 

No minimum income requirement

$1,000 minimum credit limit

More to love about this card

Access valuable insurance coverage

Your CIBC Classic Visa Card for Students comes with valuable insurance including Common Carrier Accident Insurance. 

a bundle of cibc dividend visa card for students, smart start debit card, and refer a friend offer.

Bundle for more

Earn up to $150 cash back after you get CIBC Smart™ Start and a CIBC Dividend® Visa* Card for Students. Plus, refer your student friend and get $50◊◊ or more! Conditions apply. 

Learn more

Take advantage of even more student benefits with a free SPC+ membership 

Save up to 30% on 450+ deals when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more — all for free, only with CIBC.

Learn more about student deals and discounts with SPC and CIBC.

Get more out of student life

Visit our student banking hub to learn about day-to-day banking, credit cards and lines of credit, plus, tools and advice that's catered to you. 

Discover student banking

Student Life Network Full Ride Contest

You could win $35,000 for tuition  

Step 1 

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2024.

Step 2

Join Student Life Network Opens in a new window.

Already a member? Just remember to open your new CIBC bank account, credit card or line of credit before December 31, 2024, to enter the contest.

You’ll be automatically entered for a chance to win $35,000. On January 9, 2025, a winner will be picked from active SLN members Opens in a new window..

No purchase necessary. Review the full contest rules (PDF, 160 KB) Opens in a new window..

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Optional insurance for your card

 CIBC Payment Protector™ Insurance for Credit Cards

Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

 Credit report alerts

CIBC Pace It™

CIBC Classic Visa for Students

Ready to shop with confidence?

CIBC Classic Visa Card for Students.