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Special offer: Get $60 when you open a CIBC Smart for Students account.† Learn moreabout the student banking offer..
Extra protection on new purchases
90-day protection with Purchase Security Insurance1 if your new purchase is stolen or breaks
Passenger protection
Get accident coverage with Common Carrier Accident Insurance1
No annual fee
$0
Interest rate
RDS%rate[2].VSREG.Published(null,null,6,null)(#R#)% for purchases2
RDS%rate[2].VSREG.Published(null,null,3,null)(#R#)% for cash2
(21.99% for Quebec residents effective the first day of the 2021 April statement period)
No minimum income requirement
$0
Minimum credit limit
$1,000
Get a free SPC membership† with this credit card
Save instantly when you shop at over 450 partner brands in-store and online. Pay no membership fee as a CIBC client with an eligible student product.
More to love about this card
Send money abroad
There are no transaction fees when you send a CIBC Global Money Transfer™, 6. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.7
CIBC Pace It™
Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.◇
Valuable insurance included with your card1
Optional insurance for your card
Ready to shop with confidence?
Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds5.
Get more out of student life
Get started
Not the right card for you?
Here are a few more that could suit you better.
How to enter:
Step 1
Get a new CIBC student bank account, credit card or line of credit
You have until December 31, 2020.
Step 2
Join Student Life NetworkOpens a new window in your browser
Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2020 to enter the contest.
You’ll be automatically entered for a chance to win $35,000. On January 8, 2021, a winner will be picked from active SLN membersOpens a new window in your browser.
No purchase necessary. Review the full Contest Rules (PDF, 60 KB) Opens a new window in your browser..