CIBC Classic Visa* Card for Students

Get the card that packs two types of insurance for no annual fee.

Get Purchase Security and Extended Protection, and $100,000 Common Carrier Accident Insurance.^ⓘ

Apply now

No minimum income requirement

$1,000 minimum credit limit

Fees and interest rates

Annual fee

Purchase interest rate^ⓘ

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Cash interest rate^ⓘ

RDS%rate[2].VSREG.Published(null,null,3,null)(#O2#)% non-Quebec residents

non-Quebec residents

RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)% Quebec residents

Quebec residents

Your top card benefits

Fuel up for less, with up to 10 cents off per litre^ⓘ

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™^, ^ⓘ. Also, you won’t be charged interest, as long as you pay your balance by the payment due date. ^ⓘ

Extra protection on new purchases

90-day protection with Purchase Security Insurance^ⓘ if your new purchase is stolen or breaks.

Apply now

No minimum income requirement

$1,000 minimum credit limit

More to love about this card

Access valuable insurance coverage

Your CIBC Classic Visa Card for Students comes with valuable insurance including Common Carrier Accident Insurance.^ⓘ

Get a free SPC+ membership^ⓘ with this credit card

Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more — all for free, only with CIBC.

Learn more about student deals and discounts with SPC and CIBC.

Get more out of student life

Visit our student banking hub to learn about day-to-day banking, credit cards and lines of credit, plus, tools and advice that's catered to you.

Discover student banking

Student Life Network Full Ride Contest

You could win $35,000^ⓘ for tuition

Step 1

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2023.

Step 2

Join Student Life Network Opens in a new window.

Already a member? Just remember to open your new CIBC bank account, credit card or line of credit before December 31, 2023, to enter the contest.

You’ll be automatically entered for a chance to win $35,000. On January 9, 2024, a winner will be picked from active SLN members Opens in a new window..

No purchase necessary. Review the full contest rules (PDF, 160 KB) Opens in a new window..

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

$100,000 Common Carrier Accident Insurance

Purchase Security and Extended Protection Insurance

$100,000 Common Carrier Accident Insurance (PDF, 55 KB) Opens in a new window.

Purchase Security and Extended Protection Insurance (PDF, 650 KB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

CIBC Travel Medical Insurance^ⓘ Learn about optional CIBC Travel Medical Insurance. Opens in a dialog.

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card, or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.^ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.

Documents

Benefits Guide (PDF, 305 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.^ⓘ

Learn more about CIBC Pace It Installment Plans.