Special offer: Get $60 when you open a CIBC Smart for Students account.Learn moreabout the student banking offer..

Extra protection on new purchases

90-day protection with Purchase Security Insurance1 if your new purchase is stolen or breaks

Passenger protection

Get accident coverage with Common Carrier Accident Insurance1

No annual fee

Interest rate

No minimum income requirement

Minimum credit limit

Get a free SPC membership with this credit card

Save instantly when you shop at over 450 partner brands in-store and online. Pay no membership fee as a CIBC client with an eligible student product.

Learn moreabout this offer.

More to love about this card


Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, 6. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.7

Couple sitting on the floor looking at paint samples

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn more about CIBC Pace It.

Valuable insurance included with your card1

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

Optional insurance for your card

CIBC Emergency Travel Medical Insurance 3
Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards4

Get more out of student life

Student Life Network Full Ride Contest

You could win $35,000◊◊ for tuition

How to enter:

Step 1

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2021.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2021 to enter the contest.

Student Life Network logo

You’ll be automatically entered for a chance to win $35,000. On January 10, 2022, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full contest rules (PDF, 145 KB)  Opens in a new window..